Mubhizimisi Mandate Zvido zvinoshanda munaJanuary 1, 2015
Ichi chinyorwa chinopa ruzivo rwese pamusoro pezvinhu izvo vashandi vanofanira kuita uye nguva yekuteerera mutemo wekuchengetedza utano. Mitemo iyi yakaoma zvikuru, uye kune zvakawanda zvakasiyana. Iyi inguva hurukuro huru, ine zvikwata zvakapiwa kune mamwe mashoko. Usati waita chero zvisarudzo kana kutora chero chiito chinosangana nemashoko akakurukurwa, iva nechokwadi chekukurukurirana newe gweta rako kana mushandi anobatsira nyanzvi.
Chii Chinoshandisa Basa rekugoverana pamwe uye Ndeapi Mabhizimisi Akabatwa?
Pane matanho akawanda mukutarisa kana bhizimisi rako riri pasi peHurumende yeVashandi Shared Responsibility (ESR) yeChinhu Chakatengeswa Care Act (ACA).
Kutanga, unoshandisa nhamba chaiyo yevashandi venguva yakazara (FTE) vashandi. Basa raVaWarred Shared Responsibility (ESR) rinobudirira munaJanuary 1, 2015 kune vashandi vane vashandi vane zana kana kupfuura, uye muna 2016 kune vashandi vane vashandi makumi mashanu kusvika ku100. Mushandi anonzi anoshanda nguva yakazara kana iye achishanda akawandisa kwemaawa anenge 30 pavhiki.
Chechipiri, kana bhizinesi rako richiuya pasi peEUR provisions, iwe unofanira kupa hutano hwehutano hwehutano hunopa huwandu hwehuwandu hwehuwandu hwevashandi vako venguva yakazara nevanovimba navo. Kana iwe usingakwanisi kugovera izvi, unogona kudiwa kubhadhara chirango. Cherechedza kuti chikonzero chechirango ichi ndechekuti mumwe kana vashandi vakawanda vanowana chikwereti chemitero yepamusoro yekutenga munhu mumwe nomumwe kupararira kuburikidza nehurumende kana shanduko yehurumende.
Inishuwarenzi uye Mipiro Inodiwa
Vashandi vanosangana neMushandi Wekugoverana Nezvokutarisira (ona pasi apa) vanofanira kubhadhara mari yekuchengetedza inishuwarenzi inosangana nehuwandu hwehuwandu hwevashandi nemhuri dzavo kana kutora mutero wegore negore. Unofanirwa kukwanisa kuratidza kuti iwe wakapa ichi chinyorwa kuvashandi.
Chechitatu, iwe, semushandirwi, hauzovi nemhosva yebhadharo reHurder Shared Responsibility kunze kwekuti paine mushandi mumwechete wenguva yakazara anogamuchira mukwereti wemutero wekutanga. (Imari yepamusoro yekwereti inowanikwa kune vanhu vane mari shoma kana inonzwisisika kuti vabatsire kutenga inshuwalisi kuburikidza neMusika Wekutengeserana.) IRS ichazivisa vashandi vehupi chero vashandi vanowana mari yechikwereti yepamusoro.
Kana mushandi ari pasi pezvinodiwa zveS ES sezvinotsanangurwa pamusoro apa, mushandirwi anofanira:
- kupa zvipo zvehutano hwehutano hunopa huwandu hwehuwandu hwokuparidzira kune vashandi venguva yakazara (uye avo vanovimba)
- Kupa hutano hwehutano kana kupa hutachiwana kusvika pasi pe95% yevashandi venguva yakazara nevaya vanovimba nevaya vashandi OR
- Ita zveEstre zvikwereti.
Health Coverage / Health Insurance Inodiwa
Urongwa hwehutano hwehutano hupi hupi hunopiwa neanoshandira hunofanira kuva:
- Affordable. Kuti zvive nezvikwereti, mugove wevashandi wepurozimisi yevashandi-yakapiwa kugoverwa kunodhura mushandi anopfuura 9,5% yevashandi vemhuri yegore negore. Sezvaunogona kufungidzira, izvi zvakaoma kunzwisisa.
- Ipai huwandu hunokosha. I IRS inoti, "Chirongwa chinopa huwandu hunokosha kana hunovhara 60 kubva muzana yehuwandu hwemari yakabvumirwa inobhadharwa kuti iite pasi peurongwa."
Mushandi Mutoro Wekugoverana Mishonga uye Mhosva
Maripa uye zvikwereti zvinofanira kubhadhara nevashandi kana zvisina kukwana vashandi vakakodzera kugoverwa uye kana kuvhara kusina kukwana kana kuti kusinganisi zvishoma zvishoma zvekugovera.
Iyi mitemo yakanyanyisa, uye zvizhinji zvakanyatsorondedzerwa uye zvinyorwa zvinoshanda. Verenga zvakawanda pamusoro pebasa reMabasa Shared pabasa iri peji: IRS pamusoro peMushandi Shared Responsibility regulations.
Kutaura Zvido zveVashandi Vakakura
Kutanga muna 2015, vashandi ikozvino vanofanirwa kuchengeta marekodhi kugadzirira mishumo pamusoro peiyo ESR.