Ndezvipi vanozvishanda Bhizimisi Vanoita Pay Social Security uye Medicare?
Ko Bhizimisi Vanozvishandira Vanoita Sei Kuti Vabhadhara Social Security uye Medicare?
Vanhu vanozvipirawo vanofanirwa kubhadhara Social Security uye Medicare mutero, asi vanozviita zvakasiyana. Vadzidzisi vemabhizimisi maduku vanobhadhara Social Security uye Medicare mitsva pane zvinobatsira zvebhizimisi.
Iyi mitero inodanwa, pamwe chete, " Kuzvitsvakira Mitero ."
Dzimwe nguva mitero iyi inotumidzwa se SECA mitero. SECA inomiririra ((Self-Employment Contributions Act) inosanganisira OASDI (Old Age, Survivors, uye Disability Insurance), zvimwe zvinonzi Social Security, uye Health Insurance (inowanzonzi Medicare).
Chii Chinonzi Self-Employment Tax Rate?
Nokuda kwebasa rekuita basa rakagadzirwa mune rimwe gore, mutero wekutengesa basa uri 15.3% . Mutengo wacho unosanganisira zvikamu zviviri: 12,4% zvekuchengetedzwa kwevanhu (vekare-makore, vakapona, uye inshurensi yekuremara) uye 2.9% yeMedare (inshuwarhu yehupatara).
Chikamu chekuchengetedzwa kwehupfumi chinotarirwa pamutengo wakakura, unochinja gore rega rega. Kana misha yako yemari inopfuura kudarika gore iroro, iwe unoramba uchibhadhara chete Medicare chikamu chetero re SECA.
Ko Mari Yebhizimisi Inotengesa Mutero Yakasarudza Sei Mutero Wokuzvipira?
Vashandi vebhizimisi vanobhadhara mitero yemari pamabhizimisi avo mune nzira dzakasiyana.
Mari yebhizinesi yemitero yekuzvitsvaga basa inobva kune rudzi rwebhizimisi:
- Mari inobhadharwa yomunhu anozvidzivirira oga ari wekutengeserana bedzi kana kuti imwe nhengo LLC inotsanangurwa paChechi C yemutero wemunhu pachake. Chigumisiro chikamu chekuwana mari.
- Mari inotengesa yemumwe wako muubatanidzwa, nhengo yevamiririri vakawanda LLC , kana muridzi weS corporation anorayira mutero wekuzvitsvaga pabasa rake rekupa zvipo zvemari yekambani.
Mari inotengesa yemuridzi mune zvose izvi zvinosanganiswa pamutero wemunhu wemutero unodzoka.
Iko Muridzi wekambani Anobhadhara Mutero Wekuzvipira?
Vatengi (shareholders) yekambani vanobhadharwa pamubhadharo wemari, izvo zvisingabatsiri pamitero yebasa rokushanda. Kana muridzi anoshanda muhurumende, iye ari mushandi uye anoripa mutero weFICA.
Iko SECA Mutero Inotarirwa Sei Mitsva Yemutero Wekubhadhara?
Chiyero cheSETCA mutero inowanikwa uye inosanganiswa mumutero wemunhu pachake wekudzoka mumatanho akawanda:
Nhanho 1: Bhizimisi wemabhizimisi inotengwa mari inotorwa, zvichienderana nerudzi rwebhizimisi, sezvarondedzerwa pamusoro apa.
Nhanho 2: Iyi mari inoshandiswa kuverenga mutero wekuzvishanda uchishandisa Purogiramu SE.
Nhanho yechitatu: Hafu yenhare yakatarwa yemutero wekuzvitsvaga yakabviswa kubva kumunhu anotora mari inoshandiswa pane peji 1 yomufomu 1040.
Nhanho 4: Mamwe ose emutero wekuzvitsvaga anowanikwa mukuverengwa kwemitero inowanikwa nemunhu.
Sei SECA Inoshandisa Mutero Kana Ini Ndinewo Imba Inowanikwa?
Iwe unogona kuwana mubhadharo kubva kumushandi uyewo kuva nebhizimisi rekunze iyo inobatsira uye inokuwana iwe Social Security benefits. Munowanzo, FICA yako mibairo inofungidzirwa kutanga kwekuchengetedzwa kwemagariro evanhu, asi zvishoma zvakaoma kupfuura izvozvo.
Verenga zvakawanda pamusoro pekuti mabhii maviri emitero - mutero weFICA uye mutero we SECA - vanoshanda pamwechete kuti vakupei mubhadharo wekurega basa.
Nzira Yokuderedza SECA Mutero uye Kukura Kwekuchengetedzwa Kwemagariro Evanhu
Izvo zvinotyisa. Iwe unogona kuda kuderedza mutero we SECA uri kuripa, nokuwedzera kudhesa kwekutengesa mubhizinesi rako. Asi bhizimusi rako rinogona kuva yetikiti yako kune hutano hwehupfumi muhutano.
William Perez, Nyanzvi yeUkwereta Mutero, ine nyaya yakanaka chaizvo iyo inokurukura nzira yekuwedzera hutano hwehupfumi hwemagariro nekuda kwekurasikirwa. Zvakakodzera kutarisa.