Ndiani anosarudza kana ndiri muridzi kana mushandi?
Kunyanya, mitero yemitemo ndiyo kusarudza.
Hurumende yehurumende (theInternal Revenue Service) ine mitemo inotsanangura kuti vhizimisi vemabhizimisi vanobhadharwa sei, zvichienderana nemhando yebhizimisi.
Nzvimbo yemutero yemuridzi uye kuti muridzi wekubhadhara inofanira kunge yakakosha sei pakusarudza kwako kugadzira rudzi rwebhizimisi. Usati wasarudza pane bhizinesi rako, taura nemuteresi wako wekutere kuti uve nechokwadi kuti unonzwisisa mitero yebhizimisi rako.
Ndechipi chinzvimbo changu mubhizinesi?
Nzvimbo yako inenge iri muridzi kana semushandi, zvichienderana nerudzi rwebhizimisi :
- Simba rega rega - iwe muridzi, kwete mushandi.
- Imhosva yekambani yekambani - iwe unogona kunge uri muridzi (nhengo), kwete mushandi, kunze kwekuti iwe wakasarudza kuverengwa semakambani (ona pasi apa).
- Ushamwari - iwe muridzi, kwete mushandi.
- Corporation - iwe uri mushandi kana iwe ukashanda nesimba mune imwe nzvimbo mukambani. Iwewo uriwo mugove uye iwe uriwo muboka revatungamiri , saka une mabasa akawanda.
- S corporation - iwe uri mushandi kana iwe ukashanda nesimba mune imwe nzvimbo mu s corporation , uye iwewo uriwo mugove. Verenga zvakawanda pamusoro pebasa rekuzvimirira uye mitero yebhadharo yevana veS corporation.
Ndinotora sei mari kubva kubhizinesi rangu? Ndeipi mitero?
Kana iwe uri mubhizinesi, unotarisira kuti ichakupa mari (pane imwe nguva, chero zvakadaro).
Saka iwe unowana sei mari kubva kubhizinesi rako? Izvo zvinoenderana nerudzi rwebhizimisi:
Kana Iwe Wine Simba muChinhu
Kana iwe uri muridzi wekambani, iwe une zvikamu mune iyo corporation. Kana iwe ukashanda nokuda kwekambani (uye kwete kungogara pasi uye kuunganidza zvikamu), iwe unobhadharwa nokuda kwebasa iro semushandi. IRS inoti iwe unofanira kubhadhara mari yakakodzera yebasa iroro; iwe haugoni kungoshandisa $ 1 pagore kuti udzivise mitero yemitero (Social Security / Medicare, kusashandira).
Mari yako yose yevashandi inofanira kuva neFICA mitero (Social Security / Medicare) yakaderedzwa, uye iyo sangano inofanira kubhadhara imwe chikamu chemitero yeFICA, pamwe nekubhadhara mutero uye kubhadhara vashandi. Iwe unogamuchirawo zvikwereti pane zvikamu zvako, zvaunofanira kubhadhara mitero pamutero wako wekubhadhara (semari yekuwana mari).
Kana Iwe Wine LLC
Vatengi veI LLC vakadanwa Nhengo . Havagamuchiri mubhadharo sevashandi. Nhengo dzinowana mari kubva ku LLC nenzira mbiri:
- Dzokera paInvestment. Vanogona kutenga mari yavakapa. Iyi kudzoka kumari yekutsvaga haisi pasi pemitero yemabasa.
- Payments Guaranteed. LLC Nhengo dzingatorawo mari kubva kubhizimisi nenzira yekubhadharwa kubhadhara.
Kana Uri Mutevedzeri Wakawanda
Kana iwe uri muridzi webhizimisi wekutengeserana chete , unogona kutora dhora kubva mubhizimusi pamunhu oga.
Iyi kukoka haisi yebhadharo rebhizimisi rinodhura; inongova mari chete yaunotora kubva pfuma (uchifunga kuti kune zvipo!) kubhadhara zvikwereti zvako. Paunotora draw, iwe unyore cheki iwe pachako kubva kubhizimusi uchitarisa kanda uye uiise mubhuku rekuongorora rako pachako.
Zvakakosha kune vashandi vebhizimisi kuchengetedza bhizimisi uye mari yekushandisa mari yakasiyana . Hezvino iyo inoshanda sei kuteka: Unosarudza iwe unoda mari kubhadhara mari yako. Iwe unyorera cheki kubva kubhizinesi rebhizimisi, rakaitirwa kwauri pachako (se "Ginny Doe"). Zvadaro iwe unoisa cheki mubhadha yako yebhangi. Nzvimbo yekuverenga ndeyokutora chikwereti chako chekambani uye mari yechikwereti.
Vadzidzisi vanofanirawo kubhadhara mutero webasa ravo (dzimwe nguva rinonzi SECA), yeSocial Security uye Medicare.
Kana iwe uri Mushandi muChinhu
Kana iwe uri mushandi , iwe unotora mubhadharo kubva kubhizinesi.
Mari yako inofanirwa kunge inonzwisisika , uye inofanirwa kubhadhara mari yebhizimisi inodhura . Kana uri kushanda musangano rako, unonzi uri mushandi. Iwe haugoni kushanda pasina uye iwe haugoni kubhadharwa zvakanyanya.
Sangano rinofanira kukupa mubhadharo, sevamwe vashandi. Mari yekubhadhara inofanira kusanganisira kubhadhara mitero yemari uye fICA mitero (Social Security neMedare). Sangano racho rinofanirawo kubhadhara mitero yekusashanda uye kubhadhara mitero yevashandi pamitero yako somushandi.
Mahofisi ehurumende avo vane vagovani vanogonawo kugamuchira zvikwereti sekusarudzwa kwebhizinesi rebhizimisi.