Iko Kushanda Kwakasimba Kwemari uye Kunobatsira Zvakasiyana Here?

Cash Flow uye Kubatsira Zvakasiyana, asi Zvose Zvakakosha

Mari inoyerera uye purogiramu zviyero zviviri zvakasiyana zvemari, asi apo iwe uri kushanda bhizimisi iwe unofanirwa kuchengeta nhamba yezvose. Heino maitiro avo akasiyana, sei ivo vose vari vaviri vachikosha uye kuti vanobatana sei nedzimwe nhau dzekambani, kunyanya apo kambani inokura nokukurumidza.

Cash Flow

Mari inoyerera ndiyo mari inopinda mukati uye kunze kwekambani kubva kubasa nekubhadhara mari nekuita mabasa ekusimbisa. Ndiyo mari yaunoda kusangana nayo iye zvino uye iri pedyo nenguva.

Asi kune zvinhu zviviri zvekuchengetedza mupfungwa nezvekuyerera kwemari:

1. Bhizinesi rinogona kubatsira uye richiri kusina mari yakakwana. Munyaya yakaipisisa, kusawana mari yakawanda mubhizinesi rinobatsira kunogona kuitumira kuti iite mari. Semuenzaniso, iwe uri kuita widgets uye uchivatengesa pane purofiti. Asi chigadzirwa chako chinopinda neketani refu rekutengesa uye mamwe emakuru ako uye anokosha zvikuru vatengi vatengi havabhadhari pa invoice kwemazuva makumi maviri. Izvi zvinonzwika zvakanyanya, asi masangano makuru eUnited States muzana remakore rechi21 haabhadhari kambani inobhadharwa kwemwedzi mitatu kana mina kubvira pakagamuchira invoice. Sezvo iwe uri mukomana muduku, ivo vanotengesa zvinhu zvaunoda kuita kuti zvikwereti izvi zvinowanzodiwa kubhadharwa kana pachitambira kana mumazuva gumi nemashanu kana makumi matatu. Zvinoshamisa, kana iwe wakabatanidzwa pakati pevatengesi vanoda mari yavo iye zvino nevatengi vanochera kubhadhara, chibereko chakabudirira nekutengesa kuwedzera kunogona kuunza mari chaiyo yekushungurudza mari. Kunyange zvazvo yako yekutengeserana kutengesa iri kuwedzera uye inobatsira, haungabhadharwi munguva yekubhadhara vatengesi vako uye kusangana nemari yekubhadhara uye mamwe mabasa ekushandisa. Kana iwe usingakwanisi kusangana nemari yako yezvemari mune imwe nguva, vako vane chikwereti vanogona kukumanikidza kupinda mubhadhadzi panguva iyo kutengesa kuri kukura nokukurumidza.

1. Kutengesa kwako kungave kuri kukura uye mari ichiri kuramba ichidururira mukati, asi izvozvo hazvirevi kuti uri kuita purofiti. Kana ukakwereta mari yekugadzirisa dambudziko rekushambadzira, somuenzaniso, kukweretesa kwemari chikwereti icho chinoguma kunogona kukwidza mari yako pane chepamusoro. Kana zvakadaro, pakupedzisira mari yako inoyerera ichaoma uye pakupedzisira bhizinesi rako richapera.

Pfuma

Kubhadhara, kunonziwo mari yakawanikwa , ndiyo inoramba yakasara kubva mune zvekutengesa mari mushure mokunge mari yose yekufambisa inodzingwa. Zviri pachena kuti bhizinesi harigoni kurarama kunze kwekuti richibatsire, asi dzimwe nguva, sekukwira kwemari, kubudirira chaizvo kwechigadzirwa kunogona kusimudza mari. Zvinogona kunge zvisingaoneki kuti iyi inetso. Mune dzimwe nguva, unogona kunge uchiziva dambudziko racho, asi tenda kuti nokuderedza mari yekugadzira iwe unogona kudzorera kubatsirika munguva yekudzivisa dambudziko. Zvinosuruvarisa, kunze kwekuti iwe uine kunzwisisa zvakajeka kwezvose zvakakodzerwa nedhadharo, haufaniri kuita zvinobudirira kana nokukurumidza zvakakwana kuti uite mari yakasimba zvakare musati wapera mari.

Kukurumidza Kukura uye Bhizimisi Kusakwanisa

Icho chinoitika kuti kukurumidza kukurumidza kunogona kutungamirira nenzira dzakasiyana-siyana kuti bhizinesi risisike. Dambudziko rekusvitsa rinotsanangurwa pano ndechimwe chinokonzera, apo vatengesi vanoda kubhadhara nokukurumidza kwevovoki apo vatengi vatengi vanobhadhara zvishoma nezvishoma. Dambudziko rekubatsira rinotsanangurwa pamusoro apa nderekuti: kuwedzerwa mukugadzirwa kwemhepo kunotadzisa mari kudarika nzvimbo yakakonzerwa. A 2013 American Express inotaura nezvekukura kwekukurumidzira kunotsanangura zvimwe zvishanu zvekubatsira, izvo zvose zvinokanganisa mari, purogiramu kana zvose:

• Zvinetso zvekushanda: huwandu hunochinja hunodiwa hunodiwa. Kakawanda, mabhizimisi ari pakati pekukura kwekuwedzera anopa nguva yakakwana yekugadzirisa izvozvi munguva,
• Nhare dzebasa rekutengesa: zvishandiso zvitsva zvinokurudzira kutengesa, asi kazhinji zvinouya nematambudziko anotungamirira kumapurisa ehurrantee anodhura kana kunyange chigadzirwa chinoyeuka. Vashandi vebasa rekutengesa havagoni kuwedzera mukukona nekutengesa kukura, izvo zvinoitawo kuti vasave vasina kugutsikana,
• Kuwedzera kushandiswa kwemashandirapamwe: kubudirira kwechimwe chigadzirwa kunogona kutungamirira kambani kuti iite zvakanyanya mari yekushandisa kushandisa zvisarudzo, zvakadai sekushandisa mari inodhura uye kushandiswa kwezvivako zvisingabatsiri
• Zvinetso zvevanhu, kusanganisira kukurumidza kukurumidza kwevashandi vasingazivikanwe kana kusanzwisisika kune tsika iripo yekambani; kusagutsikana kwevashandi vemazuva ano pamusoro pevatariri vatsva, matambudziko ekubhadhara mari uye kuchinja mune nzira dzokugadzira

• Utungamiriri hwehutungamiri: kazhinji unhu hwemabhizimisi anobudirira hwakasiyana zvikuru nehutsika hweMutungamiri mukuru wekambani yakagadzirwa. Sezvo kambani inowedzera kunze kwekutanga kwayo, inogona kuchinja kuutungamiri, iyo inogona kupikiswa kana kusanzwisiswa nenzira yakakodzera.

Mune kambani inokura, kuchengetedza ruzivo rwemari uye purofiti inodawo kupinda kune idzi zvine chokuita. Dzimwe nguva zvinogona kuve zvakakodzera kuvhara chiyero chekukura kuitira kuti ivimbise nguva yakareba kubudirira.

Ona zvinyorwa izvi:

• Nzira yekuita Nhanho-ne-Nhanho Mari Inoshandiswa Kuongorora
• Tsanangudzo yeCash Flow
• Cash Management Accounts