Danho Rokutanga: Unganidza uye Ongorora Zvinyorwa Zvebhizimisi
Kana uine bhizinesi riripo, unokweretesa anotarisa mabhizimusi ako ezvino rebhizimisi kuti ubatsire kupindura mibvunzo pamusoro pekuti bhizinesi rako riri kuita sei.
Isawo mashoko pamusoro:
- Business Credit, kusanganisira bhizinesi rekwereti yemari, Dun & Bradstreet ruzivo, kana mamwe mashoko anoratidza maitiro ebhizimisi rako rechikwereti.
- Mitero Yekudzorera: Federal tax inodzorera bhizinesi rako kwemakore matatu adarika. Kana iwe usati wava nemakore matatu, unopa zvakawanda zvaunayo.
- Bhuku reMari uye Rokurasikirwa uye Balance Sheets , kudzokera shure kwemakore matatu, kana kwemakore akawanda sezvaunayo izvi
- Mari Yemazuva Ano : Urongwa hwemakweretheni emabhizimisi uye nhoroondo yako yekubhadhara pane zvikwereti.
- Nzvimbo dzebhizimisi: Rwendo rwebhizimisi rako rezvemabhizimusi uye ikozvino yakakosha yemusika kukosha
Kana uri kugadzirira chikwereti chekutanga, zvizhinji zvezvenhoroondo uye mitsara ichave pro forma (inoratidzwa).
Danho repiri: Gadzirira Hurongwa hwebhizimisi
Hapana kuzviremekedza chikwereti chemabhizimisi chinogona kutarisira kuti kubudirire pasina humwe urongwa hwebhizimisi. Iwe unoda bhizinesi rebhizimisi, kwete nokuti anenge anenge anenge achikwereta achida kuzviona, asi nokuti inokubatsira kuronga uye zvimwe zvikonzero zvakasiyana.
Kwete, hausi iwe unoda kuzadza peji 20+ peji, iwe unoda mamwe magwaro akanyorwa achipindura mibvunzo mitatu inokosha:
- Unoda zvakadini?
- Chii chauchachishandisa?
- Ungaripa sei?
Kana uchikwanisa kupindura mibvunzo iyi zvakakwana uye zvakajeka mumapeji 4, enda. Ingova nechokwadi kuti une chimwe chinhu muruoko rwako usati waenda kune uyo mutero wokutanga.
Danho rechitatu: Gadzirirai mibvunzo pamusoro peKwereti, Dhaka, Guta
Nezivo izvi zvose, iwe unofunga kuti wakagadzirira. Kwete chaizvo. Usati wagara pasi nemunhu ane chikwereti, iva nechokwadi chokuti unogona kupa mhinduro dzemibvunzo pamusoro pezvinhu zvitatu zvinokosha zvezvikwereti zvebhizimisi:
- Chikwereti: Chikwereti chako pachako uye bhizimusi rako rechikwereti (kana wakashanda bhizinesi rako kwekanguva)
- Dhaka : Zvikwereti zvemari zvaungashandisa kubhadhara mari, zvichibva pamari yako pachako kana kubva kubhizinesi rako
- Guta guru : Imari yebhizimisi iwe unogona kuvimbisa kuchengetedza chikwereti.
Kana iwe usina chikwereti chakakwana kana kuti chekuita kuti uwane zvinoshandiswa nemutengi, funga kuwana mubatanidzwa wevanhu vanogona kupa zvikamu zvakakosha zvemari.
Nhanho Nhatu: Iva nechokwadi chokuti une zvose zvaunogona kubvunzwa nokuda kwekukwereta kwechikwereti
Paunotanga kutaura nebhangi uye iwe unowana mhinduro yakanaka, pane imwe nguva iwe uchabvunzwa kuti upedze chikwereti chekukwereta. Zvechokwadi, une ruzivo urwu pane imwe nzvimbo, asi iwe unokwanisa kugara pasi uye kupedzisa iyi shanduro inobatsira zvikuru. Uchishandisa Fomu yeBBA 4: Kushandisa Bhizimisi reMabhizimisi semutungamiri, chengeta kuti uone kuti unoziva mhinduro dzemibvunzo yose inogona kubvunzwa.
Nhanho yeChishanu: Sanganisira Ruzivo Rwako
Kunyange kana bhizinesi rako riri kambani uye iwe wakakumbira zvikwereti zvebhizimisi kare, ruzivo rwako rwemari rwemari ruchava hurukuro yekukurukurirana nemutengi wako uye iwe unogona kudiwa kuti upe chipikirwa chako pachako .
Saka imwe danho rinokosha rekugadzirira chikwereti chebhizimisi chiduku ndechokuti uwane zvinyorwa zvako zvemari zvakarongeka , kuitira kuti iwe ugozvipa pamwe nemari yako.
Iwe uchada:
- Chirongwa chekwereti chinoratidza FICO yako chikamu
- Bhuku rezvemari rinoratidza hupfumi hwako uye zvikwereti uye zvakakonzerwa nemari.
- Bhuku rega rega, kuratidzira mari yakawanda yaunoda kutora kubva kubhizinesi rako kuti uwane mari yekushandisa.
Pakupedzisira, Itai Zvinhu Zvese Pamwe Chete MuBhizimisi Renyu Mushandirapamwe
Iwe unogona kuisa chirevo chako mune binder kana CD, saka wako chikwereti anogona kuona zvose pakarepo. Pakupedzisira, usakanganwa kuisa chidimbu chekugadzirisa, chinobatanidza zvose pamwe chete.
Kuziva Kubhadhara Sources
Sezvaunogadzirira zvinyorwa zvako zvebhizimisi uye zvebhizimisi uye urongwa hwebhizimisi, iwe unofanirwawo kuva kutsvaga mabhengi nevamwe vanokweretesa semakwereti.
Chikwereti chiri kuwana nyore nyore sezvo kutengesa kwekodzero kunodarika, asi iwe unogona kudiwa kuti uite zvitsva zvevakweretesi, kusanganisira mabhengi nemanyunyoni emakwereti. Tarisa neBusiness Small Administration (SBA) kuti uone kana iwe unokodzera chero chekuita zvikwereti zvekubhadhara chikwereti.