Kana wangove wakagadzirira kuswedera kubhangi kana kuti vatengesi pamusoro pekudya yako yekutengesa, iwe uchange uine basa rako rechikoro rakaitwa.
Ita Zvawakagadzirisa Pakurongwa
Kuita kuti zvinhu zvose zvive nyore kunyora urongwa hwebhizimisi rako nekukumbira rubatsiro rwekubhadhara, (zvimwe pamusoro pevaya vose muminiti) chinhu chakanaka chekuunganidza mapepa ezvose mapepa aunoda. Mifananidzo yepamusoro kuti uwane chero rudzi rwekubhadhara inosanganisira makore matatu emitero yezvemitero, yako yakapedzisira kubhadhara maribs, yemari yemitemo. Ichowo chirevo chakanaka chekushandisa mharidzo yako yekwereti, saka hapana kune zvishamiso zvisati zvaitika pamberi pebhengi rekubvunzurudza.
Tsvaga Imba Yakanaka Nzvimbo
Usakurumidza pakusarudza nzvimbo . Pane zvinhu zvakawanda zvokufunga nezvazvo, kusanganisira kuonekwa (zvichida nemotokari kana netsoka), mumakwikwi emunharaunda, uye mitemo yekugadza. Nzvimbo yekutengesa kwako ichakubatsira iwe kugadzira hurongwa hwebhizimisi. Ichakupa iwe pfungwa yekugara kwekwanisi uye chikisi chekicheni.
Ichakubatsirawo kuronga bhajeti, zvichibvumira kuti uite mubhadharo yemari yako, kubhadhara kana kubhadhara.
Nyora chirongwa chebhizimisi
Funga nezvebhizimisi rako rekuronga kuti uve skeleton yemunharaunda yako yekudya. Kubva purogiramu yako yebhizimisi, iwe uchavaka nzvimbo yako yekutoro. Iwe unoda chirongwa chakanaka chiri kunze chekunyengedza vatengesi, vangave vega kana vevanhu.
Chirongwa chebhizimisi chekutanga chinosanganisira chidimbu chekutsvaga, tsanangudzo yekambani, kuongorora kwemashamba, purogiramu uye kurasikirwa chirevo, uye kutanga kwebhajheji. Chirongwa chikuru chebhizimisi (uye iyo ndiyo chete mutsa waunofanira kupa bhangi) ichakuratidza kuti wakaita basa rako rechikoro uye kuti unonzwisisa misika yemunharaunda, makwikwi uye njodzi dzinogona kuitika uye inowanikwa.
Sezvo chikamu cheurongwa hwebhizimisi rako, unofanirwa kusarudza kuti iwe unonzwa wakasununguka sei chikwereti, uyewo zvaunobvumirwa kukwereta. Ndeupi rudzi rwezvakawanda zvaunayo, zvinopesana nezvakabatanidzwa iwe unofara nazvo. Iwe uri kunyatsonzwa wakasununguka nechipiri chekutengesa pamba pako here? Ndiwe ani uri kutarisa kune vashandi? Mabhangi, hongu. Kunewo masangano emabhizimisi mashomanana, zvikwereti zvehurumende nemapurogiramu emamwe mapoka kana nzvimbo, uye vashandi vemunharaunda. Usati wasvika kune chero ani zvake anogona kuita mari, ita chinyorwa chekuwedzera kunoratidzwa kwekudya kwako kwekutsvaga. Iwe unofanirwa kusanganisa gwaro rekutanga-up uye bhasiro yekutora uye kurasikirwa iyo inoronga kuti iwe uchatora mari yakawanda sei kana iwe uchaita zvakawanda sei.
Sarudza Zvaunofanira Kuita Nezuva Rako Jobho
Kuzarura nzvimbo yako yekutengesa (kana chero bhizinesi shomanana) mutungamiri mukuru kana iwe uri kusiya chikwereti chakachengetedzwa, zvikwereti, inshuwarisi yehutano uye 401K.
Chokutanga uye chinonyanya kukosha, unofanirwa kuve nechokwadi chokuti iwe uchange uine hutano kuita izvo. Uye ugare wakasununguka kuva iwe benzi wako. Iyi inzvimbo yaunoda kuva wakatendeseka newe, wakagadzirira kushanda zvakawanda, mhuri yako yakagadzirira here? Wakagadzirira kuva webasa rako pachako here? Zviri nyore semuridzi wekudyara achida kuita zvinhu zvose iwe pachako, kubvira pakubika kusvikira pakudhinda kusvika kubhuku kuchengetedza nekugadzirisa nekugadzirisa. Zvisinei, kuedza kuita zvinhu zvose, zvisinei nemari yehupfumi kana kuti nekuda kwekuti iwe haufungi kuti mumwe munhu anogona kuzviita "zvakanaka" achakurumidza kukumhanya iwe uye pamwe nebhizimusi rako muvhu.
Kana iwe wakanyanyisa nezvekuzarura nzvimbo yako yekutengesa hazvisi kuzotanga kutanga kutanga kuronga. Kugadzirira imwe resitorendi itsva hakungosarudze zita uye kunyora menyu. Kuwana chaicho pamusoro pemari yako, basa razvino, uye zvirongwa zvebhizimisi zvichakubatsira iwe kuva nechivimbo chikuru apo unosangana nevatengesi.