Chii Chine Chidiki Chine Chinangwa?

Kusingakwanisi Kubhadhara uye Bhizimisi

Kuve nemhosva shoma pane zvese zvinoreva kuti mutoro webhizimisi wemabhizimisi inongopedzerwa nemari iyo muridzi wayo akaisa mukambani. Kunzwisisana kusinganzwisisiki kunofunga kuti kudzvanyirira zvishoma kunoreva kuti vashandi vebhizimisi havakwanisi kune chero chinhu chinoitika mubhizinesi, asi izvi hazvisi zvechokwadi. "Mutoro usina kukwana" hazvirevi kuti "hapana mhosva," uye vashandi vebhizimisi vanogona kutongwa mune dzimwe mamiriro ezvinhu.

Izwi rokuti "chikwereti chakakwana" chave chiripo kubvira pakagadzirwa kwekambani. MuUnited States, makambani akaumbwa muchidimbu nokuti vatenzi vekambani vakanga vasingadi kutongwa nokuda kwezviito zvebhizimisi. Makambani anotorwa sezvikamu zvakasiyana kubva kune vadzidzisi vavo uye vagovana vavo, saka mutoro wavo wakasiyana. Izwi rokuti "kudzvanyirira zvishoma" rakaparidzirwa ku LLC (kambani ine chikwereti chekambani) , S corporation umiriri, uye kumarudzi ehutano .

Apo Mutoro Hauna Kukwana

Kurasikirwa nekuchengetedzwa kwemhosva shoma pane dzimwe nguva kunonzi "kurova chifukidziro chekambani." Mune mamwe mazwi, kurasikirwa kwemhosva kunosvitsa muridzi wacho kuti ave nemhosva yakakwana. Muridzi webhizimisi anogona kurasikirwa nekuchengetedzwa kwekodzero muzviitiko zvakasiyana-siyana;

Kusashandisa mari zvisina kunaka. Kana bhizimisi webhizimisi anotora mari yebhizimisi yekushandisa pachake, kana kana muridzi wacho achibhadhara mari kuti awane pfuma yake.

Somuenzaniso, kana muridzi ane bhizinesi uye mari yega yega mumabhuku ekutarisa uye asingatauri zvakajeka zvemarudzi maviri emari, izvi zvinogona kukonzera kusashandisa mari zvisina kunaka.

Kunyengera. Kunyengera kunonyatsoziva zvisiri izvo kune chimwe chinhu chekuwana pfuma. Somuenzaniso, kana muridzi wemabhizimisi achibiridzira vatengi nokuvanza zvikanganiso mune chimwe chigadzirwa kana kuita bhujhuro hwekubiridzira nekutarisa zvinhu, kuvharira kwekambani hakuzodziviriri muridzi.

Kunyengera ndiko kuputsa kwemabasa uye mabasa edzimabhizimisi, uye zvinopesana nemutemo.

Chiito chemhosva. Kana muridzi webhizimisi kana mushandi akarova mutengi, bhizinesi harigoni kuvanza mushure mekuchengetedzwa kwemhosva kwekambani. Munyaya yekudzidzira kusina kunaka, iwe unofanirwa kuva ne inshuwarisi ye inshurenzi kana imwe inshurensi yemhosva yehutano.

Personal guarantees. Mune mamwe mamiriro ezvinhu, muridzi webhizimisi anofanira kuzvimiririra kambani yebhizimisi; munyaya iyi, mutoro wemunhu wega wega kuti azadzise chibvumirano chinopfuura "mvumo isina kukwana" mamiriro ezvinhu. Muenzaniso wakanakisisa wemamiriro aya ndewe apo bhizimisi wemabhizimisi anofanira kuzvipa chikwereti kune bhizinesi nemari yake. Kana bhizimisi risingagoni kuita mari yekubhadhara chikwereti, muridzi webhizimisi ndiye oga ane mhosva yezvikwereti izvi uye anofanira kutora hupfumi hwake kuti atore chikwereti.

Bhizimisi webhizimisi anofanira kuve nechokwadi chokuti iye haaisi pachake chibvumirano chinofanira kunge chakasayirwa panzvimbo yebhizimisi. Iyo sangano kana LLC ndiyo imwe yekontrakiti, kwete munhu. Kana muridzi wacho achizviratidza semunhu oga, iye akatora mutoro wemvumo iyoyo.

Kusingakwanisi Kubhadhara uye Bhizimisi

Iyo mhedziso yekodzero yakawanda inosanganiswa kune dzose mabhizinesi asi kunze kwekutengeserana chete.

Kungova nekutengeserana chete hakuparadzisi muridzi webhizimisi, saka bhizinesi 'mutoro ndiye muridzi, pasina mirefu. Ndicho chikonzero mabhizinesi akawanda anosarudza kuvhara mutoro wavo nekuumba sangano, LLC, kana kubatana.

Nzira yekuchengetedza "kudzvanyirira zvishoma" kuchengetedzwa

Hazvisizvo nguva dzose kuti udzivise mimwe mamiriro ezvinhu anogona kuvhara kana kubvisa kukwana kusachengetedzwa kwemhosva, asi pane zvimwe zviyero iwe nevamwe vadzidzisi vebhizimisi rako rinogona kutora kuti uchengetedze kuchengetedzwa kwemhosva:

Zvinonzwisisika . Iyi nhaurirano pamusoro pemhosva haigadziri kutora mutero kana mazano emutemo. Usati waita chero sarudzo dzebhizimisi, chengetedza nemugweta wako.