Uye Chii Chinoitika Kana Iwe Usingaregi Zvakawanda
Munhu wose anoshanda muUnited States semushandi anofanira kunge ane FICA mitero yakadzivirirwa kubva kune imwe neimwe yebhadharo. Ichi chinyorwa chinopa nhanho-nhanho nhungamiro yekuita kubhadhara mitero yeFICA.
FICA mitero mitero yeSocial Security uye Medicare. Mutero weFICA unogoverwa nevashandi nevashandi, naizvozvo hafu yemutero inobviswa kubva kune vashandi vanobhadhara zuva rega rega.
Iyo imwe hafu, chiyero chakaenzana nemari yakabviswa kubva kumashandi ekubhadhara, inofanira kubhadharwa newe semushandi.
Mashoko Anonyanya Kudiwa kweFICA Imari Kusachengetedza Kuverenga
Kuti uverenge mitero yeFICA kubva kumubhadharo wemushandi, iwe unoda kuziva:
- Nhamba yebhadharo yakakosha yevashandi panguva iyoyo yekubhadhara
- Zvose zvegore-kusvika-pari kubhadharwa kwevashandi
- The Social Security uye Medicare nematare ehurumende yegore iroro (ona pasi apa)
- Chero zviyero zvakabviswa kubva kumubhadharo wechibhadharo wevashandi ivavo nokuda kwebato risati rabhadhara rekuita basa
Mukuwedzera, iwe unoda kuziva, gore rimwe nerimwe:
The Social Security Maximum. Iyi ndiyo misha mikuru kana mubhadharo wemari yeHindu Social kuchengetedza gore iroro. Gore roga roga Social Security Administration inodhinda huwandu hweHuman Security Security; kwete Chekuchengetedzwa kweHurumende kuchengetedzwa kunotorwa kubva kubhadharo yevashandi pane iyi mari. (Iwe seanoshandira iwe unofanirwa kuramba uchiita zvikwereti zvegore.) Enda ku " Social Security Maximum " kuti uwane chikamu ichi chekuregererwa kwegore.
The Additional Supplementary Medicare Tax. Mari yekubhadhara iyo mamwe maMedarere emitero inofanira kuregererwa kubva kune vashandi vanobhadhara zvakakwirira. Mari yekubhadhara yakasiyana zvakasiyana nemutero wemunhu wega (yakaroorana, isina kuroorwa, imwechete) Pazinga rakatarwa regore, imwezve 0.9 muzana inofanira kuvharirwa kubva kumubhadharo wevashandi kune imwe yakasara yegore.
Iwe unofanira kutanga kutora zvinodarika 0.9 muzana apo mubhadharo wevashandi anosvika $ 200,000 gore, pasinei nokuti mamiriro ehutano hwevashandi chii.
IFICA Imari yekudzivirira mari:
- The Social Security (OASDI) inodzingirira mukana wekubhadhara kwakakwana 6.2 kubva kune imwe yepamusoro yebhasi yegore iroro. Uyu ndiwo chikamu chevashandi chekubhadharwa kweSocial Security. Iwe semubhadhadha iwe unofanirwa kubhadhara imwe 6.2 muzana usina chikamu.
- Iyo Medicare inorambidza chikamu ndiyo nguva yakazara yekubhadhara 1.45 muzana, pamwe chete inogona kuwedzera 0.9 muzana yevashandi vanobhadhara zvikuru. Mugove wako seanoshandira uyewo 1.45 muzana, usina chikamu, asi haufaniri kubhadhara zvinodarika 0.9 muzana.
- Kune chikamu che7,65 kubva muzana chakachengetwa, zvichibva pamubhadharo wakakura wemushandi.
Kuita kuverengera kweFICA Kuchengetedza Purogiramu
Tanga neGross Pay. Kutanga, iwe uchada mubhadharo wakakosha wemushandi wenguva iyoyo yekubhadhara.
- Mubhadharo wakakosha kune mushandi akabhadharwa muwandu wemari yeiyo nguva (kazhinji, mushandi wegore rose wevashandi akaparadzaniswa nenhamba yebhadharo nguva).
- Mubhadharo wakakomba wevashandi veawa imwechete ndiyo yakawanda inobhadharwa kubhadharwa, kuwedzera maawa nguva nguva yega yega uye kusanganisira maawa kwenguva yakareba uye nguva yakawedzerwa. Somuenzaniso, kana mushandi aishanda maawa 44 pavhiki pa $ 12.50, iwe waizowedzera ka40 $ 12,50 uye kane nguva yekuwedzerwa nguva.
Sarudza muwandu wemashandiro emashandi / mihomwe inowanikwa pasi pemitero yeFICA . Bvisa chero zviyero zvisingatariswi nemitero.
Usarega kubhadhara mitero isati yabhadhara kana mishonga yekubhadhara mari isati yasvika, yakadai seyedzima 401 (k) kana mamwe maitiro anobatsira ekurayira basa. Izvi zvakabviswa uye zvipo zvinowanikwa pasi pemitero yeFICA, asi kwete mari yemutero wemari.
Kune vashandi vanobhadhara zvakanyanya, chengetedza kaviri kuti mushandi wegore-kusvikira-zuva mubhadharo / miripo haisi pamusoro peHuman Security Security muhomwe yegore. Rega kubvisa Social Security yegore panguva iyo apo mubhadharo weushandi wevose (kusanganisira nguva yakawanda uye mabhonasi) anosvika pahuwandu hwegore iroro.
Verengai kubhadhara kwehupfumi hwevanhu, kuwedzera huno hutori hwehutano hwehupfumi hwehupfumi hwehupfumi hwehupfumi hwehupfumi huri pasi pehuwandu hwemari mikuru inotarisirwa neHuman Security
Verengai mutero weMedricare, kuwedzera mhirizhonga yeMedare ikozvino nehuwandu hwehuwandu hwemubairo huri pasi peMedare. Tarisa kuti uone kana mushandi wacho asvika kune imwezve mitero yemutero weMedare uye awedzere kubviswa kubva pamubhadharo wevashandi. Imwe mamiriyoni 0,9% emutero weMedare inofanira kuderedzwa apo mubayiro wemushandi unosvika $ 200,000 gore roga roga, uye mari yakawedzera inotarirwa pamutengo we $ 200,000 chete.
Chikamu chevaranda veFICA Mitero
Mushure mokunge makapedza kukohwa kweFICA kune vashandi vose, munofanira kuisa pairi chikamu chakaenzana newandu hwemushandi wenyu chikamu chemutero weFICA. Iyi mari inosanganisira:
- 6.2 kubva muzana yebhadharo yeFICA yese yeHuman Security, uye
- 1.45 kubva muzana yehuwandu hwemushandi weFICA weMedare.
Ko Kana Ndikadzora Zvakawanda Zvokuchengetedza Mutero?
Kana iwe wakatora mutero wakanyanya kubva kumubhadharo wevashandi, kana weSocial Security kana kuti Mutero weMedare, unogona kunge une zvinhu zvakawanda zvekugadzirisa:
- Dzorerai mushandi. Iwe uchada kubhadhara mushandi kumashure kwekuwedzera kwekudzvora mari. Iwe unogona kupa chikwereti ichi kumushandi mubhadharo kana se cheki yakasiyana. Iva nechokwadi kuti hausi kubvisa Social Security kubva ikozvino cheko!
- Dzokorora imwe yakagadziriswa 941. Kana kukanganisa kwave kwakabatanidzwa mushumo yePomu 941 (mutemo wepakati pekubhadhara) , iwe uchada kutora fomu yekururamisa (941-X) kuti uwane mari yekubhadhara.
- Shandura mari yekubhadhara yevashandi. Dedzera kubhadharwa kwepamusoro kweHuman Security Tax kubva kubhadharo yemutero wemubhadharo yevashandi. Homu W-2 yevashandi vanowana mari inopfuura $ 106,800 vanofanira kuratidza (1) mari yose yebhadharo yakagadzirirwa gore uye (2) yose yeHurumende kuchengetwa mari inosvika $ 106,800. Murepa weMederal ichave wakaenzana nehuwandu hwekubhadhara.
Kurondedzera FICA Imari Kubhadhara
Iwe unofanirwa kuudza FICA mutero unorega:
- Kumushandi, kusanganisira zvose kubhadhara chikwereti chazvino uye gore kusvika zvino
- Kune IRS paFomu 941- Mushandi weChikoro cheMari yeVashandi uye Imba.
- Uye pane fomu yeW-2 yevashandi pakupera kwegore.
Dzokera kuKuongorora Kubhadhara Kwevashandi Paycheck
Kudzokera kuFICA Mitero Inotsanangurwa