Kubhadhara kune Vashandi paFomu W-2 uye Retirement Benefits
Ndeapi Mitsara Inoenderana Nekuchengetedza?
IRS inoti iyo mitero yeFICA inokonzerwa nemubhadharo wakabhadharwa nokuda kwe "mabasa anowanikwa sechishandi muUnited States, pasinei nehugari hwehugari kana hugaro hwemushandi kana mushandi." Mune mamwe mazwi, ani naani anoshanda semushandi muUnited States anofanira kunge ane Social Security uye Medicare mutero wakachengetwa kubva muhomwe.
Panguva iyo mushandi ari kubhadhara, mutero weFICA unotarirwa pamutengo wakazara weiyo munhu. Heino nzira iyi inoshanda:
- Mubhadharo wakakosha wemushandi unotarirwa panguva yekubhadhara, zvichienderana nokuti mushandi wacho anobhadharwa kana kuti awa.
- Mutengo wakakwana wokubhadhara unoshandiswa kuverengerwa kubhadhara mari yehurumende uye yehurumende yemitero, zvichibva kune fomu yeW-4 yevashandi.
- Mutengo wakakwana wokubhadhara unoshandiswawo kuverenga kuchengetedza kweFICA mutero.
Kwose kubhadhara mitero yeFICA kune 15.3% yebhadharo yakazara yevashandi; mushandi uye mushandi mumwe nomumwe anopa hafu. Saka FICA inorega mari yevashandi iri 7.65% yemari yakawanda (6.2% ye Social Security uye 1.45% yeMedare).
Social Security Mishavha inoshandiswa neSocial Security Administration kuti ione Social Security kubhadharo yekuverengera pakubhadhara, naizvozvo zvakakosha kuti mibairo iyi iverengwe zvakarurama.
Maripo kune Vashandi Vanorasikirwa neFICA Tax
Aya ndiwo mazita emamwe marudzi akasiyana-siyana ekubhadhara kune vashandi vasingakwanisi kuiswa muhomwe inotungamirirwa nebhadharo yeFICA .
Izvi zvinosanganisira zvose Social Security mibairo uye mubayiro wezvinangwa zveMedare. Kuti uwane runyoro rwakakwana, ona IRS Publication 15.
- Mumwe mubairo wevashandi akaremara akabhadhara mushure megore mushandi ane kodzero ye inshuwarisi yehurema
- Vashandi vebhizimisi yekufambisa mari vanobhadharwa nemari inopfuura kudarika huwandu hwehurumende hunofanirwa nehuwandu hwemashoko kana kuti mileage yakaenzana
- Vashandi vomumhuri vari pasi pemakore gumi nematanhatu
- Vamwe "kuwedzerwa" kwemiganhu inobatsira haigoni kuverengerwa. Fringe zvikwereti zvinokweretwa "pamusana pehuwandu hwekodzero yemari yemari yekubhadhara pamusoro pemari yemari yakabhadharwa nayo nemushandi pamwe nemari ipi zvayo isingabvumirwi nemutemo."
- Washandi inshuwarisi
- Mitsara kune vashandi vebambani
- Mipiro yevashandi kumiganhu yekurasikirwa yakakodzera
- Kubhadhara kune avo vasiri vashandi vasiri vashandi (zvakadai sekugadziriswa kwemahofisi edzimba uye vatengesi vatengesi)
- Mazano pasi pe $ 20 pamwedzi
- Vashandi vanobhadhara mari
Zvimwe zvekubhadhara kune vashandi mune mamwe mashizha emabhizimisi zvakasunungurwa. Verenga IRS Publication 15, chitsauko 15 kuti uwane mamwe mashoko.
Gore Rega Social Security Wage Maximums
Zvikwereti zvakabhadharwa kune vashandi pamusoro pehupfumi hwehupfumi hazvibatanidzi muhupfumi hwehupfumi hwevanhu nechinangwa chekuverenga hutano hwehupfumi hwevanhu nehupfumi. Kuchinja kukuru kwegore negore. Hapana huwandu hweMedare inobatsira.
Mitsva kune Vashandi Vanofanira Kuve Vachibatanidzwa muHuman Security Security Mitsva
Mukuwedzera kune mibairo uye mibairo inobhadharwa, zvimwe zvipo kune vashandi zvinofanira kunge zvakabatanidzwa mune Social Social Salary. Ona iyo yose yakanyora mumitemo yakawanda yeFomu W-2.
Mipiro isingatungamiri neHome Federal Revenue Tax
Nhamba yekubhadhara kune vashandi vasingabatanidzi mutero weFICA inogona kunge yakasiyana nemitengo isingabatanidzwi mumutero wekuwana mari.
Somuenzaniso, mari inoshandiswa neanoshandira inoita kuti purogiramu yekubhadhara mitero inoremberedzwa yakadai se 401 (k) kana 403 (b) chirongwa chebasa hachina kubatanidzwa mukuverenga kwehurumende yemari yemutero.
Munyaya iyi, zvingadaro ndezvekuti Social Security mubhadharo yakakwirira kudarika mubhadharo uri pasi pemutero wemari.
Mibairo Yakashumwa paFomu W-2
Zvose izvi zvakasiyana-siyana zvemubairo zvinotaurwa pamusoro pehuwandu hweW-2 unopa kuvashandi munaJanuary gore rega roga, saka vanogona kuita mitsva yavo yekubhadhara.
Kutarisa fomu yeW-2:
Bhokisi 1, Mitsara, mazano, mamwe mvumo: Iyi ndiyo mari inokweretwa kune mushandi wehurumende yemari yemari. Ndiyo mari inowanikwa pomufomu wemutero wemushandi.
Bhokisi 3, Social Security Mishavha: Iyi ndiyo mari inoshandiswa neSocial Security Administration kuverenga Social Security inobatsira.
Mazano anowanikwa muHuman Security Security mahoro asi akaverengwa akazvimirira uye akabatanidzwa mumabhokisi 7 ne8.
Ona zvakawanda pamusoro peHuman Security Security uye Fomu W-2 mumirayiridzo yeFomu W-2, kubva kuRRS.
Unoita Izvi Zvokuchengetedzwa Kwemagariro Evanhu Anogadzirisa Tero Yebasa?
Vanhu vanozvipira vanofanira kubhadhara Social Security uye Medicare mitero, asi nenzira yakasiyana kubva kuvashandi nevashandi vavo. Iyi mitero, inonzi mitero yekushanda , inobva mune zvebhizimisi mari chete. Mhando yemari inowanikwa kunze kweHuman Security Security miholo haifaniri kubhadhara mitero yebasa rega.
Mhando dzebhadharo dzinowanikwa uye dzisingabatanidzwi muHarare Social Salami dzakaoma. Kune zvakawanda zvinodiwa mumitemo ye IRS. Iyi nhaurirano ndeyezvinangwa zvinongowanikwa chete uye haifaniri kutendwa semazano emitero. Tarisa nemuteresi wako wekuteresa usati waedza kuverenga Social Security mibairo.