Kune mimwe mitero pamari iyo munhu wose anofanira kuripa, uye FICA mitero iri pamusoro pezvinyorwa. Uye vashandi vanofanira kuchengetedza mitero iyi kubva kumarikiti evashandi uye kuripa kune Internal Revenue Service (IRS).
FICA mitero ndeyo Social Security uye Medicare mitero inobhadharwa nevanhu nevanoshandira. FICA mitero inonzi mitero yemitero nokuti inobva pamari inobhadharwa kune vashandi.
FICA mitero ine zvinhu zviviri. yakadzivirirwa kubva kune vashandi vanobhadhara uye yakabhadharwa nevashandi nevashandi (1) Social Security (OASDI) uye (2) Medicare. Ichi chinyorwa chinokupa ruzivo pamusoro pekuverenga kweFICA mitsara, kuparidzira nekubhadhara mitero iyi, chii chaunowana hachisi chikamu cheFICA mutero, nezvimwewo.
Izwi rokuti "FICA" rakapfupika kune Federal Federal Contributions Act. Mutemo wakatangwa muma1930 kubhadharira Social Security; Medicare yakawedzerwa gare gare.
Inguva yei FICA Tax?
Zvose mutero weFICA uri 15.3%. Izvozvo zvikamu zvinoshandiswa kumubhadharo wakakosha wemushandi .Abashandi nevashandi vanobhadhara 7.65%.
Heino kuparara kwemitero iyi:
- Muchikamu ichocho 7.65%, chirongwa cheOASDI (Old Age, Survivors, uye Disability program, AKA, Social Security) chikamu chinokwana 6.2%, kusvika pamubhadharo wepamusoro wepagore unoenderana neHuman Security.
- Iyo Medicare chikamu chikamu 1.45% kune umwe neumwe mushandi, kune vose vanogona kuwana mari .
Chikamu Chekuchengetedzwa Kwemagariro chinowanikwa gore rimwe nerimwe pamutengo wakatarwa; iyo Medicare chikamu hachina kugadzirirwa.
Ndezvipi Zvikwereti Hazvisi Pasi Paya FICA Mitero?
Vamwe vanobhadhara zvinhu uye kubhadhara kune vamwe vanhu havasi pasi peFICA mutero. Verenga nyaya ino nokuda kwetsanangudzo ye "rubatsiro rwekuchengetedzwa kwemagariro evanhu" uye urongwa hwekubhadhara zvinhu zvisingabhadharwi neHarare Social Tax.
Kubhadhara kwevatenzi vebhizimisi vanozvimirira hakubvumirwi pasi peFICA system, asi pane mutemo wakasiyana unoda kubhadhara mitero iyi, inonzi Self Employed Contributions Act (SECA).
Ko FICA Mitero Inoratidzirwa sei?
Kuti uverenge FICA inodzivirira vashandi, unofanira kutora mubhadharo wakakosha wemushandi (kusanganisira maawa akawanda) uye kuwedzera nehuwandu hwevashandi we765%. Zvinhu zviviri zvinokosha zvaunofanira kutarisa mumatare ako:
- Iwe unofanira kutarisa kuti uone kuti mubhadharo wehuwandu hwemushandi wegore rose haupfuuri huwandu hwehutano hwehupfumi hwegore razvino nokuti haugoni kutora zvinopfuura zvepamusoro pehupfumi hwehupfumi hwegore negore.
- Iwe unofanirawo kutarisa kuona kuti mimwe yemutero weMedare inorambidzwa pamubhadharo wepamusoro wevashandi vanobhadhara, apo mhindu yavo inosvika $ 250,000 mugore.
Cherechedza kuti hapachina huwandu hwehupfumi hwehupfumi hwevashandirwo uye hapana huwandu huripo hweMedarere yevashandi kana vashandi.
Ona nyaya ino kuti uwane mamwe maitiro ekuverengera FICA kubvisa uye kubhadhara mitero yeFICA kune IRS.
Kana Iwe Usingaregi Zvakawanda FICA Mutero
Wakatora mari yakawanda yeHurumende yekusachengetedza kubva kune mushandi? Zvichida zvaive nokuti wakaenderera mberi uchidhura pamusoro peHuman Security Security.
Chero mamiriro ezvinhu, iwe unofanira kudzorera mari yacho kumushandi. Iva nechokwadi chokuti yako payroll software haina kuverenga ichi sepfuma kune mushandi; hazvina kukanganisa mubhadharo wakakosha wemushandi saka haisi mari.
Zvimwe Nezvimwe Zvose zvebasa Mitero
Kubhadhara FICA Mitero kune IRS
Iwe unofanira kutumira FICA mubhadharo , pamwe chete nemari yakachengetwa kubva kubhizimisi kubhadhara mari yemutero , kune IRS nguva nenguva. Imari inofanirwa kuitwa inoshandiswa uchishandisa Electronic Federal Tax Payment System (EFTPS) uye iyo inogadzirwa semi-yevhiki nevhiki kana pamwedzi, zvichienderana nehuwandu hwemahomwe emakore akapfuura (mabhizimisi matsva aripo mwedzi wose). Verenga zvakawanda pamusoro pokuti ungaziva sei nguva yekubhadhara FICA uye mitero yemari inotora mari.
Kutaura FICA Mitero ku IRS
Vashandi vanofanira kutumira chikamu chebhadharo yemitero yemutero kune IRS paFomu 941 .
Uyu mushumo, wakafanira musi wekupedzisira we mwedzi mushure mekuguma kwega roga roga, inoratidza mari inodzingwa kubva kune vashandi vanobhadhara, mari inokonzerwa nevashandi, uye mari inobhadharwa panguva yekota.
Ndechipi Kusiyana Kwemitero yeFICA uye Mutero Wokuzvipira?
FICA mitero yakagadzwa ne Federal Insurance Compensation Act (FICA) mumakore ekuma1930 kufambisa mari, kutanga, yeSocial Security program purogiramu, uye gare gare, chirongwa cheMedare, kune vashandi.
Purogiramu yakasiyana, iyo inonzi Self-Employment Contributions Act {(SECA) ye 1954, inoda vanhu vanozvishanda kuti vabhadhara Social Security neMedarere pamitero pamabasa avo pachavo. Imitengo yemutero wekuzvitsvaga ndeye 12,9% yeSocial Security chikamu uye 2.9% yeMedare. Izvo zvakanyanya zveSocial Security zvinoshandawo kune SECA mutero, uye mutero weMedare unowedzera unoshanda kumubatanidzwa pamwe chete nemabasa ekuzvipira.