Nzira Dzakanakisisa Dzokushandisa Kana Kukoshesa Bhizimisi Kukutengesa kana Kutenga
Iyo nzira inogona kutanga nekubvunza mibvunzo yakakosha, asi inokosha, pamusoro pebhizimisi riripo. Iko mari yakawanda yekambani yemari inowedzera? Pane zvibvumirano nevatengi / vatengi?
Bhizinesi harina kugadziriswa zvinhu / zvikwereti, zvakadai semugove wepfungwa kana ukama hwevatengi? Ko bhizimusi rinogona kupona pasina muridzi wepo? Izvo zvinhu zvekambani zvine zvakakosha zvehupfumi kana kungofanana nemanzwiro here?
Hapana zvikwereti zviviri zvebhizimisi zvichave zvakafanana, asi vadziri vephizimisi uye vadzidzisi vanogona kuchengetedza maitiro anotevera mazano mupfungwa pavanenge vachifamba nenzira yekuisa kukosha pane bhizinesi.
- Ngwarira kuti urege kuvimba ne "mutongi wegumbo." Iyi nzira yekutengeserana kwebhizimisi inoshandisa fomu iri nyore kuenzanisa kukosha kwebhizimisi kuburikidza nehutano hwakasimbiswa, huwandu hwemabhizimisi emitemo. Izvi zvinogona kuguma nekuenzanisa kunonyanya kukwirira kana kuderera zvakanyanya zvichienderana nezvakataurwa zvebhizimisi rakasiyana. Muridzi wekuita maitiro, semuenzaniso, angashandisa "mwedzi wemwedzi inowanikwa mari yakawanda," kazhinji inenge iri pakati pe3 kusvika kune dzimwe nguva, kuti iuye nehuwandu hwekufungidzira kwekukosha kwemuitiro. Asi mushure mekusvika pamatambudziko akawanda kubva kune $ 300,000 kusvika ku $ 700,000 pamusangano unoita mwedzi wemwedzi mitengo ye $ 100,000, muridzi wacho angave achitsvaga kukosha.
- Ziva chii chinoisa kukosha pa. Zvakakosha kuti tisanyanya kusimbisa pamusoro pehuwandu hwebhuku rehuwandu hwebhizinesi-kuongororwa inenge inopfuura zvinopfuura nhamba iyi. Kuti uwane kuongororwa kwakarurama, usakanganwa zvinhu zvisingabvumirwi, pamwe chete nezvikwereti, zvebhizimisi. Semuenzaniso, vashandi vakarovedzwa, ukama hwevatengi uye zita rekutengesa zvose zvinopa kukosha kune bhizinesi asi hazvioneki zvakananga pane zvinyorwa zvemari. Zvikwereti zvinopesana, zvakadai sekugadzirisa zvinhu zvakasikwa uye kuchengetedza mhosva, zvingasaoneke pane bhizimisi 'zvinyorwa zvemari kana.
- Kunzwisisa musiyano pakati pe "mari inoyerera" uye "mari". Kuyerera kwemari ndiyo mari yebhizimisi inogamuchira uye inopedza panguva imwe nguva. Mari inosara kubva kukutengesa mari mushure mokunge mari yose inodzingwa. Kunyange zvazvo zvose zviri kuratidza kubatsirwa kwezvoupfumi kwekuita bhizinesi, mutengi angangodaro anonyanya kufunga nezvekubhadhara mari apo paanenge achitsvaga kutenga bhizinesi. Kuti ubatsire kunzwisisa mutsauko, mumwe angatarisa mari inofananidzwa ne "kuongororwa" uye mari inoyerera seinofananidzira "kukunda."
- Usakanganwa kuita zvigadziriswe zvakakodzera kune zvinyorwa zvezvemari zvezvakaitika zvezvinhu zvakadai se discretionary uye zvisingadzokeri zvinhu. Kuti kuve nekuenzanisa kwakakosha kukosha kwebhizimisi, zvakakosha kuziva kuti "normalized" mari inobatsira iyo bhizimisi inogona kutarisirwa kuunza mune ramangwana. Nokudaro, chero chinhu chisiri mumiririri wekushanda kwebasa rebhizimisi rinofanira kubviswa kubva kumatauri emari. Izvi zvinowanzobatanidza mutemo wemari yekutonga kusingadzokeri, mari inobatanidza kucheneswa kwenjodzi uye kukwereta kunobhadharwa kudarika mari yakatarwa yemari.
- Iva nechokwadi chekucherechedza kune zvinhu izvo zvinowanzorambwa uye zvinofanira kuonekwa zvakanyatsonaka. Izvi zvinosanganisira kuverenga (izvo zvinowanzonyorwa zvachose), backlog uye basa mukugadzirisa, uye chero ipi zvayo isina kugadziriswa kana kubvisa mari. Zvimwe zvinhu zvinowanzoratidzirwa ndezvokuti bhizinesi rine bhajiro rakanaka kana vashandi vagara varipo. Mumwe anofanirwa kutarisa pfuma yebhizimisi iyo iyo inosvika mumiriri aizoona kukosha uye pakupedzisira achabhadhara.
- Usakanganwa zvinhu zvisingaonekwi. Kuzivikanwa kwechigadzirwa, vatengi / vatengi vanoita, tarenda, matongerwo edzimba uye makore mumabhizimisi zvinhu zvisina mari-izvo zvisingaratidzi pane bhiriji, asi zvinonyanya kukosha paunenge uchitarisa bhizinesi. Izvi zvinonyanya kuitika pamabhizimisi ebasa anovimba zvikuru nehukama hwekambani uye mararamiro emhando.
Kana iwe uri kutumira CPA uyo anobvumirwa muBusiness Valuation (ABV), kuti ukoshese bhizinesi rako, ramba uchiyeuka kuti iwe uchada kuva nemagwaro anotevera akagadzirirwa:
- Mitero yako yekudzorera kwemakore matatu kusvika kumashanu ekupedzisira Kutarisa mwedzi gumi nemaviri semwedzi wakapfuura uye kune rimwe gore risati rapera Mazano anogamuchirwa mazita Kuwedzerwa kwemahedheni Purogiramu yekusarudzwa kwezvinhu zvisingabhadharwi Mari dzisina kubhadharwa Kubhadharwa kwemakore Gore kusvika kune mari yemari (kana kuyerwa kuri kuitwa pane imwe nguva basis)
Kunyange zvazvo zvingave nyore nyore kuuya ne "ballpark" pfungwa yekukosha kwebhizimisi, kutora nguva yekuongorora maitiro akawanda ezvo zvinogona kureva musiyano pakati pekutsvaga, nekurova musha.
Kevin R. Yeanoplos, CPA / ABV / CFF, ASA ndiye mutungamiriri wehutano hwebasa reBrueggeman naJohnson Yeanoplos, PC, imwe yeP Phoenix iyo inonyanya kukoshesa kuongororwa kwebhizimisi, kuongororwa kwemari, uye kutsigirwa kwemhosva. Yeanoplos ane ruzivo rwakawanda, achikoshesa mabhizimisi anopfuura 1 000 nokuda kwezvinangwa zvakasiyana-siyana, kusanganisira kurambana uye nedzimwe mhosva, zvipo nemitero yemigwa, kubatana uye kuwanikwa, uye ESOP. Akanga ari muchikwata chechikwata chevaya vanowana ABV uye zviyeuchidzo zveCFF.