Chii Chisingakanganwi Kubvuma?
Kuchengetedza iri nguva yakawanda yemari yakatorwa kubva kumushandi kubhadhara mitero yehurumende uye yehurumende, uye yeFICA mitero (Social Security neMedare).
Vamwe vashandi vangave vasina kudiwa kuti vave nemitero yemitero inotorwa kubva pamubhadharo wavo kana mari yavo iri pasi peimwe nhanho. I IRS inobvumira vashandi kuti vatsvake kusaregererwa kwekurega mune rimwe gore kana zvose izvi zviitiko zvichishanda:
- Mugore rakapera vaive nekodzero yokubhadharwa mari yose yemutero wemutero yakachengetwa nokuti vakanga vasina mutoro wemitero, uye
- Negore razvino, vanotarisira kubhadharwa kwematare ehurumende yemutero vakachengetwa nokuti vanotarisira kusava nemhosva yemitero.
Dzimwe mhando dzevashandi dzingave dzisingabhadharwi: vadzidzi, vashandi venguva yakazara, avo vanopfuura 65, uye mapofu vashandi.
Sezvaunogona kuona, kuregererwa kwekuregererwa kunongobatsira kwegore rimwe chete. Inofanira kutorwa gore roga rega, uye inofanirwa kubvunzwa musi waFebruary 15. Mushure meFebruary 15, haugoni kugamuchira kuda kwekuregererwa. Mushandi uyu aifanira kumirira gore rakatevera kuti ataure kubhadhara.
Ndingaziva Sei Kana Mubasa Akasabvumirwa?
Chinhu chikuru chekuyeuka mumamiriro ezvinhu aya ndeyekuti iwe unogona kungoshandura kuregererwa kubva pane zvinyorwa zvinoshandiswa nemushandi.
Kusvikira mushandi akakupa fomu yakakodzera kana mafomu, unofanira kuramba uchinge usina mari yehurumende, yehurumende, uye yemunharaunda yemunharaunda inobva pamafomu ekupedzisira anogadzirwa nemushandi. Iwe haugoni kutora shoko romushandi pamusana pemhosva yekuregererwa.
Kuda kubhadhara kusaregera, mushandi anofanira kuzadzisa fomu itsva yeW-4 musi waFebruary 15 wegore roga roga kushandura kubvisa.
Nzira yeW-4 inosanganisira ruzivo rwehutano hwemuchato hwevashandi uye nhamba yezvipo zvakatorwa, kuitira kuti vaverenge kubvisa.
Kana mushandi ari kubvunza kusunungurwa, hezvino maitiro eW-4 anofanira kutarisa:
- Mutsara we5 - Chiverengero chezvipo zvese - hazvichawaniki
- Mutsara we 6 - Chimwe chekuwedzera kuti chirege kubviswa - chichava chisina chinhu
- Mutsara we 7 - Kuda kwekuregererwa - kucharatidza shoko rokuti "Bvisa."
Ndezvipi Zvimwe Zvandinoda Kuziva Nezvokutaura Zvokuregererwa Nokudzivisa?
Chirevo chekuregererwa kwekuregererwa hachibvumiri mushandi kubhadhara chikamu chavo chemitero yeFICA, kusanganisira mutero weMedare unowedzera . Zvose mitero yeFICA inofanirwa kubhadharwa nemwi mose semushandi uye nemushandi. Mushandi anotsigira Social Security anodzika paZimbabwe Social Max , asi mupiro wako kune Social Security somuvashandi unoramba uchibhadhara yose.
Kutaura kwekuregererwa kwemitero yemari yemutero hakune chokuita nehurumende yemutero wemari uye mushandi wemunharaunda. Mushandi uyu anofanira kutarisa nehurumende nepamunharaunda yekutengesa mitemo kuti aone kuti kuregererwa kwebasa kunoshanda sei mumasimba iwayo. Sezvakataurwa pamusoro apa, kusvikira mushandi akakuratidza magwaro akasainwa ekubvunzurudzwa kwekuregererwa kwehurumende kana mutero wemunharaunda, unofanira kuramba uchidzivisa mitero iyi.
Kana mushandi achida kubhadhara kubvisa kodzero asi asina kutora kubhadhara kubva pamubhadharo wavo mugore, haugoni kuvadzorera mari iyi. Penguva yemitero, iwe uchazivisa mushandi wekuregererwa pa fomu yeW -2 yegore. Mushandi anogona kutora izvo zvisiri izvo. Semuenzaniso, Carlton anouya kwauri munaFebruary uye anoti anoda kuda kubhadhara kubvisa gore rino. Anozadza fomu itsva yeW-4, asi iwe watotora $ 276 kubva pamubhadharo wake munaJanuary. Anofanira kumirira kuti atore mutero wake wekudzoka uye atora $ 276.
Usafungidzira kuti mudzidzi, mushandi wenguva-pabasa, kana mushandi wekanguva achange asingakwanisi kubvisa. Vashandi vose vanofanira kuzadzisa fomu yeW-4 mubhadharo, uye fomu iyi ndiyo iyo mushandi anofanira kushandisa kuti ataure kusunungurwa.
Ndinokwanisa Kubatsira Vashandi Kuratidzwa Kana Kana Vasingabvumirwi Kubvuma?
Mupepeti wako achakuudza kuti usabatsire vashandi zvizere mafomu.
Asi kana mushandi anokubvunza iwe unogona kuvapa ruzivo kuti avabatsire kuita sarudzo ivo pachavo. IRS Publication 505 ine flow flow chati inogona kubatsira mushandi kusarudza kubvuma kusaregererwa.
Zvakadini Kana Kushanda Kwebasa Rokuregererwa Kwakakanganisika Kana Kuti Nhema?
Kana iwe uchifunga kuti mushandi weW-4 anorega kubhadhara isiri yakarurama, haugone kuchinja, asi iwe unogona kukurudzira mushandi kuti kuregererwa kunogona kubvunzwa ne IRS. Hazvina mhosva kuti mushandi wacho anoti chii, unofanira kushandisa chimiro che W-4 chisina kunyorwa kuti urege kubhadhara mushandi.
Iwe haufaniri kutendeukira kuW-4 mafomu kune IRS, asi vanogona kudzokorora kuda kwevashandi kwekuregererwa uye vanogona kukukumbira kuti upe fomu yeW-4 yevashandi. Mune zvimwe zviitiko, kana IRS ichinzwa kubvuma kusunungurwa hakubatsiri, vangazotumira "tsamba yekuvhara" kune bhizinesi rako, pamwe nekopi yevashandi. Chivharo-mutsamba chinovhara mubasa rekudzivirira kubasa zvichienderana nekuongorora kwe IRS.
Tsamba iyi inotsanangura huwandu huwandu hwezvipo zvekuregererwa zvinotenderwa kune mushandi. Kana ukangowana tsamba ino yekuvhara, iwe unofanira kutanga kushandisa ruzivo urwu kuti urege kubhadhara mitero yemutero kubva kumubhadharo wevashandi, unobudirira nezuva rakagadzwa ne IRS. Iwe haugone kuchinja mari yekudzivirira kusvikira iwe wagamuchira mvumo kubva ku IRS; iwe haugoni kugamuchira W-4 itsva kubva kumushandi kuti uchinje mari yekudzivirira.
Kana iwe usingashanduki kubhadhakwa kwebasa iri zvichienderana nekuregererwa mune tsamba yekuvhara, bhizinesi rako rinofanira kubhadhara mari yakawedzera yemutero inofanira kunge yakachengetwa. (Ona iyi IRS inorega chirevo chekuteerera kune mamwe mashoko.)