Chii chinovimbiswa?
Chibvumirano chako pachako chinongova chibvumirano chako chinopupura kubvumirana kubhadhara chikwereti iwe pachako kana bhizimisi risingakwanisi kuripa. Zvakafanana newe iwe mubati wechikwereti pane chikwereti. Chibvumirano ichi chinosunga kunyange kana bhizinesi rako risingabatanidzi kwauri iwe, sekambani kana kambani ine chikwereti chinokwana (LLC).
Kana iyo sangano ikakundikana, somuenzaniso, uye haigoni kubhadhara zvikwereti zvayo, chivimbo chako pachako chinogona kushandiswa nemunhu anokweretesa.
Chibvumirano chako pachako chinogona kudiwa kubva kumumiri wemabhizimisi kunyange kana bhizinesi iri sangano redzimhosva rakasiyana, sangano kana LLC.
Chibvumirano chega chega chinogona kuchengetedzwa nemunhu pachake, semuimba weimba yaanoita, kana zvingasave zvisina kuchengetedzwa, zvichibva chete pane zvakasimba zvekutendesa kwevakwereta. Chibvumirano chinoda kuti akakwereta apike kuti aite zvakanaka kune chikwereti, kunyange kana bhizimisi risingagoni kubhadhara
Sei chikonzero chega pachenyu chinodiwa?
Kutanga bhizinesi duku nderokukuvadza, uye bhizimusi rekutanga bhizimusi-iyo chikwereti chisingakoshi bhengi chinogona kupa. Kunyange kana iwe ukagona kuwana chikwata chechikwereti cheSBA, iwe uchave uchiri kudiwa kuti usayine chirongwa chako pachako. The Small Business Administration (SBA) inoti, "Vashandi vose vane 20% kana kupfuura [bhizinesi] vanobvunzwa kupa vimbiso yavo pachavo kuitira kuti vawane chikwereti chakachengetedzwa cheSBA."
Kunyangwe iwe usingashandisi chechikwereti cheSBA chikwereti, vazhinji vebhengi vacharamba vachida kuti iwe uve nechirongwa chako pachako chechikwereti chako chekutanga. Bhizinesi inoda kuti iwe uve nehomwe yezvemari mukubudirira kwebhizimisi uye vanoda kuti iwe unzwisise haugoni kungoenda kunze kwebhizimisi kana ikakundikana uye ibva bhangi iri nehomwe.
Zvakadini kana ndisina zvinhu zvokuita?
Kunyange kana iwe usina zvinhu, iwe unogona kuiswa kuti usayine chekuchengeteka chebhuku rako risina kuchengeteka. Kana iwe uine zvinhu, kufanana mumusha, iwe unotofanira kunge wakavimbisa uye unobvumirana kuti uzvishandise kubhadhara chikwereti kana bhizinesi rako risingakwanisi kuripa. Kana iwe ukawana mubati wemubatanidzwa, munhu uyu anofanira kunge akazvigadzirira kutora zvinhu zvinopikisa chikwereti. Amainini Minnie vari mumusha unochengetedza vasina hupfumi haisi kuzogamuchirwa se-co-signer.
Mune mamwe mazwi, kana iwe uchida chikwereti chebhizimisi chekutanga, iwe hausati uine bhizinesi rebhizimisi kuti uite rubatso, saka iwe wava pedyo zvechokwadi unofanira kuva (a) mari, kubva pamakumi maviri kusvika 50 muzana chikwereti chakanaka, uye (b) pfuma yako yauri kupa kubhangi pamusana pokusagadzirisa chikwereti. Kana usina zvimwe zvezvinhu izvi, pane mukana wakanaka wekuti urege kuwana chikwereti. Kana iwe ukawana bhengi kubvuma chikwereti, tarisa kudiwa kuti upe chipikirwa chako pachako.
Ndichiri kukwanisa kudzivirirwa kubva kune mhosva here?
Iwe unogona kukwanisa kuburikidza nekugadzira bhizinesi rako sekambani ine chikwereti chinokwana (LLC) kana S corporation ; chimwe chezvinhu izvi zvingave zvichiri kubatsirwa mukuchengetedza zvimwe zvinhu kubva pakupedza mutoro webhizimisi.
Asi usatarisira kuvanza mushure mekugadzirisa kwebhizimisi kana zvasvika pakubhadhara chikwereti chako chebhangi kana iwe wakasaina icho chigadziro chako pachako. Tarisa nevatsigiri vako vemitero uye vezvemari musati maita chisarudzo pamusoro pemhando yebhizimisi.