Simbisa kutengesa kwemari asi ingobhadhara izvo zvaunoshandisa
Vashandi vezvematongerwo enyika vanowanzosangana nematambudziko ekugadzirisa kushambadzira kwemari yavo zvichienderana nemakero ekukweretwa kwemwaka uye nguva dzenguva pakati pezvavanoda uye mari yekuwana mari. Izvi zvinonyanya kuitika pamabhizimisi anotanga-kutanga pavanotanga matanho ekufambisa apo vasati vava nerudzi rwakakwana kuti vawane nguva dzose mari yakanaka. Kana imwe yeruzivo yave yatengwa, zvinodiwa kukwira kunze kweruzhinji kusvikira mari dzinogamuchirwa dzave dzichinyorwa.
Pasina kukwana kushandiswa mari, chinetso chakakomba chemari chinogona kuitika. Aya marudzi ematambudziko ekuyerera kwemari akamanikidza vashandi vezvemabhizimisi kuti vavhare pasi mabhizinesi aive achiita mari pamapepa asi achingobuda kunze kwemari.
Mitsara yechikwereti inogadziriswa nemwaka wekwereti zvido zvebhizimisi rako pamwe chete nekukwira nekudzika mumari yako yekuyerera. Izvo zvinokubatsirawo kuti utenge zvinyorwa mukufungidzira zvekutsvaga kwekutengesa. Kurukurai kugadzirisa mutsara wechikwereti nebhangi rako pakutanga kwehukama hwako. Kana iwe uchangotanga bhizinesi rako, bhangi haigoni kupa chikwereti chekwereti pakarepo.
Mutsara wechikwereti ishumiro yakawanda inopiwa nemabhengi akawanda anoshumira mabhizimisi maduku. Kuwana chikwereti chinogamuchirwa chinoenderana nebasa rebhizimisi yekubhadhara uye / kana yehupfumi hwomuridzi, somuenzaniso, wechipiri chekutengesa pamba, kugoverwa kwematokari uye zvisungo, kana kugoverwa kwemari yemari yveshuwarenzi yehupenyu.
Mabhangi achawedzera ruzivo rwakachengetwa rwechikwereti kune vakawanda vanotanga kutangira. Mutsara ungasave usina kuchengeteka kana bhizimusi rinogona kuratidzira mari inogadziriswa, inzvimbo yakanakisisa yepamusoro, uye mimwe mizhinji yekubhadhara. Nenzira, mabhenji achaita huwandu hwehuwandu hwemari kubva kwaunobvumirwa kutora pazvinenge zvichidiwa.
Iwe une kodzero yekudzorera nekudzorera zvakare panguva yakabvumirana-nguva, iyo inowanzozopfuura gore. Iwe unobhadhara chikwereti chete pane mukuru mukuru.
Mukuwedzera, bhangi rinodikanwa kuziva kuti iwe uchadzorera sei mutsetse apo iyo yako yekutanga inotsiva yekubhadhara haina kuuya. Mabhenji anotarisa kukwana kwakakwana mumabasa ako kuti ugone kushandura kwenguva pfupi mumamiriro ezvinhu akaipa. Chii chinoitika kana iwe ukaona kuti kuverenga kwako hakusi kutengesa sezvinoratidzwa? Ndezvipi zvipiri zvekubhadhara zvinowanikwa?
Mabhengi angadawo kuti iwe ubhadhe pasi yako chikwereti chekwereti kana iwe usina kutevera purogiramu yako yekubhadhara, kunyange zvazvo mari yakawanda yawakakwereta haifaniri kutora kwemwedzi inoverengeka. Mabhanki haadi kufarira mitsara yechikwereti yekushandiswa mukugadzirisa kubuda kwemari. Pane kudaro, zvikwereti zvekwereti zvinotarisirwa kuti zvikwereke zvitsva zvekubhadhara panguva dzekubhadhara nguva. Kukundikana kubhadhara mari pachirongwa kunoratidza dambudziko rinogona kuitika mukukwanisa kwako kugadzirisa mari.
Mazano Anoshanda Ekugadzira Mutsara Wokubhadhara
- Zvingangodaro bhanhire haringabudisi mutsara wechikwereti kune hutsva hutsva pasina hutongi hwemunhu pachake hwekubhadhara.
- Kana bhizinesi rako riri zvitsva uye bhangi haigutsikane neyokutanga uye yechipiri mabwendefa ekubhadhara, inogona kukumbira kuti munhu awane mari yekuchengetedza chikwereti.
- Kana hurumende ichishanda pamwe chete kana sangano rine vanopfuura imwe mukuru, bhangi inogona kuvhara chikwereti kubva kune avo vakuru vose vanobatanidzwa kuwana mutsara wechikwereti.
- Iwe unofanira kupa zvinyorwa zvemari zvinonzwisisika zvinotevera maitiro ekugadzirisa maitiro ekuwana mutsara wechikwereti.
- Kunze kwekuti iwe uri bhizinesi rakanyatsogadziriswa, unofanira kupa pro forma, kureva, mberi-kutarisa, magwaro ekuyerera kwemari anoratidza kukwanisa kwako kubhadhara mari. Pro forma balance sheets uye zvinyorwa zvemari zvichazodiwa zvakare.