Chii chinopiwa kumushandi?
Vashandi vanobhadhara inishuwarenzi inobhadharwa nemakambani kuti vabatsire vashandi vanorwara kana kukuvadzwa pabasa. Kupfuura purogiramu iyi, vashandi vanopiwa zvipo uye kuchengetwa kwevashandi, uye vashandi vanovimbiswa kuti havangatongwi nemushandi (munguva zhinji).
Muchirevo chimwe nechimwe chezvirevo zviri pasi apa, zvakasiyana zvakasiyana nehurumende kuenda kune imwe nyika. Kana uine mibvunzo pamusoro pemitemo yekubhadhara yevashandi muhurumende yako, taura nemitemo yenyika yako pane urongwa hwevashandi vehurumende vanopihwa mari.
Chokwadi 1: Kupa vashandi kunodiwa kune vashandi vose.
Mashoko iwayo ndeechokwadi, asi huwandu nehuwandu hwehuwandu hwakasiyana nedzimwe nyika. Nyika dzakasiyana:
- Ndivanaani vashandi vakavharwa
- Mhando dzekukuvara dzakavharwa uye uchapupu
- Kunze kwekukuvara
- Mitemo yezvikwereti (kureba kwenguva iyo mushandi anofanira kutora kuda)
- Mubhizimisi anochengetedza zvinopomerwa, kusanganisira kuzvikuvadza kuzvitema, kushaya tsika nemaune, nekukuvadzwa nemishonga / doro.
Ichokwadi 2: Kubhadhara kwevashandi kunobata zvirwere zvekugara kwenguva refu nekukuvara pamwe nezvimwe zviitiko.
Dzimwe kukuvadzwa kwebasa kunogona kuitika kwechinguva; Kukuvhiringidzika kunokonzerwa nokupererwa mupfungwa sezvakaita marpalp tunnel, somuenzaniso. Kurwara kunokonzerwa nokusvibiswa kunzvimbo yebasa, semapapu matsvuku, zvinoonekwawo sehutano hwebasa uye hunofukidzwa nemari yevashandi.
Ichokwadi 3: Kubhadhara kwevashandi kunobhadharwa nevashandirwi kune mari yehurumende.
Sezvakataurwa pamusoro apa, mapurogiramu ekubhadhara kwevashandi anotarisirwa kune imwe nyika-ne-nyika. Hurumende yehurumende inotungamirira mapurogiramu ekubhadhara kwevashandi vakasiyana-siyana emapoka akasiyana-siyana, kusanganisira vashandi vehurumende, vashandi venguva refu, nevashandi vemagetsi.
Mari yevashandi yekubhadhara mari inowanikwa mubhadharo wakakosha uye nhamba uye kuoma kwezvirwere nekukuvadza izvo zvinowanzova zviitiko zvevashandi. Semuenzaniso, kambani yekugadzira yaizova nemari yepamusoro yevashandi yekubhadhara kupfuura inyanzvi.
Ichokwadi 4: Vashandi vanogona kukwanisa kumhan'arira kune avo vanoshandira kuti vakuvara munzvimbo.
Kunyange zvazvo kubhadharwa kwevashandi kuchibhadharira vashandi vanopomerwa nevashandirwi, kune dzimwe mamiriro ezvinhu umo mushandi anogona kugomesa mushandirwi nezveku-ku-basa kukuvadzwa kana kurwara nokuda kwezvikonzero zvakasiyana, kusanganisira:
- Kana kukuvadzwa kwacho kwaiva nechinangwa kumunhu wevashandi, kana
- Kana kukuvadzwa kwakange kuri kunze kwehuwandu hwebasa rekushandira.
Ichokwadi 5: Dzimwe kukuvadzwa kwebasa zviri kunze kwehuwandu hwekubhadhara kwevashandi.
Kune rumwe rutivi, mamwe akakuvadzwa kwebasa ari kunze kwehuwandu hwemhizha yevashandi, uye kukuvadzwa kana kurwara hazvibhadharwi nemari yevashandi:
- Kana kukuvara kwacho kwaiva kuzvitapa,
- Kana kukuvadzwa kwakaitika panguva yekutongwa kwemhosva,
- Kana mushandi akanganisa purogiramu yekambani, kana
- Kana mushandi wacho akanga asiri pabasa apo chiitiko chacho chakaitika.
Ichokwadi 6: Vashandi vangave vasasarurwa nekuda kwekupa mvumo yekubhadhara mushandi.
Pasi pemitemo yezvematongerwo enyika uye yehurumende, vashandi vanorambidzwa kupisa, kudzorera, kana kusarura vashandi vanotora zvikwereti zvemari yevashandi.
Kuti Uwane Mamwe Mashoko:
Iwe unogona kuwana ruzivo rwakawanda pamusoro pehurumende yehurumende yekubhadhara mapurogiramu pawebsite yeDhipatimendi reUnited States of Labour's Workers 'Compensation Programs.
Uyewo Anozivikanwa se: Kupa Kwevashandi, Compact Worker, uye kubhadhara kwevashandi (nguva isati yasvika, isisashandiswi).