Mhedzisiro yakakosha pakati pemashoko aya maviri ndeyekuti mutero wekuzvimirira unobhadharwa nevanhu vanozvishandira, asi mitero yemabasa inobhadharwa nevashandi nevashandi vavo.
Ndezvipi Kuzvipira Mitero?
Mitero yekuzvipira inobhadhara mitero inobhadharwa navanoshandisa bhizimisi vanozvimirira t o Social Security Administration ye Social Social Care and Medicare, zvichienderana nemari inobva kubhizimusi raunayo (kwete kambani). Mutero wekuzvitsvaga unonziwo "SECA" mutero (kubva kuA self-Employed Contributions Act).
Mutero wekubhadhara mari inobhadharwa ndeye 15.3% ye Social Social and Medicare, yakabva pamatare emari yebhizimisi. Zvose zvinowanikwa muHuman Security Security zvinowanikwa gore negore; kana Mutero Wenyu Wekuchengetedzwa Kwepamusoro unodarika huwandu, hapana Mutero Wekuchengetedzwa Kwevanhu unoiswa pamutengo pamusoro pehuwandu. Medicare mutero inowanikwa pamatare ese emari, pasina huwandu. Iko kunewo mimwe mitero yeMedare inowanikwa kune vanhu vane mari yakakwirira, mushure mokunge vasvika kune imwe nzvimbo yepamusoro.
Vashandi chete vanofanira kubhadhara hafu yemitero (vashandi vanobhadhara imwe hafu), nepo vashandi vebhizimisi vachibhadhara yose yemutero.
Asi, vashandi vebhizimisi vanogona kutora hafu yemutero kunze kwekubhadhara mari yavo yemutero, kuti vaderedze mari yakawanda yakagadziriswa.
Vadzidzisi vemabhizimisi vanozvimirira vanobhadhara mitero yebasa ravo, rakagadzirwa neSocial Security uye Medicare mitero, kusanganisira mimwe mishonga yeMedare, kana inoshanda. Uye, chokwadi, vanhu vanozvishanda vanobhadharawo mitero yemari pamitoro kubva pamabasa avo.
Chii Chinonzi Employment Taxes?
Maererano ne IRS, mitero yemabasa inosanganisira:
- FICA mitero (Social Security uye Medicare mitero), yakabva pamari yevashandi, inogoverwa nevashandi nevashandi. Mumwe nomumwe anopa 7.65%, kusvika kusvika ku15.3%. Izvochete Social Security yakakwana mari inoshanda kune FICA mutero. Uye iyo mimwe mitero yeMedare inoshanda kune Medicare chikamu chemutero uyu.
- Mitero yehurumende yemitero, iyo yakadzivirirwa kubva kumubhadharo wevashandi uye yakatumirwa ku IRS nemushandi.
- Kusarura Kwebato (FUTA) mutero, iyo inobhadharwa nemushandirwi kupa hutoro hwebasa kune vashandi. Vanhu vanozvipira havabhadhara mitero yebasa, uye havakwanisi kutora kusapera kwemabasa.
Ko Kana Ndiine Zvose Kuzvipira Kuwana Uye Basa Rinowanikwa?
Ko kana ini ndiri vaviri ndiri pabasa uye ndiri mushandi? Ndinofanira kubhadhara chikamu chepamusoro pese mutero wekuzvitsvaga uye mutero wemabasa here? Hungu uye kwete. Iwe unofanirwa kubhadhara mutero wemari pamari inowanikwa kubva kune zvose zvinyorwa, kusanganisira zvose zvekuzvitsvaga basa uye mari yekuwana basa. Iwe unofanirwa kubhadhara mutero wekuzvitsvaga (SECA) weSocial Security uye Medicare, uyewo iwe waunoshandira anofanira kutora FICA mutero kubva pamari yako. Asi pane huwandu hweHarare Social Tax,
Nenzira yakawanda, FICA mitero kubva kubasa inoonekwa seyokutanga, uye kana iyo Social Security yakasati yasvika, mitero yebasa inobatanidzwa inosanganiswa. Ichi chinyorwa pamusoro pe SECA neFICA mitero inotsanangura muchidimbu kuti mitero iyi inoshanda sei mumamiriro ezvinhu aya.
Mhedziso
Kunze kwehupfumi hwebasa rehurumende, vose vanozvishanda nevashandi vanobhadhara mitero imwechete - hurumende inobhadhara mitero uye mitero ye Social Social and Medicare. Sezvandakareva pakutanga, izvi zvinowanzoita mitero imwe chete, ine mazita akasiyana.
Dzokera Kuzvokuita Mitero Mitero: Zvaunoda Kuziva
Dzokera kuZvose Nezvokuzvipira Kuita uye Kuzvipira Mutero Mitero.