Iko Kunokweretwa Kwechikwereti Imari Inokosha Kubhizimisi
Chikwereti chikamu chimwe chechikamu chemahofisi emabhizimisi ehurumende uye inowanzoita mari shoma kudhura yekambani.
Saka, zvakakosha kuti vashandi vebhizimisi vazive kuverenga mari yekukwereta mari, iyo inodhura yemari bhizinesi rinomutsa nekutora chikwereti.
Makambani anowanzoedza kushandisa mari yakawanda sedhaimari sezvinobvira, sezvo chikwereti kazhinji hachina mari kana ichienzaniswa nemamwe marudzi ekubhadhara mari.
Chii Chinotarisirwa Chekwereti Kubva Pano?
Mari yekwereti inowanzoenderana nekutengesa kwezvisungo zvekambani. Zvikwereti ndezvikwereti kwenguva refu yekambani uye inonyanya kushandiswa kwekambani kwenguva refu. Iko mari yezvisungo zvangobva kubudiswa ndiyo yakanakisisa iyo inoshandiswa kushandisa kana zvichibvira apo kuverenga mari yekukwereta.
Kana kambani isina zvisungo zvekutengeserana pachena, iye zvino bhizimisi anogona kutarisa kudiwa kwechikwereti cheimwe makambani mune imwe mabhizimisi kuitira kuti ave nemafungiro ekubhadharwa kwemari chikwereti chebhizimisi rake.
Nzira yekuverenga sei Mari yekuda chikwereti
Mari yekutora chikwereti haisi mari chete yezvisungo zvekambani.
Sezvo chikwereti pane chikwereti chiri mutero-deductible, unofanira kuwedzera chikwata chepikicha pane zvisungo zvekambani ne (1 - mutero wekutsvaga) kuti uchinje pane izvi nenzira inotevera:
Mutero-Mutero Wenyaya yeMatokari Capital = Coupon Rate pamabhidha (1 - mutero wekutengesa)
Somuenzaniso, bhizinesi rinokwereta $ 50,000 pa5 muzana inowanikwa uye inopa 40 muzana inosanganisira federal uye hurumende mutero inobhadhara mari ye $ 2 500 pagore.
Bhizimisi iro rinozobvisa chikwereti kubva pamitero yayo, iyo ichachengetedza $ 1 000, ichiita mari yayo ye $ 50,000 mune chikwereti mari inokwana madhora 1,500 pagore, kana kuti 3 muzana ($ 1,500 mari yekwereti inokonzerwa ne $ 50 000 chikwereti).
Kuparadzanisa mari kana kuti mari yekunyoresa chikwereti haifaniri kutaridzirwa muhuwandu, sezvo iyo mari inenge isina kukwana kana iri pamusoro pekwereti.
Iwe kazhinji unoita izvi kuverenga kunosanganisira mutero wako wekutengesa nokuti inotora mutero-deductible. Zvisinei, zvinogona zvakare (uye dzimwe nguva zvinobatsira) kuti uverenge kutora mari yako isati yatere yemari chikwereti. Iko kuenzanisa kunotonyanya kuoma:
Pamberi-Mutero Mutengo wemari Chikwereti = Coupon Rate paBonds
Kana kambani yako ichionekwa sekutengesa pangozi, ipapo ichava nemari yakakwirira yechikwereti, sezvo mari yemari chikwereti inoratidza chikwata chekuda. Kukwereta mari yakawanda kunogona kukwidza mari yako yemari chikwereti kubva izvo zvinomutsa chikwata chemukana.
Kushandisa Chikwereti kana Zvimwe Zvimwe Kuwedzera Guta
Chikwereti chekubhadhara chinowanzova motokari yakasarudzwa yekusimudzira mari yebhizimisi zhinji. Zvisinei, pane zviri pachena ndeimwe nzira dzekusimudza mari. Imwe nzira dzingabvira dzekubhadhara mari uye zvikamu zvehupfumi hwehuwandu hwekambani inoshandiswa pfuma , yakachengetwa muhomwe , uye itsva inoshandiswa.
Kana uri kutarisa kuwedzera bhizinesi rako, kukwidza mari inokosha. Kuita saizvozvo nekuchenjera, uye nenzira yakaderera kunobvira, kunogona kubatsira bhizinesi rako 'mikana yekubudirira.