Zvinorevei kuzvishanda ?
Kana iwe ukatora mari kubasa rako uye iwe hausi mushandi, iwe uri kuzvipira. Iwe haushandi kune ani zvake. Iwe unoshanda iwe pachako, zvinoreva iwe ndiwe chete munhu anogona kukuudza zvaunofanira kuita.
Asi pane zvakawanda zvaunoda kuziva pamusoro pechinhu ichi chokushanda:
Vanhu vanozvishanda vanobhadhara uye vanobhadhara sei
Kusiyana kukuru pakati pekushanda nemumwe munhu uye kuzvizvipira ndeyekuti hauna kuwana mubhadharo.
Izvi zvinoreva zvakare kuti iwe unofanira kunge uchitarisana nematare maviri emitero isingazogadziriswa nemushandi:
1. Hauzove nemutero wemari yakabhadharwa kubva pamari yako. Kufunga kuti bhizinesi rako richave rakabatsiri kubva pakutanga (kubvuma kunonzwisisika, ndine chokwadi), iwe uchafanira kubhadhara mutero wemari pamitero, zvichienderana nemutemo wawakasarudza. Kana iwe uri wega proprietor (bhizinesi rekuita bhizimusi risina kukwana kana usasarudze rimwe rudzi rwebhizimisi) uchazadza Hedhi C pane 1040 yako. (Ona Chitsauko 7 pane hurukuro yemutero wako wemutero.)
2. Hauzogoverani mari yeSocial Security uye Medicare mitero kune waanoshandira . Iwe uchada kubhadhara mari yakazara yemitero iyi, inonzi " mitero yekuzvitsvaga, " yakabva pane purogiramu kubva mubhizinesi rako. Kana iwe usingaiti purogiramu mugore, iwe haufaniri kubhadhara mitero yebasa rako pachako. Kana iwe ukaita, taura, $ 10 000 purofiti, iwe uchabhadhara mitero yekushanda pabasa pamutengo uyu.
Ikozvino maitiro ekubhadhara mutero wekushanda (muna 2007) ndeye 15.3%, saka pairi mari ye $ 10 000 iwe waizobhadhara $ 1,530 mutero wekushanda iwe pachako. Mutengo wacho unosanganisira zvikamu zviviri: 12,4% zvekuchengetedzwa kwevanhu (vekare-makore, vakapona, uye inshurensi yekuremara) uye 2.9% yeMedare (inshuwarisi yehutano).
Iwe unogona kutora hafu imwe yemitero yako yekushanda mumabasa mukufungidzira yako yakagadziriswa mari yakawanda, asi iwe ucharamba uchiripa mari yakazara yemutero, pamwe chete nemutero wemutero waunokwereta.
Kuzvipira pabasa vs. kushandiswa: Imwe mutsauko wemitero
Heano chimwe chinhu chakakosha pakati pekushanda nekushanda pachedu, kubva pakatarisa mutero:
Sekushanda, iwe wakagamuchira Fomu W-2 gore rega rega uchiratidza mari yako yakawanda inotengesa uye mamwe mashoko. Sekuzvishanda iwe pachako uri kuita basa kune vamwe, unogamuchira Fomu 1099-MISC kubva kune ani zvake akakubhadhara kupfuura $ 600 mugore. (Nenzira, nekuda kwekuti iwe hauna kubhadhara $ 600, hazvireve kuti iwe unogona kukanganwa pamusoro pemari;
Vanhu vanozvidzivirira sevanhu vepamutemo
Paunenge uchizvishanda, iwe hauna kuchengetedzwa kune vashandi. Vashandi vane chimwe chikwereti kana zviito zvavo zvinokuvadza vamwe, asi kana bedzi pavanopfuurira mberi kwemiganhu yebasa ravo. Somuenzaniso, kana mushandi achikuvara achikuvadza mutengi paanenge achiita mabasa ake, angave ane chimwe chikwereti, asi mushandi wake ane dambudziko rakawanda uye ndiye anowanzopomerwa.
Imwe nzira iyo vashandi vebhizimisi vanozvishanda vanogadzirisa chikwereti chavo ndeyokuumba Limited Liability Company (LLC) kana kambani. Kana iwe uine hanya nezvemhosva, iwe ungada kutaura kune gweta nezvekuva nekodzero yekambani yebhizimisi sangano.
Sezvo iwe uri mubhizinesi rezvechokwadi, iva nechokwadi chokuti unonzwisisa izvi mutero uye zvinorehwa nemutemo zvekuzvishanda.