8 Kuguma kweMakore Makuru Business Tax Planning Tips

01 - Nhanho Yokutanga - Kuwana Nguva Nemari

Sezvaunosvika kumagumo egore rako rekutengesa bhizinesi, iwe unogona kuva nesarudzo yekuwana mari mugore rino kana gore rakatevera. Kana iwe unogona kutora mari mugore rebato rakaderera , unogona kukwanisa kuderedza mitero yako.

Somuenzaniso, kana gore rino iwe uchange uine kurasikirwa, asi iwe unoziva kuti uchava nepfuma gore rakatevera, iwe unogona kukurudzira vatengi kukubhadhara iwe gore rino apo zvikwereti zvako zvichatsika. Kana iwe uchifunga kuti mari yako ichave yakaderera gore rakatevera, edza kutamisa mari kubva kune vatengi kusvika mugore rinotevera. Izvi zvinonyangadza, sezvo iwe usingazivi chaicho chichaitika gore rakatevera, asi zvakakosha kukurukurirana nemubhadhari wemutero wako.

Kutenga Nguva
Paunenge uchitarisa kana kutora kubhadhara kwemari gore iri kana gore rakatevera, heino nhatu nhanhatu dzinofanira kufunga nezvazvo:

• Tora kuderedzwa kwegore apo pfuma yako yakakwirira. Izvo zvichaita kuti zvive nepfuma shoma mugore iroro.
• Tora kuderedzwa mugore apo mari yekubvisa yakakwirira. Zvimwe kuderedzwa zvinoshanduka gore negore. Kudzidza nezvekuchinja uku kunogona kukuchengetedza mari nekukubvumira kutora kudha kana kwave kwakakwirira.
• Tora kuderedzwa mugore apo mitero yepamusoro yakakwirira. Kana iwe uchiziva kuti mabhizimisi emitero inowedzera gore rinouya, tora zvitsva gore rinotevera kuti uwedzere mari yako inotengesa mugore iroro.

Nheyo yekuwana nguva yekubhadhara mari uye kubhadhara mari, kana yakanyatsofungisisa uye nekubatsirwa nemupi wezano wezvemitero, inofanira kuderedza mutero wemabhizimisi ako.

02 - Chengetedza Mitero Nokugadzira Up uye Pre-Kubhadhara

Sezvakataurwa muChishanu Chekutanga, unogona kuwedzera mari (uye kuderedza mari) nekuchengetedza pane zvinyorwa uye zvigadzirwa uye kubhadhara mari. Kana iwe uine mari yakagara yakakomberedza, kana iwe unogona kushandisa zvine musoro mutsara wako wekwereti kana bhidhiro rechikwereti rechikwereti chekutenga, kuisa pane zvigadzirwa. Semuyenzaniso:

Stock Up

• Tarisa pahofisi yako yepahofisi uye kopira pepa uye uzadze kusvika pamwero wakakwana.
  
• Kana uine zvigadzirwa zvaunoshandisa nguva dzose mufekitari yako, warehouse, kana mubasa rako, shandisa pane izvi zvakare.

Pre-Pay

• Pre-kubhadhara inshuwarheni, kufanana nebhizinesi bhizinishuwarenzi yako kana inshuwarisi yakananga yemhando yako yebhizimisi (malpractice inshuwarisi, somuenzaniso)
  
• Pre-kubhadhara renhi yako kana yako yaunotora. Kana iwe uchiripo kubhadhara chikwereti, ita nechokwadi chokuti uri kutora pasi mukuru, kwete kungobhadhara chimwe chido.
  
• Pre-kubhadhara pamabhadharo emagazini mabhizha kana nzvimbo yekugamuchira muhofisi yako.

Tarisa nemupi wezano wako wemutero, kuti uve nechokwadi chokuti mari ichaderedza mari yako.

03 - Chengetedza Mitero nekugadzirisa chirongwa che 401k yeVashandi

Kana kambani yako ichange ichibatsira gore rino, uye iwe une mari yakawandisa, unogona kuchengetedza pamitero nekuisa 401 (k) kana Safe Harbor 401 (k) iwe nevashandi vako. Kunyange kana iwe uine pamba chete, iwe unogona kushandisa 401 (k) kuisa mari pamuri kubhadhara uye kuchengetedza pamitero yebhizimisi. Zvechokwadi, iyo nzira iri nyore uye pasina vashandi, nokuti kune mitemo shoma.

Mitero Yemitero ye 401 (k) inoronga:

• Iwe unogona kutora chikwereti chemutero kune bhizinesi rako nekuda kwekugadzirisa uye kugadzirisa chirongwa che 401k, kusvika ku $ 500 pagore rimwe nerimwe remakore matatu ekutanga chirongwa chiripo.
  
• Zviyero zvaunosarudza kubva kune bhizimusi rako iwe pachako uye vashandi vanobviswa sebhasiro rebhizimisi (kusvika kumiganhu yakatarwa)
  
• Vashandi vari voga vanogamuchira mutero uyu wemari-inoderedzwa, kana vakaiisa muurongwa hwakakodzera; mari yacho haisati yateretwa kusvikira yabviswa.

Kana iwe ukamisa urongwa usati wapera gore rino remutero, mari yako yaungachengetedza inogona kudarika kukubhadhara mari yekugadzirisa chirongwa ichi uye kuchibhadhara.

04 - Nyora Matambudziko Akaipa Kuchengetedza Pamitero

Zvakaipa (Un-collectible) zvikwereti zvinogona kunyorwa kunze kwekuguma kwegore uye zvikwereti zvisina kukwaniswa zvinogona kushandiswa kuderedza mari yako. Hezvino nzira iyi inoshanda:

1. Panguva yegore, une zvikwereti zvinogamuchirwa izvo iwe unounganidza ... uye zvimwe zvinogamuchirwa iwe une dambudziko rokuunganidza.
   
2. Pakupera kwegore, chengetai MaAkaunti Anogamuchirwa Agore Mharidzo kuti uone kuti ndiani asina kukubhadhara kwenguva yakareba.
   
3. Kana mutengi asiri kushanda kana kuti akamira kubhadhara, unogona kukwanisa kutengesa chikwereti ichi kubva kune yako yose yekutengesa, kuderedza mari yako.
   
4. Wedzerai chikwereti chakaipa chaunoda kunyora. Iva nechokwadi kuti iwe unoda kunyora zvikwereti izvi. Kana ukagamuchira mari kubva kumutevedzeri gare gare, iwe uchafanirwa kushandura kubvisa uye kubvisa kubhadhara semari inowanikwa. Dzokororai rondedzero nemutungamiri wenyu wezvemitero.

05 - Kunyora Kunyoresa Nokunyora Pasingashandisi Zvishandiso uye Inventory Zvinogona Kuchengetedza Pamitero

Zvinhu zvisingabhadharwi, zvakakuvadza, kana zvisina maturo zvinogona kubviswa kubhuku rako rekuverengera kukwidza mari yako uye kuderedza mutoro wako wemitero. Hezvino nzira iyi inoshanda:

• Iwe unofanirwa kuva neurongwa rwezvinhu zvose mukambani yako, kusanganisira zvivako zvehofisi uye chero zvishandiso zvaunoshandisa kuita zvigadzirwa. Enda kuburikidza urongwa uhwu uye ucherechedza midziyo iyo: (1) kusashanda (kunze kwemasikati), (2) isina chazvinobatsira, yakakanganiswa kupfuura kugadziriswa, kana (3) yakakanganiswa asi ichiri kushandiswa.
  
• Kune zvinhu zvisingashandisi kana zvisina zvazvinobatsira, nyorai huwandu hwakazara hwemichina yekunyora
• Nezvinhu zvakakanganiswa asi zvichiri kushandiswa, nyorai kuderedzwa kwekukosha kwekunyorera-pasi . Somuenzaniso, kana uine kombiyuta yawakatenga kutenga $ 2,000 uye yakagara muimba yekumusana nokuti wakatenga kombiyuta itsva, unogona kutenga mari yakazara ye $ 2,000 mutengo nokuti kombiyuta haina kushandiswa. Kana chimwe chigadziri chinodhura $ 1 000 mutsva uye iwe unonzwa kukosha kwayo iri $ 300 zvishoma pamusana pekukuvadza, iwe unogona kuverenga $ 300 semari, kuderedza kukosha kwebhuku kusvika $ 700.
  
• Zvose izvi zvinonyorwa uye kunyora-pasi zvinogona kutorwa sezvinodhura pamutero wako wekudzokera. Zvinhu zvinobva zvaderedzwa mukoshi.

06 - Ipai Vashandi Zvikomborero Kana Zvipo - Kuderedza Bhizinesi Dzako Mitero

Kuguma kwegore ndeye nguva yemagariro yekubhadhara mabhonasi kuvashandi kana kupa zvipo nemapato. Mukuwedzera pakugamuchira kubhadhara mutero kwemari iyi, iwe unogamuchirawo chido chakanaka kubva kune vashandi, kunyanya kupoteredza mazororo.

Mushandi / mabiko emabhonasi ndeyemari uye anogona kuderedzwa mune zvimwe zviitiko. Semuyenzaniso:

• S Corporations inogona kubhadhara mabhonasi kune vavanhodzi uye varidzi, chero bedzi vaine zvikamu zvavo panguva iyo bhonasi inobhadharwa.
  
• C Corporations inogona kungotora mabhonasi kune vashandi / veneimba vane 50 kubva muzana kana huwandu hwepamusoro panguva iyo bhonasi inobhadharwa.

Mabhonasi kune vashandi vemarudzi ose emakambani mabhizimusi anotsvaga mari. Asi, mabhonasi kune vega proprietors, vashandi pamwe chete, uye nekodzero yemakambani kambani (LLCs) nhengo haibvumiri, nokuti vadziri / vashandi / nhengo dzinofungidzirwa ne IRS kuti izvishandise. Iyi ndiyo imwe mamiriro ezvinhu umo kuva nekambani uye kuva mushandi wekambani iyo ingaguma nekutowedzera kwemitero.

Mazororo nezvipo zvezororo zvinogona kuderedzwa chero bedzi zvisingaiti nguva dzose / zvinowanzopiwa uye ndezvechinangwa chokusimudzira kufarira.

Verenga zvakawanda pamusoro pezvipo, zvikwereti, mabhonasi nemitero

07 - Kubhadhara Mutero Nokutora Bonus Kukanganiswa uye Chikamu 179 Kubviswa

Mitemo ichangobva kuitwa kubva muna 2008 yakawedzera kukurumidza kuderedzwa kune mamwe marudzi ezvigadzirwa zvebhizimisi kukurudzira kubhizimisa kwebhizimisi nekupa mabhizimisi kukwanisa kushandisa mari yekubhadhara mutero. Zvigadziro izvi zvinokubvumira kuti uwane mari yakawanda yehuwandu hwezvigadzirwa zvemabhizimisi zvakatengwa gore rino, nokuda kwekuwedzera kwekubhadhara mutero.

Bonus Depreciation
Bonus Depreciation provision inobvumira mabhizimusi kuti awedzere 50 muzana yezvigadziriswa zveimwe nzvimbo yakakodzera mune gore iyo nzvimbo yacho inowanikwa mubasa. Iwe unofanirwa kuziva kuti vamwe vanoti vanochinja kana kuti vanoramba kubhadhara kwebhonasi. Tarisa nehurumende yako yehurumende yemari kuti uone kuti zvii zviri muhupenyu hwako.

Chikamu 179 Kukanganiswa
Imwe mafomu ekukurumidza kuderedza inosanganisira Chikamu 179 chivako.

Kana uri kufunga nezvekutenga midziyo, iwe unogona kutaura nemutungamiri wako wezvemitero kuti uone kana zvingave zvakanaka kutora iwe kutenga gore rino pane gore rinouya.

08 - Chengetedza Mitero Nokutenga Simba-Magetsi Akakwana uye Pfuma

The Emergency Economic Stabilization Act ya2008 (inonyatsozivikanwa se "bhailout"), yakasanganisira kuenderera mberi kwemamwe mitero yevateresi uye mabhizinesi, pakushandisa nzira dzekuchengetedza magetsi. Kunyange zvazvo zvizhinji zvezviyero izvi zvinotarisirwa kumabasa ehurumende uye mabhizimisi ekugadzira mafuta, mamwe anoshanda kune mamwe mabhizinesi makuru. "Kuenda bhuruu" kunogona kupa bhizimusi rako nemamwe mari ekubhadhara mutero. Semuenzaniso, apa pane imwe urongwa hungave hunobatsira bhizinesi rako: [/ p [

Simba-Nzvimbo Yakakwana
Imba inobudirira-inoshandiswa muzvivako zvekutengeserana Kuchengetedzwa kwemagetsi kunofanira kuitwa kuburikidza nemagetsi ekugadzirisa simba uye simba kweHVAC yekuvaka, mvura inopisa, uye magetsi ekunze. Mari yakabviswa inosvika ku $ 1.80 pamakumbo mana emukona weimba yekuvakira nzvimbo yezvivakwa zvinogadzirisa 50% yekuchengetedza magetsi. Inowanikwa kuburikidza naDecember 31, 2013. IRS yakabudisawo nhaurirano ichipa mamwe mashoko pamusoro pekutsvaga kwevatengesi veimba yezvokutengeserana nekuda kwekugadzirisa magetsi zviyero.

Zvimwe Zvimotokari Motokari uye Hybrids
IRS inoramba ichipa ruzivo pamusoro pemari yekubhadhara mitero yekutenga yemamwe motokari motokari uye motokari yemotokari . Nhamba yemotokari iri kuwedzera sezvo vamwe vanoita motokari vanosanganisira hybrid mumiganhu yavo. Unofanirwa kunge uri wekutanga mutengi wemotokari iyi, asi iwe unogamuchira mutero wakatarwa mutero (kunze kwekuderedzwa), izvo zvinoreva kutora mari yakawanda.

09 - A Inonzwisisika

Ichi chinyorwa, uye ruzivo rweMutungamiri weNzvimbo iyi, inotarisirwa kuti ruzive ruzivo chete. Munyori haasi CPA, muteresi wemutero, kana Akanyoresa Agent. Tsvaga nemuteresi wako wekutere kuti uwane ruzivo rwakanangana nemamiriro ako ezvinhu.