Kutungamira kuChristina Payroll Deductions yeVashandi

Nzira Yokuita Mari Makomba muCanada

Kana ukangobhadhara vanhu kukushandira iwe, rimwe remabasa ako seanoshandira ndekubhadhara zvakanaka. MuCanada, izvi zvinoreva kubvumirana nezvinodiwa neCanada Revenue Agency uye kugadzira uye kugadzirisa kukodzwa kwakakwana kwebhadharo. Ichi chinyorwa chichakutungamirira kuburikidza nekugadzirisa kwekuita mari yekubhadhara muCanada.

Nzira Yokuita Mari Makomba muCanada

Sezvo ari muCanada mushandirwi, kune matanho mashanu ekushanda mubhadharo:

1. Kuzarura uye kushanda nebhadhiro yekubhadhara neCanada Revenue Agency (CRA).

2. Kuunganidza ruzivo rwakakosha kubva kune vashandi, sehuwandu hwehupfumi huri huwandu (SIN) uye fomu yakagadzirwa neyematunhu uye yehurumende yeTD1 fomu.

3. Kugadzirisa kubhadhara mari yebhadharo kuCanada kubva kuvashandi 'kubhadhara mubhadharo wega wega.

4. Kuyeuka izvi kubhadharwa kwemitemo, pamwe chete nemugove wevashandi veCanada Pension Plan (CPP) nemipiro yeEmployment Insurance (EI), kuCanada Revenue Agency sezvinodiwa.

5. Kuzivisa mari yevashandi vemumwe nomumwe nemari yakabhadharwa paT4 kana T4A yakakodzera uye nekudzosa mashoko ekudzoka musi wekupedzisira waFebruary wegore rinotevera.

Ngatitarisei nezvemashoko, ipapo.

Nhanho 1) Vhura uye shandisa rebhadhiro account neCanada Revenue Agency (CRA).

Iwe uchada kambani yeRCA yekodzero yekubhadhara mari yepareji kuti udzorere kubhadhara mari yako kubhadhara kuCanada Revenue Agency.

Kana iwe uine Bhizinesi Nhamba uye wakamborejesa kune dzimwe nhoroondo dzeCAA (zvakadai seGST / HST), iwe uchangova kuwedzera kero yekudhonza kwePayroll kune maakaunti ako epurogiramu.

Kana iwe usina Bhizinesi Nhamba ikozvino, iwe unofanira kutanga uwane imwe yekutanga, yaunogona kuita mune imwe yenzira dzakawanda:

Kana uchinge waine Bhizinesi reBhizinesi iwe unogona kunyoresa purogiramu dzeprogram kuburikidza nebasa reBusiness Registration Online (BRO), kusanganisira:

Nhanho 2) Unganidza ruzivo rwakakosha kubva kune vashandi, sevhisi yavo yehupfumi inshumo (SIN) uye yakagadzirwa federal uye yepurofomu yeTD1 fomu.

Sezvimwe chikamu chekushandira, iwe unofanira kunge wakaongorora kadhi imwe neimwe yevashandi yeSIN uye yakanyora zita romushandi uye SIN sezvavari kuitika pakadhi. (Yeuka kutarisa Social Insurance Numeri inotanga nenhamba '9' paunoita izvi, nokuti nhamba iyi inomirira munhu wausina kukwereta; iye haasi mugari weCanada kana kuti anogara nekugara uye ane kodzero yekushanda chete kune mumwe mushandirwi ane basa rakakodzera rinobvumirwa neCitizenship uye Immigration Canada.)

Iwe unofanirwa kunge wakatoita kuti mushandi mutsva azadzise zvakakodzera federal uye mapurogiramu eFomu TD1, Personal Tax Credits Return, iyo inotarisa kuti mutero unofanira kuderedzwa kubva kumabasa emunhu.

Danho 3) Itai kuti mabhadhara ekubhadhara akakodzera kubva kumubhadhari wevashandi apiwe nguva yekubhadhara.

Wedzerai mubhadharo wevashandi wenyu kutanga.

Iwe unopa mushandi ane bhodhi uye pokugara, kushandiswa kwemotokari yekambani, kupakisa kana chikwereti chemari yepasi? Chero chipi zvacho chaunopa mushandi kunze kwemari chinogona kuonekwa sechabhadhara chikwereti.

Uye kana chikwereti chomushandi chinosanganisira kubhadhara mitero, izvi zvinoda kuwedzerwa kumubhadharo wemushandi pane imwe nguva yekubhadhara usati waita kubhadhara mari yekubhadhara, nokuti mari yose inowana mari yose inotarisirwa kubviswa, uye mari inobhadhara inogona kuiswa pasi kune zvipo zvePPP, premium yeEI nemabhadharo emitero yemari inowanikwa semutero semupi wehupi unowana mari.

Bhuku reCanada Revenue Agency Gwaro reT4130, Mutungamiri weVashandi - Mitero Inobhadhara uye Zvipo zvinopa tsanangudzo yekuti ungaverenga sei kukosha kwezvikomborero uye iyo inobhadhara mitero inotungamirirwa neGST / HST.

Zvino iwe wakagadzirira kuita mari yako yekubhadhara muCanada. Kakawanda, vashandi vanofanira kuita kuti purogiramu yehurumende mitatu inobviswa kubva kumari yevashandi:

  1. Mutero wemari
  2. Canada Pension Plan (CPP) mipiro
  3. Premium Employment Insurance (EI).

Iwe unogona kuva nevamwe vashandi vanobvisa zvakanakira sangano rako sekuwedzera kwehutano huripo, inshuwarisi yehupenyu, zvirongwa zvokurega basa, nezvimwewo.

1) Kubvisa Imari Imitero

Kuti uwane kuti mari yakawanda yemari inobhadhara iwe inoda kubvisa kubva kumubhadharo wevashandi, unoshandisa nzvimbo dzepurovhinzi kana nzvimbo dzenharaunda kana nharaunda iyo mushandi anorondedzera kushanda. Nzira iri nyore yekuita izvi kushandisa shanduko yeKana Revenue Agency yePayroll Deductions Online Calculator, iyo inenge ichiverenga mamwe mabhadharo ekubhadhara iwe unofanirwa kuita, zvakare.

Zvisinei, kana iwe usingakwanise kushandisa Payroll Deductions Online Calculator, mabheji ose ekuderedzwa kwemitero iwe waunoda anowanika kuburikidza neji reKana Revenue Agency yePayroll peji.

2) Kudzinga Canada Pension Plan (CPP) Mipiro

Kazhinji, iwe unofanirwa kubvisa mipiro yePPP kana mushandi ari mukuru kune makore 18 uye ari pasi pemakore makumi manomwe, ari mubhadharo, asingabatsiri uye asingagamuchiri penheyo yeCPP kana QPP (Quebec Pension Plan).

Iwe uchawana kuwirirana kumitambo yemipiro yePCP, maximums uye chati yekuregererwa uye mamwe mashoko anobatsira pamusoro pemipiro yeCPP pane iyi Canada Pension Plan peji kubva kuCanada Revenue Agency.

Kana Uri Mushandi muQuebec

Cherechedza kuti ruzivo rweQuebec rune purogiramu yehupfumi yepurovhinzi, yeQuebec Pension Plan (QPP), yeQuebec Parental Insurance Plan (QPIP) uye iyo yemutero wayo wepasimari -

"Vashandi vane vashandi muQuebec vanofanira kubvisa zvipo zveQPP panzvimbo pePPP, kana basa iri rekubhadhara pasi peQPP. Vashandi vanofanira kutora zvitsva zveQPIP neEI, kana basa risingaitiki" Gwaro reVashandi veT4001 - Payroll Deductions uye Remittances (Canada Revenue Agency).

Enda kunzvimbo yeRevenu Québec kuti uwane mamwe mashoko.

3) Kuderedza Basa reInishuwarenzi (EI) Premiums

Kazhinji, iwe unotora zvimiridzo zveEI kubva kumubhadharo wevashandi pamadhora ega ega anochengeterwa mari yakawanda kusvikira gore rose. Mushandi weEI yevashandi i 1.4 nguva yeEI premium yakachengetwa kune umwe neumwe mushandi. Cherechedza kuti kusiyana neCPP, hapana chizvarwa chekukwanisa kubhadhara EI premiums. Kana mubhadharo wenyu EI akashanda achienda kusvika pagore rakakura, iwe unorega kudzipa.

Tarisa kuCanada Revenue Agency's chart yeEI premium rates uye maximums kuti uone kuderedzwa kweEI kwegore rakapiwa. Cherechedza kuti pane divi rakasiyana yeQuebec, iyo ine maitiro akasiyana-siyana.

Muna 2017, Maximum Annual Insurable Earnings ye $ 51,300 uye kubhadhara mubhadharo kunofanira kuitwa kuFeral Rate ye 1.63% (1.27% muQuebec) neMaximum Annual Employee Federal Premium ye $ 836.19 ($ 651.51 muQuebec). Iko 2017 Maximum Annual Federal Employer Premium iri $ 1,170.67 ($ 912.11 muQuebec).

Sezvo kune mamwe mahedheni ekubviswa, unogona kushandisa reKana Revenue Agency Payroll Deductions Online Calculator kuti uverenge muwandu weInemployment Insurance iwe unoda kubvisa chero nguva ipi yekubhadhara.

Iwe unogonawo kushandisa mahwendefa anopiwa neCanada Revenue Agency, Mutungamiri T4302, Tables Deductions Tables uye Mutungamiri T4008, Payroll Deductions Supplementary Tables kana kuverenga ivo pachavo vachishandisa nzira iyi.

Zvimwe zvipo uye mari yaunopa kune vashandi haisi pasi peImployment Insurance; ona iyi Canada Revenue Agency list.

Sezvo uri muCanada, iwe pachako unogonawo kuva nemamiriro ezvinhu anokosha anokanganisa kuderedzwa kwako kweEI; ona Canada Revenue Agency ye Employment Insurance peji kuti uwane ruzivo panyaya dzakadai sebasa kunze kweCanada, mari inokosha, nekubhadhara nhengo yemhuri.

Nhanho 4) Rumbidzai kubhadhara mubhadharo wevashandi, pamwechete nemipiro yevashandi, kuCanada Revenue Agency.

Kazhinji, Agency reCanada Revenue inokutumira fomu yekubhadhara mumakero nguva imwe chete yekubhadhara mari yekubhadhara kunokonzerwa. Zvisinei, sevashandi vemuCanada, hamusi kuzova nefomu yekubhadhara kubhadhara kwako kwekutanga, saka iwe uchada kutumira cheki kana kuti mari yekubhadhara kuna Receiver General neBusiness Number yako (BN) yakadhindwa kumashure nzvimbo yakakodzera yemitero.

Neko cheki kana urongwa hwemari, unofanirwa kuisa tsamba iyo inoti:

Vashandi vatsva vanowanikwa sevanowanzoregererwa neRCA, izvo zvinoreva kuti iwe unofanira kutora matanho ako kuitira kuti iyo Agency yeCanada Revenue inogamuchirire kana musi wegumi nemashanu wemwedzi uchitevera mwedzi wawakabvisa. Pave paya, kana wave wakagadzira nhoroondo yekuregeresa, unogona kuzviwana wakagadziriswa semutambo wekota kana wekukurumidza uye unopedzisa mapepa mashoma.

Kuti uwane mamwe mashoko pamusoro pekubhadhara, kusanganisira nzira yekugadzirisa zvikwereti zvekubhadhara zvikwereti, ona peji rekuregererwa kwepaRC reReplet.

Nhanho 5) Zvose zvese zveT4 uye zvinyorwa zvinodzoka.

Pakupedzisira, semushandi, gore roga roga unofanira kuzadzisa T4 Slip kune umwe neumwe mushandi uye kupedzisa fomu yeT4 Summary.

Iwe unofanirwa kuisa T4 ruzivo rwekudzoka uye kupa T4 kusvitsa kune vashandi pane kana kuti isati yasvika musi wekupedzisira waFebruary mushure megore rekarenda iyo iyo mashoko ekudzoka inoshanda.

T4 Slips inogona kuzadzwa nehutroniki uchishanda neCanada Revenue Agency yeT4 Web Forms application (iyo inokutumira iwe kuisa imwe kusvika kune matanhatu yakasikwa kana yakagadziriswa T4 slide) kana kuzadzwa paIndaneti uchishandisa PDF inoshandiswa T4 fomu.

Kuti uwane mamwe mashoko pamusoro peT4 mashizha, ona CRA yaT4 - Mashoko eVashandi peji.

Iyo T4 Summary fomu inogonawo kuzadzwa uye yakaiswa pamagetsi. Iwe unogona kuisa zvakare mupepeti, apo iwe unoda kutumira chidimbu chepakutanga uye yakabatana neT4 inosvitsa kuOttawa Technology Center. Iwe uchawana chibvumirano kune ino kero uye kutarisa nemirayiridzo yemirayiro yekuzadza fomu yeT4 Summary nekutevera hukama pakutanga kwemavara.

Zvimwe Zvinyorwa pamusoro pemhanje yeMitemo muCanada

Zvese zvebhizimisi rako rebhizimisi , kusanganisira zvinyorwa zvine chokuita nemari yekubhadhara, zvinofanira kuchengetwa panzvimbo yako yebhizimisi kana paunogara muCanada kunze kwekuti Canada Agency Revenue yakakupa mvumo yekudzichengeta kune imwe nzvimbo.

Cherechedza zvakare kuti zvinyorwa zvebhizimisi uye zvinyorwa zvinotsigira "izvo zvinotarisirwa kusarudza mitero yako yemitero nekodzero" inofanira kuchengetwa kwemakore matanhatu.

Kukundikana Kuenderana neCanada Payroll Zvido

Zvikwereti zvekusateerera mutemo wemari yeCanada zvinotarisirwa kubva pamari ye $ 1 kusvika ku $ 25,000, kuiswa mujeri kwemwedzi 12 kana kusanganiswa kwezvose. Peji yeAregente yeChirango inopa tsanangudzo yezvakaipa zvakashata uye kuregererwa kwekukundikana kuita kuti mabhadhara ekubhadhara akwanise kutumira mafirimu emafaira.

Mamwe Mipiro MuCanada Resources

ICanada Revenue Agency ine hurongwa hwakawanda hune chokuita nebhadharo. Kunze kweRA ruzivo rwakataurwa pamusoro apa, unogona kuwana mazano eVa Employers kunyanya kubatsira:

Onawo:

Basa Rokubhadhara: Kuraira Vashandi muCanada

Matanho Okutanga Bhizinesi muCanada

Nzira 7 Dzokuita Kuti Vashandirwi Vashandi Vashandise Zvishoma

Canada Revenue Agency Online Nhamba dzeBhizimisi

Kutungamira Kune Inishuwarenzi Yevashandi VeInishuwarenzi muCanada