Kubatsira Kwakawedzerwa Mishonga Yekubhadhara Mitero - Kwevashandi uye Kuzvidzivirira
Chii chinonzi Additional Medicare Tax?
Mutemo weRus Relief weAmerica wegore ra2013, wakasayirwa kuva mutemo musi waJanuary 2, 2013, wakabatanidza urongwa hwekuwedzera mushandi chikamu cheMederalare mitero kune vanhu vane mari yakakwirira, vose vashandi uye vashandi vebhizimisi vanozvishanda .
Imwe mitero yemutero inenge 0.9% yevashandi mari. Vashandi haafaniri kupa chikwereti kune iyi mimwe mitero. Imwe mitero yeMedare inobatsira pamari pane imwe nzvimbo, zvichienderana nehutori hwemunhu huripo hwekubhadhara mutero.
Izvo zvinowedzera Medicare mutero wekutengesa we9,9% inoshandiswa pamubhadharo wemabasa pamwe chete uye pabasa rekuzvimirira kupfuura aya mazinga:
- Vakaroorana vachifambidzana pamwe chete - $ 250,000
- Vakaroora vachidhura zvakasiyana - $ 125,000
- Single - $ 200,000
- Musoro weimba (ane munhu akakodzera) - $ 200,000
- Mudzidzi wechirikadzi (er) ane mwana anotarisira - $ 200,000
Kuregererwa Kwakawedzerwa Kuwedzera Mishonga Yebasa Inoshanda Sei?
Vose vashandi vanofanira kuverenga kuchengetedza Medicare mitero sechikamu chemitero yeFICA (Social Security neMedare), kune umwe neumwe mushandi panguva imwe neimwe yekubhadhara. Vose vashandi vemari (kusanganisira tip mari ) inotarisirwa neSocial Security uye Medicare mitero. (Onai "Mitemo yakasiyana-siyana yeMhando dzakasiyana-siyana dzeMashandi uye Mitero" chikamu cheRIS Publication 15 kuti uwane mamwe mashoko pamusoro pemari ipi inowanikwa.)
Iyo Medicare mutero wehuwandu ihu 1.45% yevashandi uye mushandi mumwe nomumwe. Iko chikumbaridzo chekudzivirira chiri $ 200,000. Pano apo mari yevashandi yakakura kudarika iyi chikumbaridzo, kuwedzera kubhadhara kunofanira kutanga. Pamusoro pechikumbaridzo ichi, mushandirwi anoenderera mberi achipa 1.45% uye mushandi anofanira kupa 2.35%.
Somuenzaniso, kana mubhadhari wevashandi ari $ 220,000 pagore, mushandi uye anoshandisa mumwe nomumwe anokwereta $ 2900 ($ 200,000 x 1.45 muzana) kuitira mari kusvika ku $ 200,000. Mubhadhari ari kukwereta $ 290 yezve $ 20,000 ($ 20,000 x 1.45 muzana) uye mushandi anobhadhara $ 470 ($ 20,000 x 2.35 muzana).
Ndinorondedzera Sei uye Ndibhadhara Izvo Zvimwe Zvokurapa Miti?
Sekushanda, iwe unofanira kuchengeta zvinyorwa zvemari yemutero weMedare unowedzera iwe unorega kubva kumushandi wemari uye iwe unokwereta somushandi. Chengetedza mari iyi pamwe chete nemamwe mimwe mitero yemitero yaunobhadhara iwe, pane imwe nguva yevhiki nevhiki kana pamwedzi.
Izvo zvinowedzera Medicare mutero une chikwereti inowanikwa mu IRS Form 941 (Employ's Quarterly Federal Tax Return). Iwe uchada kuratidza mutengo webhadharo mubhadharo uye mazano pasi pemutero uyu (Pamutsara 5d). Yeuka, iwe unorega kuwedzera kwemutero wemutero weMedare pamutengo we $ 200,000, asi mushandi wacho anogona kukwereta kupfuura mari iyi pamutero wake wekudzokera.
Chikonzero Nei Uchifanira Kuziva nezveZvamwe Zvimwe Zvokurepa Mutero
Saka, sei iwe iwe, semuchishandisi, uchida kuverenga tsanangudzo dzake dzakajeka dzekuti mutero we Medicare unoshanda sei kune vasina kuroora uye vakaroorwa?
1. Vashandi vanobvunza mibvunzo. Vashandi vanodikanwa kuti varege kubhadhara mutero waMedare, pamusoro pehuwandu hwemutengo weMedare weHeritage 1.45%, pamutengo we 0.9% pamishonga yeMedare inodarika madhora mazana maviri nemakumi maviri emari akabhadhara kune mushandi.
Chirwere cheMederalare neholding chingasave chikwereti munhu anofanira kuchibhadhara, uye mushandi angave akavhiringidzika pamusoro pekuti basa rekudzivirira rinoshanda sei. Vamwe vashandi vanogona kunge vane mimwe mitero yeMedare inowanikwa zvakadarika chikamu chisina kuchengetwa. Iyi mimwe mitero inofanirwa kubhadharwa pamubhadharo wemunhu pachake wekubhadhara mutero.
Kunyange zvazvo vashandi vasingakwanisi kupa mazano emitero, vanofanira kuziva kuti zvinogona kuenzaniswa pakati pemari isina kubhadhara uye mari inobhadharwa nevashandi. IRS inoti:
... mushandi uyo anotarisira mutoro weAdding Medicare Tax angakumbira kuti mushandi wake arege kuwedzera mari inowanikwa mubhadharo yeFomu W-4. Izvi zvinowedzera mari yekubhadhara mari inoshandiswa pamatare emitero inoratidzwa pamusana wemutero wemari inoshandiswa (Fomu 1040), kusanganisira chero rimwe rezveMutengo weMutengo weMutero.
2. Zviri paW-2 iwe unotumira kuvashandi. Paunotumira W-2 mavara kune vashandi munaJanuary, unofanira kufananidzira tsanangudzo yemutsara 5 "Medicare mubhadharo uye mazano." Vashandi vaive nemutero weMedare wakachengetwa vanogona kunge vane mibvunzo pamusoro peiyo fomu uye musiyano uripo pakati pemishonga yeMedare munharaunda iyi uye mari yakachengeterwa mutero weMedare unoregererwa paNhamba 6.
Semuenzaniso, kana iwe somubhadhari usina kuchengetedza mimwe mitero yeMedare inopfuura $ 200,000, uye mushandi wacho akaroorwa, achinyora pamwe chete, mushandi haafaniri kubhadhara mutero weMedare unowedzera kusvikira mari yake inopfuura $ 250,000. Muchiitiko ichi, mari inowanikwa muChishanu 5 uye Mutsara 6 ichave yakasiyana, uye mushandi angave ane kodzero yekudzorera zvimwe zvekuti kana mari yose yakachengetwa.
3. Unogona kuva mushandi. Kana iwe ukashanda semushandi kune imwe bhizinesi kunze kweyako, kana iwe uri mushandi wekambani yako kana S sangano , iwe uchada kuziva kuti iyo mishonga yeMedare inoshanda sei apo iwe unogamuchira yako W-2 fomu fomu. Kana wakagamuchira zvakawanda kupfuura mari yakanyorwa pamusoro apa, unogona kuita zvisarudzo zvako pamusoro pokubhadhara mari yakawedzerwa yemutero weMedare kana kuwana mari yekubhadhara mutero weMedare. Kana iwe uchikwereta mutero uyu, uchada kuzadzisa Fomu yeRRS 8959 kuratidza kuverenga kwemari isina kuchengetwa uye inokweretwa, zvichienderana nemamiriro ako emitero.
4. Unogona kunge uri wega pabasa sebhizimisi. Mutero mutsva weMedricare unobatawo vanhu vanozvishandira vanowana mari yakawanda. Kana iwe mose muri vashandi uye muchizvishanda, zvose zvinowanikwa mari (zvakasiyana nemari yekuwana mari) zvakabatanidzwa kusvika kune mazinga (pamusoro) apo mimwe mitero yeMedare inoshanda. Hakuchina kubvisa mutero webasa roga, uye iwe unotarisira kuti mari yako inogona kuva pamusoro pematunhu ari pamusoro apa, iwe unoda kuwedzera muwandu wemari yako inotarirwa kubhadharwa kubhadharo yemutero weMedare unowedzera.
Iwe unogona kuwana mamwe mashoko akazara pamusoro pezvakanyorwa zveAdding Medicare Tax, kubva ku IRS.