Mitevedzeri Mitemo yeChikwata Chekutora Mutemo Mutemo

5 nzira dzekutora chikwereti chinodzivirira vatengi muchibvumirano chekutenga

Kutenga chivako kunowanzosanganisira kusayina kwekontrakiti yekutenga. Sezvo vatengi vanowanzofanirwa kutenga chikwereti kuitira kuti vatenge chivako, chibvumirano ichi kazhinji chine chinyorwa chekubhadhara chikwereti. Ichi chinyorwa chinowanzowedzera tsanangudzo yemitemo yekubhadhara chikwereti uye ichatsanangura zvichaitika kana mutengi asingakwanisi kutenga chikwereti. Dzidza kuti chii chinoshandiswa mukutora chikwereti chinyorwa chine nzira uye shanu nzira inodzivirira vatengi.

Chii chine chikwereti chekubhadhara mari?

Ndeipi Iri Chirevo Chinodiwa?

Chikwereti chine chikwereti chinotarisirwa chete mubato rekutenga kana mutengi ari kuwana mari yekutenga iyo pfuma. Iri chinyorwa hachidikanwi kana mutengi achitenga nzvimbo yacho mumari yose.

Sei Ichi Chirevo Chinokosha?

Mutengi anogona kuva nekutengesa kwemari kutengesa pavanopa chipo pane imwe nzvimbo, asi havakwanisi kubvumidzwa kusvikira vashandi vavo vanovimbisa zvinhu zvakawanda pamusoro pomutengesi, uyewo nezveimba inotengwa. Sezvo mutengi kazhinji asina chikwereti chaicho chekutengesa kana chibvumirano chekutenga chasayinwa, chirevo ichi chinoreva kuchengetedza vose mutengi uye mutengesi kana chiitiko icho mutengi asingagamuchirwi kutora chikwereti.

5 Mitsara yeMagariro Ezvokuchengetwa Kwechikwata:

Heano mazita mashanu ezvinyorwa zvinowanikwa zvakanyanya kuwanikwa mune chikwereti chekubhadhara chikwereti.

1. Kambani Inobva Kubhadhara Imari:

Pfungwa yekutanga yekutora chikwereti chinyorwa ndechekuita kuti zvive pachena kuti zvimwe zvikamu zvechibvumirano hazvisati zvichishanda kana mutengi asingakwanisi kuwana kuzvipira kwemari. Iri chinyorwa chidziviriro kune mutengi nokuti zvinomubvumira kuti abve kunze kwebvumirano pasina migumisiro yepamutemo uye pasina kurasikirwa nemari chero ipi zvayo yakaiswa.

Iri chinyorwa chinodzivirirawo mutengesi nokuti anogona kutamira kune mumwe mutengi kana mutengi wepakutanga asingagoni kuwana chikwereti.

2. Kukwereta Mitemo:

Chimwe chikwereti chekubhadhara chikwereti chinyorwa chinofanira kubudisa mazita chaiwo emhiko yekubhadhara iyo inogutsa kune mutengi. Izvi zvinofanira kusanganisira:

• Dhora iri iyo iyo mutengi anofanira kubvumirwa,
• Nharaunda inofarira iyo mutengi anofanira kubvumidzwa uye uye
• Chero mari ipi zvayo inogona kubhadharwa.

Uyu mutongo unodzivirira mutengi nenzira dzakawanda:

1. Ikutanga inodzivirira mutengi kana iye akarambwa kuti awane chikwereti zvachose.
2. Kunyoresa mari chaiyo iyo mutengi anofanira kubvumirwa kuti ashande semudziviriro wechipiri kune mutengi. Kana iye akabvumirwa kutenga chikwereti asi asingabvumirwi nemari yakanyorwa muchibvumirano, iye anogona kukonzera chibvumirano pasina mimwe migumisiro.
3. Nzira yekupedzisira iyo mutongo uyu inodzivirira mutengi ndeyokutarisa chikwereti chechikwereti icho mutengi anofanira kubvumirwa. Kana chikwereti chechikwereti chakanyanya kukwirira, mutengi angasadi kutsvaka kutenga zvakare. Kunyangwe kana chikwereti chaicho chaicho chisina kunyorwa muchidimbu ichi, kungotaura kuti chido chekufarira 'chinofanira kugutsikana kune mutengi; inopa muchengeti kunze kana vasina kufara nemari yekutambira iyo yakagamuchirwa nemunhu anokweretesa.

3. Kubhadharisa Kubvumira Dhiyabhorosi Date:

Uyu mutongo unopa muchengeti nguva yakatarwa pavanofanira kuwana mari yekuzvipira. Izvi zvinoreva kuchengetedza mutengesi. Nguva ino inofanirwa kubvumirana nevose mutengi uye mutengesi, asi kazhinji inenge iri pakati pe30 ne60 mazuva. Kana mutengi asingakwanisi kuwana chikwereti munguva ino, mutengesi anokwanisa kubvisa chibvumirano ndokuenderera kune vamwe vanofarira vanofarira.

4. Kana Chikwereti Chisina Kuwanikwa:

Mutongo uyu unopa vose mutengi uye mutengesi kunze kwekuti chikwereti hachiwanikwi nekubhadhara mari yechiitiko. Uyu mutongo unowanzotaura kuti mutengi ane kodzero yekudzoka kwemari ipi zvayo yemari yavakatoisa. Mutengesi anobvumirwa kufamba pano panguva iyi zvakare. Kana chikwereti chakanga chisina kuwanikwa nekubhadhara mari yechiitiko, rimwe boka rinowanzofanira kuzivisa rimwe boka muchikanyorwa nezvechinangwa chake chekudzima chibvumirano.

5. Zuva Rokuwedzera Extension:

Kana mutengi asina kugamuchira chikwereti chekubhadhara chikwereti nekubhadhara mari yechiitiko, mutengesi anogona kubvumirana kubvumira mutengi kuwedzerwa kuwana mari yavo. Kureba kwekuwedzera kunobvumirana pane zvose mutengi uye mutengesi.

Sample Mortgage Contingency Mutsetse:

Izvi zvinotevera muenzaniso wekutora chikwereti chekubhadhara chikwereti chaunogona kuwana muchibvumirano chekutenga. Mamwe mazwi echibvumirano acho achasiyana sezvaanofanira kubvumirana nevose mutengi uye mutengesi.

"Zvinotengwa nemutengesi pasi peizvi bvumirano ndezvokuti Mutengi awane chikwangwani chisina mubvunzo chekuzvipira kwekutenga mari yekutengesa> kubhadhara kubva kubhangi kana kune imwe chikwereti chekwereti mumutengo wakakwana % yemutengo wekutenga, kana <$. 00>, pamutengo unogutsa kune Mutengi. Mutengi achava nemazuva makumi matatu (30) kubva pazuva rechibvumirano kuti awane kuzvipira kwakanyorwa. ("Kubhadhara Kubhadhara zuva") Kana Mutengi asina kuwana kuzvipira kwakadaro mukati memakore anopfuura, imwe sangano inogona kubvisa chibvumirano ichi pamusoro pezvinyorwa zvakanyorerwa kune imwe nhengo mushure mekupera kwemari yezvakaitika zuva uye mari yose yekubhadhara ichadzoserwa kune Mutengi uye hakuna bato richava nemhosva kune imwe. Iko mari yekutengesa zuva inogona kuwedzerwa nemvumo yeMutengesi, chibvumirano hachifaniri kuregererwa kana kuregererwa. "