Vashandi vakawanda vakagamuchira zvigadzirwa zvekugadzirira vashandi. Kana iyi ndiyo nguva yokutanga yawakagamuchira chiziviso chakadai, heinoi mashoko aunoda.
Chii chigadziro?
Kuchengetedza ndezvekutonga kwemutero uyo uyo ane chikwereti kana uyo anogona kukwereta achikumbira dare kurayira munhu wechitatu kutendeukira kumunhu ane chikwereti (zvakadai semaripo kana mabhangi ebhangi) akachengetwa nechechi iyo, pakubhadhara chikwereti kumunhu ane chikwereti.
Semuenzaniso, bato iro rinopinda mutongo mumatare maduku madare rinogona kukumbira Dare kurongedza mubairo weboka rakarashika, kumanikidza kubhadhara mari inokweretwa.
Mushonga wokubhadhara ndiwo rudzi rwakarongeka rwekushongedza umo munhu ane chikwereti kana sangano rehurumende (rakafanana neRIS) inoda kuti mushandirwi agadzire mubayiro weushandi. Mamwe mamiriro ekugadzirisa muhomwe anoshandiswa kungangodaro kubhadhara zvikwereti, rubatsiro rwevana, kana mutero usingabhadharwi.
Mutemo chii pamusoro pokugadzira?
Mutemo wezvekugadzirisa chikamu chikamu cheMutengi weKutengesa Kodzero yeMutemo, iyo inotungamirirwa neDhipatimendi reMabasa.
Ndezvipi zvakanyanya zvinogona kutorwa kubva kumubhadharo wevashandi nekugadzirisa?
Mutemo weBurumende unodzivirira mari inotorwa mukunatswa kusvika kumadhora makumi maviri nemakumi mashanu emubhadharo wevashandi vanogona kuwanikwa kana kuti mari iyo inowanikwa mari inowanikwa yakawanda kudarika makumi matatu nemakumi matatu ekubhadharwa kwemadhora, chero zvishoma.
Kusiyana kwakasiyana-siyana kune chirevo ichi:
Chimwe chikamu chikuru chemubhadhari wevashandi kuti agadziriswe kutsigirwa nevana, bankruptcy, kana federal kana state tax pay. Uye mushandi anogona kuzvipira nokuzvidira kuti ave nemari yakawanda inotorwa nokuda kwokubhadhara kune ane chikwereti kana vatengi.
Ndeipi chikamu chemari yevashandi inogona kugadziriswa?
Iwe unogona kufunga nezvemahomwe, mibairo, makomisheni, uye mabhonasi semari inogona kugoverwa.
Pensions uye kubhadhara mari inogonawo kugadziriswa. Mazano haafaniri kubvunzwa somubairo nechinangwa chokugadzirisa. Ona zvakawanda pamusoro pemari inoshandiswa uye kugadziriswa, pasi.
Ndinokwanisa here kupedza basa iro mubayiro wave wakarongedzwa?
Mutemo weBurumende unoti haugone kupedzisa mushandi uyo ane mubayiro wakagadzirirwa chikwereti chimwe. Asi mutemo haudziviriri mushandi kubva mukudzikinura kana mari yevashandi yave ichiiswa pasi pakushongedzwa kwechikwereti chepiri kana chekupedzisira.
Zvakadini kana mutemo wezvematongerwo enyika unopesana nemitemo yekugadzirisa mubhadharo yehurumende?
Kana hurumende inobhadhara mutemo wekugadzirisa yakasiyana neChitsauko III, mushandirwi anofanira kuchengeta mutemo unoguma nekugadzirisa zviduku, kana kubvisa kusunungurwa kwebasa nokuti mushandi wake akaiswa pasi pekugadzirira kune chikwereti chimwe chete.
LaToya Irby, Chiremba / Chikwereti Chechikwereti, inoti, "Zvose zvinorega kubhadhara mari kune rubatsiro rwevana uye zvikwereti zvisina kubhadhara mitero." Dzimwe nyika haibvumiri kugadziriswa kwemari kune zvikwereti zvekwereti - North Carolina, Pennsylvania, South Carolina, uye Texas. "
Chii chinosanganiswa mune mari yakachengetwa yekugadzirisa zvinangwa?
Mutemo weBurumende unorayira mari inotorwa mukugadzirisa inobva pamari inoshandiswa, iyo ndiyo yakasara mushure mokubviswa kwepamutemo kunodiwa, zvakadai seFICA mitero (Social Security neMedare) uye mugove wevashandi vehurumende yerushuwarenzi yehurombo.
Kudzingwa hakubvunzwi nemutemo, sekubatana kwehurumende, inshuwarhu yehutano, kubhadhara mari yekubhadhara mari (kunze kwekudiwa nemutemo) kazhinji haigoni kubviswa kubva pamari yakawanda apo pave kuverenga mari inogona kuwanikwa nokuda kwekugadzirisa zvinangwa.
Ndingakwanisa Kutariswa Nomushandi wekugadzira Mitsara?
Kwete kana iwe uri kuita pasi pekutongerwa mudare redzimhosva kana kurongeka kwehurumende yehurumende yakafanana neI IRS uye kana kugadzirisa kwako kuri mukati memiganhu inogadzwa nehurumende kana mutemo wehurumende.
Dare redzimhosva razvino rakatsigira kodzero yeanoshandira kugadzira mibairo kana inotungamirirwa nehurongwa hwepamutemo. Mune imwe nyaya ya2010, mushandi akatambudza mushandirwi wake nokuti mushandi haazogadziri kugadzirisa mutero kana kuderedza mari yacho. Mushandi akarasikirwa nemhosva yake, uye dare rekukumbira rakatsigira chisarudzo. [Bullock v. Bimbo Bakeries USA Inc. Nha. 10-2376, 3rd Cir.].
Muzvakakosha, zvakakosha kuyeuka kuti iwe (semushandi) unofanira kutevera mutemo uye iwe unofanirwa kugadzirisa mushandi wemari apo iwe unogamuchira chiziviso.
Zvinonzwisisika: Mashoko ari munyaya ino pane iyi Mutevedzeri inotarisirwa kuve yakasikwa muzvisikwa, uye haasi kutarisirwa kuva mutero kana mazano emutemo. Mitemo nemirau zvinoshanduka, uye mamiriro ese ezvinhu akasiyana; iva nechokwadi chekutarisa negweta kana iwe uine mamwe mibvunzo pamusoro pokugadzirisa muhomwe.