Iwe uri kushanda pane chirongwa chebhizimisi chikuru chekutanga kwebhizimisi rako, kutora kubhangi kana kune imwe chikwereti. Chikamu chinokosha cherongwa irworwo ndezvematongerwo emari. Aya mazwi achatariswa zvakanyatsonaka nemunhu anokweretesa, saka heino mamwe mazano ekugadzira magwaro aya TENGA bhizinesi rako rebhizimisi!
Yeuka kuchengeta zvaunofungidzira - zvose zviripo uye mari - zvakakosha. Usaita mapurogiramu aya ehurongwa hwebhizimisi !
Ndezvipi Zvirevo Zvinodiwa
Iwe unogona kutsvaga mhando dzakasiyana siyana dzekutaura, zvichienderana nezvinodiwa nemutengi wako uye unyanzvi hwako hwehuchenjeri.
Izvo zvataurwa iwe zvichida unoda ndezvi:
- Kutanga bhajeti
- Kutanga kudhura bhadharo remabasa
- A pro forma (inoratidzwa) purofiti uye kurasikirwa chirevo
- A pro forma (inorongwa) balance sheet, uye a
- Sources uye kushandiswa kwemari zvinyorwa.
Kuisa izvi zvinyorwa muIndaneti
Chokutanga, shanda paunotangira bhajeti uye yako yekutanga mari yekushandura. Zvakaoma nokuti iwe unofanira kuita zvakawanda zvokufungidzira. Icho chinyengeri ndechokuderedza mari yehupfumi uye overestimate iyo mari.
Zvadaro shandisa purofiti uye kurashikirwa kwegore rokutanga. A chikwereti zvechokwadi achada kuona iyi. Uye, kunyange zvazvo chiri chakanaka chisingabatsiri, vateresi vanoda kufarira kutanga shandari pepa.
Zvimwe zvinotaura - kuputsa-kunyange kuongorora uye mutemo wemari yekuyerera-zvakanaka kuti uve nazvo, asi kana iwe uchinge wapedza nguva, iwe unogona kupa izvi gare gare. Kana uri kutengesa chigadzirwa chemutambo, iwe unogona kuisa kuvhara-kunyange kuongororwa, asi hazvibatsiri kune bhizimisi rebasa (zvakaoma kufungidzira).
01 - Tingagadzira sei Bhizimusi Kutanga Budget
Kutanga bhajeti yakafanana neshoko rakarongwa rekubuda kwemari, asi nechinguva chiduku. Iwe unogona kuda kuita bhajeti kunyange kana iwe usingadi mari yekutanga.
Anopa chikwereti chako anoda kuziva bhajeti yako - ndiko kuti, zvaunotarisira kuunza uye kuti unotarisira kushandisa mari ipi neipi. Vatengesi vanoda kuziva kuti iwe unogona kutevera bhajeti uye kuti haungapedzi-kushandisa.
Vanodawo kuona kuti muchada kubhadhara zvikwereti zvakadini apo bhizimisi renyu riri kutanga (kushanda mari), uye kuti zvichakuita kwenguva yakareba sei kuti uve nemari yakanaka (inounza mari yakawanda kupfuura iwe uri kushandisa). Dzimwe nguva iyi bhajeti inonzi "kubuda kwemari" kutaura. Chimwe cheji chebhadhiro chebhadhiro chinofanira kuendeswa kuburikidza nemakore matatu, saka uyo anokweretesa anogona kuona kuti unotarisira sei kupa mari kuti uite chikwereti chako chemwedzi nemwedzi.
02 - Kutanga Kushandisa Pepa Rokushanda
Iri pepanhau rinopindura mubvunzo wekuti "Unodei mari?" Mune mamwe mazwi, inoratidza zvinhu zvose zvaunenge uchida kutora kuitira kuti uzarure mikova yebhizimisi. Ndinodana iyi "Zuva Rokutanga," nokuti iwe uchada zvinhu izvi zuva rokutanga rebhizimisi. Iva nechokwadi chokuti wakaisa zvose; zviri nani kuwedzera-kutarisa izvo zvaunoda kuitira kuti usazopfupi nemari yako yaunotora chikwereti.
03 - Kuputsa-Kunyange Kuongorora
Kuputsa-kunyange kuongorora kunoratidza wako chikwereti iwe unoziva pfungwa yaunotanga kuita purofiti. Kunyange zvazvo kuparara-kunyange kuongororwa kunonyanya kushandiswa kwebhizimisi kana kutengesa michina, inogonawo kubatsira kune mabhizinesi emhando. Iva nechokwadi chokuti unosanganisira kuputsa-kunyange girafu, uye kukwanisa kutsanangura i
04 - Kutanga Bharanho Sheet
Kunyange zvazvo mashoko aya kazhinji akaoma, pakutanga hapana zvakawanda zvokuisa. Iwe unogona kuda kuwana rubatsiro kubva kuCPA kune iyi. Bhizimisi rezverati rinoratidza kukosha kwezvinhu zvawakatenga kuti utange, kutora zvakadini iwe kune chikwereti kune vamwe vateresi, uye chero mari yekutanga yawakaita kuti utange. Zuva repasipiritsi iyi zuva raunoshandisa bhizinesi.
05 - Kubhadhara uye Kurasi Kutaura / Kubhadhara Chikamu
Mushure mekunge mazadza bhajeti yemwedzi uye mukaunganidza mamwe mashoko, munofanira kukwanisa kupedzisa P & L kana Revenue Statement vachijekesa mari yako yegore rokutanga. Uyu mazwi anoratidza purofisi yako yegore uye mari yakawanda yaunofunga kuti iwe unofanira kuripa.
06 - Mitsva uye Mashandisiro emari Mari
Mabhizimisi Makuru anoshandisa Sources uye Mashandiro eZvesheni zvinyorwa mumishumo yavo yegore negore, asi iwe unogona kugadzira zvinyorwa zvishoma zvakasiyana kuti uratidze yako chikwereti Lenders kunyanya kudii iwe unoda kutanga nekushanda mari (in-cash cash needs), mari yakawanda sei iwe ichava kuunza kune bhizinesi, uye kuti unoda kukohwa zvakadini. Mune mamwe mazwi, zvakadini iwe unoda uye iwe unofanirwa nei.