Vashandi vazhinji vanopa zvipo zvekudzidzisa kuvashandi. Zvimwe zvezvikomborero ndezvekuenderera mberi nedzidzo, kuchengetedza mabhizimisi evhizimisi, kana kuwana hutsva hutsva, zvikwereti, kana digiri kuti ibatsire vose vashandi nevashandi. Vadzidzisi vemabhizimisi vanozvidzivirira vanogonawo kukwanisa kutenga mari yekudzidzisa.
Dzidzo yezvidzidzo ndeyemabhizimisi anobhadhara mari.
Asi pane zvimwe zvekufanirwa izvo zvinofanirwa kusangana zvisati zvaitika izvi zvinodhura zvakakwana kubhizinesi rako.
Mibvunzo mina inotaurwa munyaya ino:
- Ndeupi wezvibatsiro izvi inodonhedzwa semari yebhizimisi?
- Ndeupi wezvipo izvi inokweretwa kune vashandi?
- Ndingazivisa sei kubhadhara mitero kubasa re W-2 rashandi?
- Ndingabatanidza sei mari inobviswa mubhadharo rangu rebhizimisi?
Mitero yevashandi uye Mari yekushandisa
Nechinangwa chemitero yevashandi, dzidzo yezvedzidzo inosanganiswa muchikwata che "kushanda mamiriro ezvimwe zvipo." I IRS ine tsanangudzo chaiyo yezvibatsiro izvi, izvo ndezvokuti iyo inobatsira iyo inogona kuderedzwa kumushandi pamutero wemunhu oga.
Kuti irege kubviswa kubva kumushandi wemari yevashandi semamiriro ekushanda kwemakore mashoma, zvose zvinotevera zvinofanira kushanda:
- Kubatsirwa kunofanirwa kuenzanirana nebhizimisi raanoshandira
- Mushandi wacho aizodai aine kodzero yokuderedzwa kwemutero kana mari yaibhadharwa (purogiramu A se "asina kubhadhara mushandi mari")
- Kushandiswa kwebhizimisi kunofanira kusimbiswa nemabhuku. Kana iwe uchibhadhara mushandi mune mari, unofanirwa kudikanwa kutaridzirwa kwemari.
Mutengo wekuenderera mberi kwekudzidziswa kwevashandi kune vashandi unowananidzwawo sebhadharo rebhizimisi kana rinosangana nemitemo iyi.
Mukuwedzera, iyo dzidzo haifaniri:
- Iva nekudiwa kuti uwane zvishoma zvidzidzo zvedzidzo zvebasa razvino, kana
- Unokodzera mushandi webhizimisi itsva (yakasiyana) kana bhizinesi.
Deductible dzidzo dzinoshandiswa dzinosanganisira mabhuku, kudzidzira, uye kufamba kunodhura uye kubva kuchikoro.
Sezvakagara zvichienderana ne IRS, nyaya iyi yakaoma. Ona IRS Employer's Fringe Benefit Guide kuti uwane ruzivo rwakanyanya pamusoro pezvidzidzo, zvisingakwanisi, nemiganhu.
Kuzvimiririra makambani ekushandira bhizinesi renyu kunogona kurapwa sevashandi kuitira chinangwa ichi. Izvozvo zvinoreva kuti vanogonawo kuisa kunze kwemvumo yekubhadhara dzidzo yekubhadhara mari kubva kumari. Mari yavo yaizotaurirwa paFomu 1099-MISC.
Mari Yedzidzo Yevashandi Vanozvishanda
Sezvakataurwa pamusoro apa, vadzidzisi vebhizimisi vanozvimirira vanogona kutora mari yezvidzidzo zvavo, zvichienderana nezvimwe zvikwereti nenzira imwecheteyo nevanomubhadhara mutero. Iwe uri kuzvipira iwe kana uine bhizimusi risati riri sangano (izvi zvinosanganisira umwene we LLC kana kubatana pamwe chete nekutengeserana chete).
Kuti iwe uregere, unofanirwa kuratidza kuti dzidzo:
- " Inochengetedza kana inovandudza unyanzvi hunodiwa mubasa rako razvino," kana
- Inotarisirwa nemutemo kana mitemo yekuchengetedza reisheni yekuita, chimiro, kana basa. Somuenzaniso, vashandi vanogona kubvisa mari yekuenderera mberi dzidzo.
Dzidzo yezvikoro haisati yakabviswa kana:
- Dzidzo inodiwa kuti iwane zvishoma zvidzidzo zvedzidzo zvebhizimisi rako remazuva ano kana bhizinesi. Semuenzaniso, haugoni kubvisa mari yekuwana chireisheni chekuita kana iwe usati watova laisensi yakadaro, kana
- Dzidzo chikamu chepurogiramu yekudzidza iyo ichakuita kuti uwane hutsva hutsva kana bhizinesi.
Ndekupi Kwokuderedza Mari Dzidzo Pamabhizimisi Eko Mutero Wadzokera
- Kune veputi chete uye vasina-member member LLC, ratidzai mari iyi mu "Mari" chikamu cheChechi C
- Nekubatana pamwe neVa-multiple-member LLC, ratidzai mari iyi mu " Chikamu chekutsvaga " chikamu cheFomu 1065
- Kune zvikwata, ratidzai mari iyi mu "Deductions" chikamu cheFomu 1120.
Kuti Uwane Ruzivo Rukuru pamusoro pekutsvaga Kushandisa Kwedzidzo
William Perez, Nyanzvi yeUkwereta Kwemitero, ine nhepfenyuro yakazara pamusoro pekuti munhu mumwe nomumwe anenge aripo mutero angakodzeri sei kudzidzira uye kubhadhara mari.
Kuti uwane rumwe ruzivo, ona IRS Publication 970: Mutero Wenharaunda Yezvidzidzo , Chitsauko 12, Kubudiswa Kwebhizimisi kweMhuri-Yakabatana Dzidzo.
Ichi chinyorwa pamusoro pebasa revashandi vanobhadhara chinogonawo kubatsira.
Zvinonzwisisika: Nyaya iyi inopa ruzivo rwemashoko makuru; Ini handiri muteresi wemutero kana muongorori wekugadzirira mutero . Tarisa ku IRS mabhuku uye kurukura nemuteresi wako wemutero kana mushandi wekubatsira mazano.