Kotora mari uye maropafadzo ekufambira kubva pakushanda iwe pachako
Kana iwe uchipedza zvakawanda uchishanda pamabhizimisi ako maduku, kuva nekodhi kadhi rechikwereti kunokosha. Bhizinesi rekadhi kadhidhikiti rinokupa kushanduka kwaunoda kubhadharira mari yebhizimisi kana iwe uri pfupi pamusoro. Kana, iwe unogona kushandisa kambani kadhi rechikwereti rechikwereti kuti uwane mubairo pamabhadharo ako ezvakanaka zvebhizimisi - kungobhadhara zvakakwana kuti huwandu hubatsirwe.
Panyorwa yedu, uchawana zvikwereti zvekwereti zvakasiyana-siyana zvinobhadhara mabhonasi ekupa mabhadharo uye zvikomborero, vamwe vasina purogiramu yekushandisa mari, iyo inopa bhizimusi rako kukwanisa kutenga zvarinoda, uye kunyange kadhi rechikwereti rinokupa kunotswa kwekubhadhara kwokutanga.
01 - Best Bonus Signup: Chengetedza IInk Business Inofanirwa
Gamuchira mapeji emabhonasi 80,000 mushure mekunge uchitenga $ 5,000 pamatenga mumwedzi mitatu yekutanga mushure mekuvhara Chase yeIk Business Inofarira Credit Card. Ikoji yeK 80K inokosha kusvika ku $ 1 000 kune maropafadzo ekufambisa kana iwe uchidzikinura kuburikidza neChase Ultimate Rewards.
Zvichienderera mberi, iwe uchawana zvikamu zvitatu pamadhora pakutanga $ 150,000 kushandiswa mune mamwe mabhizinesi gore negore. Zvikamu zvinosanganisira kufamba, kutumira, Indaneti, kambo, foni, pamwe chete nesangano rezvemagariro / tsvakurudzo yekutsvaga kutengeswa. Zvose zvinotenga zvinowana zvisingagoneki imwe pfungwa pamadhora.
Pfungwa dzinodarika makumi maviri kubva muzana paunodzikinura pamhepo, mahotera, dzimba dzemotokari uye motokari kuburikidza neChase Makomborero. Iwe unogona kuita 1: 1 point inotumira kune zvimwe Chase Ikupedzisira Mibayiro yevamwe. Izvozvo zvinoreva kuti iwe haungarasikirwi nehumwe humwe mukutendeuka.
Mitengo inokosha : APR is 16.99 kusvika 21.99 muzana. Mari yegore negore inodarika $ 95 uye hapana mari yekubhadhara kune dzimwe nyika.
02 - Best Payment Card: Business Platinum Card kubva kuAmerican Express
NeBusiness Platinum Card kubva kuAmerican Express, une mukana wekuwana kusvika kune mamiriyoni 75,000 Makomborero. Kutanga, iwe uchawana 50,000 Mamiro eMhuri Mitsara mushure mekunge iwe uchishandisa $ 10 000 uye mamwe mapeji 25 000 apo iwe unoshandisa $ 10 000 pazvigadzirwa zvekutengesa mumwedzi mitatu yekutanga yekuzarura akaunti yako.
Wana zvikamu zvishanu pamadhora pamakwikwi uye mahotera akabhadharwa akabatwa kuburikidza nemamextravel.com; 1.5x inotsanangura pamadhora ekubhadhara mabhizimusi akakodzera ye $ 5,000 kana kupfuura-kusvika kusvika mamiriyoni mapfumbamwe; uye 1 nhamba pamadhora kune zvimwe zvose.
Simuka mazana emabhonasi ma 500 000 pagore. Amex anopa 35 muzana yemashoko ako kumashure apo iwe uchishandisa Mhemberero Yayo Yomubhadharo kubhadhara vose kana chikamu chemari yakakodzera.
Bhizinesi Platinum Card kubva kuAmerican ikati kadi yekubhadhara zvinoreva kuti iwe unobhadhara mari yako yakazara mwedzi mumwe nomumwe. Izvi zvinokuchengetedza kubva pakubhadhara chikwereti pamari yako, mari inogona kukanganisa mibayiro yawakagamuchira.
Iva ne $ 200 yemari yekubhadhara mari yechikwereti gore roga roga kushanda kune mari dzisina kufanana dzakadai sekutarisa zvikwata uye mu--kutenga kunotenga iwe unobhadhara nekadhi rako rechikwereti.
Mitengo inokosha : Kune $ 450 yemari yegore negore uye hapana mutero wekutengesa kune dzimwe nyika.
03 - Best for Hotels: Starwood Preferred Guest Business Credit Card
Gamuchira 25000 mahora e-Starpoints paunoshandisa $ 5,000 pamakadhi ako mumwedzi mitatu yokutanga yokuzarura akaunti yako. Nyeredzi dzinogona kudzikinurwa kweusiku hwemasikati panzvimbo dzehotera dzinopfuura 1,300 uye nzvimbo dzekugara munyika dzinopfuura zana dzisina misi yakasviba.
Iwe uchawana kusvika kune shanu Starpoints yedhora rimwe raunoshandisa pakutenga pakutsvaga mahofisi eSGG (maviri emakona acho anobva pakuva cardmember apo nhatu dzinosara dzinobva pakuva nhengo yeSGG); maviri Starpoints per dollar pamitengo yekutsvaga mukutora mararamiro eMarriott Mitsva; uye Starpoint imwe ye dollar pane zvimwe zvose.
Paunenge uine mukana wekutakura chikwereti pane kadhi rako rechikwereti uye ubhadhara chikwereti pamarikeri, zvakanakire kubhadhara mibairo makadhi mashoma muzere mwedzi wega wega kudzivisa kufarira uye kuwana zvizere zvizere zvemubairo wako.
Dzimwe chikadhi chekwereti zvinosanganisira: kusununguka mu-room premium internet access; Bhiiyo Wi-Fi, zvisingabatsiri kusvika kumakona mana; kubvumirana kwakakwana kuS Sheraton Club Lounge; chikwereti kweusiku hutanhatu uye maviri anogara kune SPG mamiriro evanhu gore negore.
Mitengo Inokosha : Kutenga APR ndeye 16.49, 18.49 kana 20.49 muzana zvichienderana nekukwereta kwako. Imari ye $ 95 yegore negore inodzingwa mugore rokutanga uye hakuna mari yekubhadhara kune dzimwe nyika.
04 - Best Airline: CitiBusiness AAdvantage Platinum Sarudza Nyika MasterCard
Wowana 60,000 American Airlines AAdvantage bonus maawa mushure mekushandisa $ 3,000 pamatenga mumwedzi mitatu yokutanga yokuzarura akaunti yako. Iwe unokodzera kubhonasi chero bedzi iwe usina kumbova neCitiBusiness kana AAdvantage kadhi yakashama kana yakavharwa mumwedzi 24 yapfuura.
Zvichienderera mberi, iwe uchawana makiromita maviri nedhora rakashandiswa pamabhizimisi; nhovo mbiri neyodhora pamakodhi eAmerica anotengwa; uye imwe pfungwa pamadhora kune zvimwe zvose. Wedzera kadhi rebhizimisi rebasa kuti uwane mamwe makiromita. Hapana chikwata pane zvikwereti zvaunogona kuwana. Maonero ako haazoperi chero bedzi iwe uchiwana kana kushandisa mibayiro kamwechete kamwe mwedzi gumi nemana.
Zvimwe zvinosanganisira America American Companion Certificate paunoshandisa $ 30,000 kana kupfuura gore negore; 25 kubva muzana mari yekutengeswa kwechikwata paunenge uchishandisa CitiBusiness AAdvantage Platinum Select World MasterCard; uye bhagi rekutanga rakasununguka pamusha weAmerican Airlines flights.
Mitengo inokosha : Purchase APR ndeye 16.99 kusvika 24.99 muzana zvichienderana nechikwereti. Mari yegore negore inodarika $ 95 uye inodzingwa kwemwedzi 12 yekutanga. Hapana mari yekubhadhara kune dzimwe nyika.
05 - Best Payback Incentive: American Express Plum
Iko itsva American Express Plum inokupa purogiramu yekubhadhara chikwereti chako mangwanani. Iko 1.5 muzana yekutanga kubhadharwa kunoshanda kune chikamu chemari yaunobhadhara mukati memazuva gumi kubva musi wekuvhara chirevo chako. Kana ukashandisa $ 10 000 uye uchibhadhara chikamu mangwanani, uchachengetedza $ 150 mwedzi iwoyo. Hapana chikwata chekutsvaga, asi iwe unofanira kubhadhara zvishoma zvishoma nemhaka yezuva rakakodzera.
Kana ukasarudza kusatora mari yekutanga kubhadhara, une mazuva makumi matanhatu ekubhadhara chikwereti chako chakakwana uye usabhadhara chikwereti.
Hapana purogiramu yekushandiswa kwemari muAmerican Express Plum. Pane kudaro, simba rako rekutenga rinowanikwa pakushandisa kwako kadhi nezvimwe zvinhu.
Farai Amex Vhura zvikwereti zvakadai sekubhadhara motokari kukanganisika uye inshuwarisi inokuvadza, kuchengetedzwa kwekutenga, inshuwarima yemutoro, rubatsiro rwepamberi rwomugwagwa, rubatsiro rwepamberi yengozi uye waranti yakawedzerwa
Mitengo inokosha : $ 0 mutambo wegore negore, uye $ 250. Hapana chekubhadhara mari kune dzimwe nyika.
06 - Best Cash Back: Capital One Spark Cash
Ne Capital One Spark Cash, une mukana wekuwana mari ye $ 500 yemari apo iwe unoshandisa $ 4,500 pakutenga mumwedzi mitatu yekutanga yekambani yekuvhura.
Zvichienderera mberi, kadhi rako rechikwereti rinotenga rinowana zvisingagoneki mazana maviri emari cash back. Kana iwe uchishandisa zvakawanda mubhizinesi rako, une mukana wekuwana mazana emadhora muzvipo gore negore. Dzorerai mubairo wenyu panguva ipi zvayo uye mumutengo upi zvawo. Hapana huwandu hwekuregererwa.
Kana iwe uine vashandi vanogadzira zvigadzirwa zvebhizimisi rako, unogona kuwedzera makadhi evashandi pasina mari yakawedzerwa uye unowana mubairo pane zvose zvavanenge vatenga. Kadhi iri rinosanganisira mhosva yekunyengera. Saka iwe hauna mhosva yekutengesa kana kusagadziriswa kutenga kunowanikwa ku-akhawunti yako.
Sezvimwe zvikomborero, iwe uchawana ripoti yekota inotarisirwa yemari yako kuti ubatsire nekugadzirisa, bhajeti uye mitero. Zvakanaka chikwereti chinodiwa.
Mitengo Inokosha : Kutenga APR: 17.99 muzana. Mari yegore negore ndeye $ 0 mugore rokutanga, $ 95 mushure mezvo uye hapana mari yekubhadhara kune dzimwe nyika.
07 - Best General Travel: Capital One Spark Miles
Capital One Spark Miles inobhadhara bonus-time bonus yemakiromita 50 000, kana wapedza $ 4,500 pamatenga mumwedzi mitatu yokutanga. Bhino yaK 50K yakanaka kune $ 500 mukufamba.
Zvichienderera mberi, zvaunotenga zvichawana zvisingagoneki makiromita maviri nedhora pazvinhu zvose zvinotengwa. Izvozvo zvinoreva kuti hapana mari yekushandisa kushandiswa. Ingoshandisa iwe sezvaunoda kuitira bhizinesi rako uye uwane mubairo. Rwirai makiromita enyu chero nguva ipi zvayo, mune imwe yero.
Kungofanana neGeneral One Spark Cash, unogona kuwedzera mamwe makadhi evashandi pasina mari yakawedzerwa. Kutenga kunoitwa pamakadhi evashandi kunowanawo mubairo. Iwe uchada chikwereti chakanakisisa kuti uwane ruzivo rweGeneral One Spark Miles Card.
Mitengo Inokosha : Kutenga APR: 17.99 muzana. Mari yegore negore ndeye $ 0 mugore rokutanga, $ 95 mushure mezvo uye hapana mari yekubhadhara kune dzimwe nyika.