Mubhadharo wevashandi uye zvikwereti zvinokweretwa zvinofanira kuiswa paFomu W-2, Mubhadharo weVashandi uye Imitemo. Fomu W-2 inzira yakaoma, uye marudzi mazhinji emari anowanikwa.
Iyi nhaurirano inowanzo uye haina kuitirwa kukupa zvose tsanangudzo dzemamiriro ezvinhu chaiwo. IRS mitemo yebhadhara yebhadharo yevashandi uye zvipo zvakaoma, uye pane zvakawanda zvisingakwanisi uye zvisingabvumirwi. Ona iyo mashoko ekuguma kwechinyorwa chino kana iwe uchida kutsva muzvimwe zvezvinhu izvi.
Imitero Inobhadhara uye Inobatsira
Kubhadhara kwose kwebhizimisi rako rinoita kuti vashandi vashandi vabhadharwe, kusanganisira mitero uye mibairo, mazano, makomisheni uye mari, zvigaro, uye kusarudzwa kwezvinhu. Mukuwedzera, zvipo zvose zvaunopa vashandi. Heano mamwe mamwe mashoko
Mushandi wemari yakawanda anokweretwa kune mushandi, kusanganisira kubhadhara nguva yepamusoro yevashandi vasingaregereri uye vamwe vashandi vashoma vanowana mari.
Zvose zvinowanikwa mari . Chipo chemari chinosanganiswa nemamwe ose emari mubhokisi rakakodzera paFomu W-2. Cherechedza kuti zvakagoverwa mazano (avo vakagadzirirwa nesarudzo yevashandi vose vakasungirirwa) vanofanira kuratidzwa muBhokisi 8, asi kwete mune zvimwe zvinhu zvekuwana.
Vashandi vemakomisheni vanobatanidzwa mumari inotengesa. Kana mushandi akatambira mberi kwekutumirwa kwebasa rinofanira kuitwa mune ramangwana, iyo mamisheni, mumatambudziko akawanda, anokweretwa paanogamuchirwa nevashandi.
Kana mushandi ari kushandisa kambani yemakambani nekuda kwebhizimisi, mileage yega yega inotungamirirwa nemushandi inotengesa semubatsiro. Iwe unogona kupa mushandi chipo chekushandisa bhizinesi yemotokari, uye iyo mvumo haigoni kutengesa.
Izvo zvingasarudzwa zvinogona kubhadhara kune vashandi kana sarudzo inogamuchirwa, kana iyo iyo inoshandiswa, kana kuti iyo yekutengeswa inotorwa. Verenga zvakawanda pamusoro pekuti mashandiro ezvitoro anotengesa sei.
Mitsva Inobhadhara uye Zvimwe Zvipo
Zvose zvinobatsira vashandi zvinokweretwa, kunze kwezvikamu zvezvikwereti izvo mushandi anobhadhara. Semuenzaniso, kana kambani yenyu uye mushandi vachigovana mari yekubhadhara mari yemishonga yepiramende, mushandi wezvikamu zvebhadharo haatori mutero kune mushandi.
Mabhonasi, zvikwereti, uye chipo kuvashandi zvinowanzobhadhara kune mushandi. Izvi zvinosanganisira makadhi emakadhi uye zvinhu pamazororo. Izvo ndeye minimis (zviduku) zvikwereti zvakapiwa kuvashandi panguva isinganzwisisiki.
Zvimwe Zvisingatereri zvinhu
Kubhadharwa kwevashandi hakubhadharwi kune vashandi.
Kutengesa uye kutakurwa kunobatsira kubva kumabhizimisi kune avo vashandi vanowanzobviswa pakusayerwa. Kune zvipo uye zviyero, saka verenga zvakajeka pamusoro pekuti idzi dzinoenda sei uye zvigaro zvekufambisa zvinoshanda , kusanganisira bhasikoro, kupaka, uye kuwanda kwekufambisa.
Zvokudya zvakapiwa kuvashandi zvingasave zvekubhadhara kana zviduku uye zvisingagone kupiwa. I IRS yakaoma mitemo pamusoro pekushandiswa kwevashandi-kwakapiwa uye haigoni kutengesa.
Mari inosvika ku $ 50,000 yeboka-yemainishuwarenzi yehupenyu hwehupenyu hupi zvayo inopiwa kuvashandi haina kuiswa mumari yavo. Inishuwarenzi yehupenyu mari inobhadharwa nekambani yako yepamusoro $ 50,000 inotengesa kune vashandi. Iri mari inowanikwa muBhokisi 1 uye muBhokisi 12 seimwe yezvasarudzo.
Rubatsiro rwekudzidzisa runobatsira pasi pe $ 5 250 inobhadhara kune vashandi mugore rekarenda haibhadharwi kune mushandi kana zvikapiwa sechikamu chepurogiramu yekubatsira pakudzidzisa. Kuti uwane mamwe mashoko pamusoro pemapurogiramu anobatsira ekudzidzisa, ona IRS Publication 971 .
Kushanda mumamiriro ezvinhu zvinowanzobatsira hazvikwanisi kutengesa. Idzi zvinhu zvipi kana mabasa anopiwa neanoshandira kune vashandi kuti avabatsire kushanda.
Izvi zvinosanganisira, semuenzaniso, zvishandiso nemichina uye yunifomu.
Mipiro yevashandi kune IRS-yakakodzera yekurasikirwa basa yevashandi haibhadharwi kune mushandi panguva iyo mupiro unogadzirwa. Asi kubuda kubva kune 401 (k) kana IRA zvirongwa zvekurega basa zviri pasi pemutero (zvose mupiro wevashandi uye mupiro wevashandi).
Kuchengetedza Vateresi Vanokwereta Pay uye Zvipo
Kungoita kuti zvinhu zviwedzere kuoma, unofanira kuchengetedza hurumende uye hurumende inotora mitero kubva pamutero unobhadhara uye unobatsira. Mukuwedzera, unofanira kuchengetedza mitero yeFICA (Social Security neMedare) kune vamwe, asi kwete dzose idzi dzinobatsira. IRS Publication 15-B inonyora zvose zvinobatsira uye izvo zvinoregererwa zvinofanira kutorwa.
Zvikomborero Zvakawanda Zvakadini?
Kukosha kwebhadharo kwakanaka kwazvo kuongorora, asi zvakadini nekokukosha kwechipo kana chekudya kana kutakura kunobatsira? Kukoshesa zvimwe zvezvikomborero zvinowanikwa kune vashandi zvinogona kuva zvinyengeri. I IRS ine mutemo wekutarisa huwandu hunoshandiswa kutarisa kukosha kwezvakawanda zvezvibereko. Kazhinji, kukosha kwakakosha yemari; iyo ndiyo, mutengo wei mune zvombo-urefu hwekutengesa.
Heino muenzaniso? Ndeipi kukosha kweshandisi yekushandiswa kwemahofisi ekufambisa kwekambani? Zvichida mari yehutano kana nzvimbo yacho yaishanda pane imwe nzvimbo.
Iyi Mishandisirwo Inowanikwa Dhizinesi Yangu Here?
Zvikwereti zvakawanda zvaunoita kune vashandi uye kubatsirwa kwebashandi zvinodhura mari yebhizimisi kumakambani ako. Iyi ibasa rekubhadhara pakati pekubhadhara uye zvikwereti zvichitorerwa kune bhizinesi uye inokweretwa kune mushandi. Somuenzaniso, kana iwe ukapa laptop kune mushandi, kushandiswa kwebhizimisi kwechinhu ichi kunotorerwa kwauri semushandi. Chero kushandiswa kwemunhu kunobhadharwa kune mushandi.
Ndiani Anoshanda Kune Izvi Zvirongwa Zvemitero?
Idzi ruzivo ndechekubatsira vashandi vebhizimisi mukunzwisisa kubhadhara mitero uye kubatsiri kune vashandi. Hazvirevi kubhadhara kune makambani ezvimirire kunze kwekubhadhara zvakananga kwemabasa.
Vamwe Vanodzingwa S corporation vane vashandi havakwanisi kufungidzirwa sevashandi pamigumo yekubhadhara mutero uye kubatsirwa. IRS inoti:
Munhu ane chikamu 2% mumwe munhu anonyatsove kana kuti asina chaanoita (panguva ipi zvayo mukati megore) kupfuura 2% yesangano rekambani kana chikwata chinopfuura 2% yesimba rekuvhota. Tora chikwereti che 2% sezvo iwe waizodanana naye mubato rekushandira pamwe nemiganhu inobatsira, asi usabate rubatsiro sekuderedza kugoverwa kune 2% yavatori vemabhiza.
Kuti Uwane Mamwe Mashoko
Iwe unogona kuwana huwandu hune tsanangudzo pamusoro pemamiriro emitero yezvakasiyana-siyana zvevashandi muRS Publication 15-B, uye IRS Publication 525 ine mamwe mashoko pamusoro pekubhadhara kwevashandi nemitero.