Zvaunoda Kuziva Pamusoro Pezvikwereti Zvakabhadharwa Somushandi
Mitero inobhadhara mitero inobhadharwa kune vashandi iyo mushandirwi anofanira kuwedzera kumubhadharo wevashandi nguva imwe neimwe kuti aone mari yakawanda yemari inowanikwa pasi pemitero yakabhadhara mitero.
Kubatsirwa kunotsanangurwa neCanada Revenue Agency (CRA) sekubhadhara kana kugovera mushandi (kana hama yepedyo yevashandi, zvakadai semudzimai wevashandi, mwana kana mukoma) chimwe chinhu chiri munhu wega.
Inogona kunge iri mubhadharo rekubhadharwa, mubhadharo, kana kushandiswa kwepachena kweimba, zvinhu kana mabasa aunayo.
Chipo (kana kuti mberi) inowanikwa nguva kana kuti yakawanda-chema iyo iwe unobhadhara mushandi wepamusoro pemubairo wake kubhadhara mari yakatarwa inotarisirwa. Iwe unogona kupa vashandi mari yakatarwa yezvokudya zuva rega roga pavanenge vari kunze kweguta, somuenzaniso.
Kubhadharwa chikwereti iwe unobhadhara mushandi kubhadhara mari yaaibhadhara paanenge achiita mabasa emabasa. Muchiitiko ichi, mushandi angakupa zvikwereti zvakakodzera zvemari (s).
Chero kubatsirwa kushandiswa kwepachena kwepfuma bhizinesi rayo pachako, mubhadharo kana kubhadharwa, semuvakidzani weCanada unofanira:
- Sarudza kana iyo inobhadhara mitero kana kwete
- Verengai kukosha kwebatsiro
- Verengai mubhadharo zvakabviswa
- Firiza mashoko anodzoka
Somuenzaniso, kana bhizimisi rako richipa vashandi vako (s) nefoni dzakanaka, iyo foni inobhadhara mitero uye mari yavo inofanira kuenzanisirwa mumari yevashandi vose maererano.
Iwe unoti sei kana rubatsiro runobhadhara kana kuti kwete? Kana mushandi akagamuchira "mari inobatsira iyo inogona kuyerwa nemari" (CRA) uye ndiyo inonyanya kubhadhara kubatsiri, iyo inobhadhara mitero. (Kana usina mubvunzo, sangana neCanada Revenue Agency's Benefits uye mvumo yemafabhethi.
Kazhinji, kukosha kwebhadharo inobhadhara kunofungidzirwa seyo Fair Market Value, mutengo uyo zvinhu kana basa raizotora mumusika wakashama.
(Cherechedza kuti iwe unofanira kunge uchikwanisa kutsigira kukosha kwawakapiwa kana Chikamu cheKana Revenue chichibvunza.) Iwe uchafanirwawo kuisa mari yeGST / HST nePST mukukosha kwebhadharo inobhadhara, kana zvichibvira. Mutungamiri weCAA's T4130 Bhuku reVashandi - Mitero Inobhadhara Mitero uye Zvikwereti zvine mazano anobatsira achakuratidza kuti zvipi zvinobhadhara zvinobhadharwa zvinofanira kuva neGST / HST zvakabatanidzwa, pamwe kana iwe kana iwe haudi kubvisa Canada Pension Plan (CPP) neImployment Insurance ( EI).
Ndezvipi Zvimwe Mienzaniso Yezvokubhadharwa uye Zvisingabhadhari Kubhadhara?
- Kambani Yepambani - Kana mushandi anoshandisa motokari yemotokari nokuda kwezvinangwa zvisingaiti zvebasa zvinonzi inobhadhara mari. Unofanirwa kuchengeta zvinyorwa zvemaleage zvinotungamirirwa nekuda kweunhu uye zvebhizimisi uye kuverenga kubatsirwa maererano. Kana Canada Revenue Agency (CRA) ine Automobile Benefits Online Calculator nekuda kwechinangwa ichi.
- Gumba uye Bhodhi - Nzvimbo isina kubhadhara kana yebato / bhodhi yakapiwa kune mushandi inobhadhara mutero, kunze kwekuti mushandi achinge aita basa rekuita pane imwe nzvimbo yebasa iri kure.
- Mobile Phone - Kutengesa kweIndaneti kana kushandiswa kwefoni nekuda kwezvikonzero zvega pachake hazvifungidziri kubhadhara kunobhadharwa kana kusingapfuuri izvo zvakabatanidzwa muzvigadziriswa, zvakagadziriswa mari. Kana zvisina kudaro, kukosha kwekushandiswa kwemunhu oga kunofanira kuverengwa maererano uye kunorondedzerwa semutero unobhadhara.
- Mari yekuchengeta vana inobhadhara mitero kunze kwekuti vana vanochengeterwa vashandi vose panzvimbo yebhizimisi zvishoma kana pasina mari.
- Zvipo - Zvipo zveCash kana zvipo zvechipo zvinoonekwa sekubhadhara mitero. Zvipo zvisiri-cash nezvikwereti zvine mitemo inokosha; ona Mitemo yeCanada Revenue Agency yezvipo nemubairo uye Mutemo wezvipo zvisati zviripo nemakadhi.
- Itai mapoka emishandiraimende yeInishuwarensi aripo nemushandi inobhadhara mutero.
- Transit Passes - Kufamba kudarika kunobhadhara mutero kunze kwekuti mushandi ari kushanda mubhizinesi rekutenderera (zvakadai sebhazi, chitima, kana bhizinesi rebasa rebasa).
- Kupaka - Kana nzvimbo yakawanda yokupaka isina kuwanikwa uye mubhadhati anopa kupaka, iyi inobhadhara mari (zvichienderana nepamusoro pemaoko emari) kunze kwekuti mushandi akaremara kana kuti anogara achida kushandisa motokari yezvinangwa zvebhizimisi.
- Mari Yezvechiremba - Kana muvakidzani akapa gwaro rakasarudzwa remari yekurapa gore negore inobhadhara mutero. Zvisinei, kubhadhara-kubhadhara mari yega yega, chirwere chemazino, kana kuti zvirongwa zvekuona hazvikwanisi kubhadhara mitero.
- Zvokudya - Zvokudya zvakaderedzwa mune imwe nzvimbo yekudya (uko mushandi anokweretesa mari inokwana) haafaniri kubhadharwa kubhadhara mitero. Zvokudya kana mvumo yezvokudya zvakagadzirirwa kushanda kwemaawa akawanda hazvibhadharwi kubhadhara, kunze kwekuti zviitiko zvinogara zvichiitika (ona mienzaniso yeRCA - Zvokudya zvepamwe nguva kana zvipo).
- Makirasi uye Zvokuchengetedza Zvigadzirwa - Kana muridzi wemari akaripa kana kupa mari yehutungamiri kana kupinda kune imwe nzvimbo yekuvaraidza yakadai sekurovedza muviri, dziva, gorofu, nezvimwewo inonzi inobhadhara mari. Asi kana uyo anoshandira achipa rusununguko kana kuti rubatsiro kune imwe nzvimbo inowanika kune vashandi vose, haisi mari inobhadharwa. Kuti uwane mamwe mashoko, tarisa CRA Interpretation Bulletins IT-470, Vashandi 'Fringe Benefits uye IT-148, Recreational Properties uye Club Dues.
ICanada Revenue Agency yeT4130: Murayiridzi weVashandi - Imitero Inobhadhara uye Zvikwereti inopa mamwe mashoko pamusoro pemari inobhadharwa, kuverenga kuregererwa kwemishadziro uye kutumira mashoko ekudzoka.
Inotengesa Zvikwereti Zvichienderana neCanada Pension Plan (CPP) uye Employment Inishuwarenzi (EI) Deductions?
Mitero inobhadhara mitero uye zvipo zvingave zvichizviisa pasi peCanada Pension Plan (CPP) mipiro, premium yeEmployment Insurance (EI) uye kubhadhara mutero .
Iri Bhuroti Rinobatsira rinoratidza kuti mari inobhadhara mari inowanikwa pasi peCPP (Canada Pension Plan) uye EI (Employment Insurance) neholdholdings pamwe chete nemitemo yaunoda kushandisa kuti uiite pamusoro pevashandi 'T4 mashizha.
Mienzaniso: Basa rekufona kwemafoni inobhadhara mari inoshandiswa nevashandirwi veCanada pasi peChitsauko 40 pamusoro pevashandi veT4.