Ndezvipi Zvipo, Makomborero, Mabhesi Anotengesa?
Mibvunzo Miviri Yekubvunza Kutanga
- Ndizvo zvipo / zvikwereti / mabhonasi anotengesa kune vashandi here? Kana zvikweretwa, unofanira kutora zvose zvinoshandiswa nehurumende, zvehurumende, uye zvekuwana mari uye FICA mutero . Unofanirwa kubhadhara mamwe mitero yebasa ( kuterega kwebasa , somuenzaniso) pazviyero izvi.
- Ndizvo zvipo / zvikwereti / mabhonasi anotsvaga kwauri sebhasiro rebhizimisi? Kuti iparadzwe, kazhinji zvinhu izvi zvine mirefu. Kuziva miganho kunokubatsira kuona chiyero chechipo.
Bhizimisi Zvipo kune Vashandi
Bhizimisi renyu rinogona kutora mari inopfuura $ 25 yechipo kune chero munhu mumwechete gore negore, kusanganisira vashandi. Ona I RS Publication 463 kuti uwane mamwe mashoko pamusoro pemiganhu yezvipo. Kuziva mhinduro dzemibvunzo iyi kunogona kukubatsira kuita zvisarudzo zvakanaka kumitero uye kubvisa zvakakodzera.
Chipo Cadhi uye Chipo Chipo kune Vashandi
Zvipo zvechipo uye zvitsva zvipo zvemakadhi ndezvenzvimbo yakawanda inokonzerwa nevashandi nokuti vanogona kuchinjwa kuti vawane mari. Pakave nekukurukurirana pamusoro pekuti zvishoma zvishoma zvipo makadhi / zvitiketi ($ 25 kana pasi) hazvikwanise kutariswa nemitero nekuti ndeye "minimis" fringe kubatsirwa (zvishoma) asi IRS haina kupa mutungamiri pane izvi, saka zvakanakisisa kuti uone kubhadhara mutero wako uye kuti uone kuti iyo inotengesa.
Kana iwe ukapa zvikwereti zvipo kana zvipo zvechipo, unofanira kubvisa mitero kubva kumushandi kubhadharira zvipo izvi kana kuti zvakakosha (tarira pasi apa). zvinooneka pachake pfuma .
Mabhonasi Kune Vashandi uye Vashandi
Bhoasi yevashandi / vashandi ibhizimisi rebhizimisi rinokodzera uye rinogona kuderedzwa mune zvimwe zviitiko.
Kutanga, tarisa mabhonasi kune veneti / vagoveri:
- S Corporations inogona kubhadhara mabhonasi kune vavanhodzi uye varidzi, chero bedzi vaine zvikamu zvavo panguva iyo bhonasi inobhadharwa.
- C Corporations inogona kungotora mabhonasi kune vashandi / veneimba vane 50 kubva muzana kana huwandu hwepamusoro panguva iyo bhonasi inobhadharwa.
- Nokuda kwekutengeserana chete , kubatanidzwa, uye makambani asingakwanisi kubhadharwa (LLCs), mabhonasi haabhadharwi mabhizinesi ekuti mabhizimusi / vashandi / nhengo dzinofungidzirwa ne IRS kuti izvishandise. Iyi ndiyo imwe mamiriro ezvinhu umo kuva nekambani uye kuva mushandi wekambani iyo ingaguma nekutowedzera kwemitero .
Mabhonasi kune vashandi anofungidzirwa mari uye anokweretwa kumushandi. Iwe unofanirwa kuchengeta mitero yemari uye FICA mutero pamabhonasi omubhizimisi (kunze kwekuti mushandi apfuura muZimbabwe Social Security gore rose) Kana ukasarudza kupa vashandi vako bhonasi, unofanira kuvapa mukana wekushandura kubvumirwa kwavo kubvumidza (paFomu W -4) nokuda kwebhadharo iyoyo, uye kuchinja zvakare kumashure ekubhadhara. Vazhinji vashandi vanofarira kuchinja bhonasi chekuchengetedza avo vakachengetedza kuitira kuti vawane mamwe bhonasi. (Ona zvakawanda nezvekuita izvi pasi apa.)
Mibairo yevashandi uye Kubviswa kweMitero
Hezvino zvakakonzerwa nekupa vashandi mubayiro:
- Deductibility. Iwe unogona kutora mari yevashandi vebasa kubva pamitero yebhizimisi yako, kusvika ku $ 400 kuti uwane mubayiro wezvigadzirwa zvemunhu chaiyo (seyadhi) kune umwe neumwe mushandi gore negore. Izvi zvinosanganisira zvipo zvebasa uye kuchengetedzwa kwezvikwereti. Panewo miganhu kune vashandi vanopiwa mibairo. Verenga nyaya iri pasi apa kuti uwane mamwe mashoko.
- Mutero. Basa uye kuchengeteka zvikwereti hazvibhadharwi kuvashandi kana zvisingakwanisi. Pane zviyero pamishandirapamwe emabasa (kwete mumakore mashanu okutanga, uye kwete kakawanda kupfuura mamwe makore mashanu) uye kuchengetedza zvikwereti (kwete kune vanopfuura 10% vevashandi). Mipiro yakawandisa pamiganhu inotengesa.
Kuchengeta uye "Kuputika" Zvipo Zvevashandi kana Mabhonasi
Zvipo zvevashandi zvinowanzova zvishoma zvakakwana zvokuti haufaniri kunetseka nezvevashandi vanoda kuchinja zvikwereti zvavo zvisingabatsiri.
Asi pamabhonasi makuru, iwe unofanira kupa vashandi zvisarudzo zvekushandura W-4 kuregererwa kwekubhadhara chikwereti chehomwe iyoyo. Unofanirwa kubvumira vashandi kuti vachinje mafomu avo eW-4 nguva nenguva sezvavanoda.
Vamwe vashandi vachada kuchinja kubvisa kwavo kuitira kuti vawane mamwe bhonasi. Izvi zvinoda maviri ma-W-4 mafomu - chimwe chezvinhu zviduku zvisingabatsiri pane cheki imwe uye imwe kudzoka kumunhu wepakuvamba aine chikwereti cheko.
Mune zvimwe zviitiko, iwe ungada kuwedzera bhonasi. Izvi zvinoreva kuti iwe unopa mushandi kuti abvumire kubvisa. Somuenzaniso, kana iwe ukapa mushandi mari ye $ 1000, panguva yaunotora mitero, bhosi yekuongorora ingangodaro, ichiti, $ 750. Iwe unogona kuverenga mari yakakwirira yebhonasi kuitira kuti cheki inoratidza $ 1000 yakazara. Saka iwe uri kupa uyo mushandi bhonasi yakakura kubhadharo yemamwe mitero. Paycheckcity ine gross-up calculator unogona kushandisa kuti ubatsire kutsvaga mutevedzeri wemabhonasi chekuongorora, zvichibvumira mitero yemitero.
Zvinonzwisisika: Mashoko ari munyaya ino uye panzvimbo ino ndeyekuti huwandu hwehuwandu hunozivikanwa chete. Iyi nhaurirano yemitero yakaoma uye mamiriro ese ezvinhu akasiyana, saka unofanira kubvunzurudza mutungamiri wenyu wezvemitero usati waita chero chinhu chingava mutoro wemitero kune vashandi kana izvo zvingakanganisa kuderedzwa kwechipo chebasa.
Kuti uwane mamwe mazano: IRS Murayiridzi weVashandi kuFinge Benefits