Nzira Yokugadzira Sei Zvinyorwa uye Zvishandiso zveMari Chikamu

Iwe ungangodaro wakaona izwi pane rondedzero yemapepanheti emari anodiwa muhomwe yebhangi. Mamwe mabhanga anoda chirevo ichi sechikamu chekushanda kwekushandira chikwereti chebhizimisi .

Makambani makuru ehurumende anosanganisira Sources uye Mashandiro eShutatimho reChikwama mumishumo yavo yegore negore, asi kunyange mabhizimisi maduku anogona kuwana zvinyorwa uye anoshandisa mashoko anobatsira. Pepa rekuongorora rinokurukurwa pano ishanduro yakareruka, yakasiyana yakasiyana-siyana yaunogona kushandisa kuratidzira chikwereti chaunoda kuti utange kubhadhara mari uye mari yakawanda yaunopa .

Vatengesi vakaita seSources uye Uses statement nokuti inonyatsotsanangura mukuronga kwezvirongwa zvako zvemari, kuratidza kuti mari yaunoda inobva kupi uye ichashandiswa sei.

Kuisa pamwe Sources uye Mashandiro ekutaura zvakare inzira yakanaka yekugadzirisa maitiro ekusika ekubhadhara bhizinesi rako kutanga kana kuwedzera.

Iyo Mitsva uye Mashandisiro emari Chikwereti

Sezvaunogona kutaurira kubva pachirongwa chayo, Sources, uye zvinyorwa zveMashandisirwo emari zvinoratidza muverengi ruzivo rwunoda kuwana "mufananidzo mukuru" we:

1. Zvishandiso zveMari: Mari inodiwa nokuda kwezvinangwa zvakasiyana-siyana zvekutanga kwebhizimisi, kusanganisira kuwanda kwezvinhu zvekushandisa, zvigadzirwa, uye fenicha zvinoda kutengwa kwekuvakwa / dzimba kana mari yezvigadziro zvekurenda, uye zvimwe zvekutangira mari. Kana bhizimusi rako richifunga nezvekuwedzera, "kushandiswa" chikamu chechitauriri chaizoratidza kuvakwa kana kuvandudzwa kwaunenge uchida, uye zvimwe zvehupfumi zvaunoda kutenga.

1. Zvinyorwa zveMari: Iyo mari yemari yose ichabva. Iwe uchave uine kusanganiswa kwemari yakasiyana yezvikamu zvakasiyana zvepurogiramu yako. Semuenzaniso, iwe unogona kunge uchipa samani fenisi iwe pachako, uchiwana chikwereti kutenga midziyo huru, uye kuwana mutsara wechikwereti nokuda kwekushanda kwemari.

Matanho Mukugadzira Mishonga uye Mashandiro Emari Mari Nyaya

Mhando yeMitsva uye Zvishandiso zvinyorwa zvinoratidzika shure - kutanga, kushandiswa kwemari kunorondedzerwa, ipapo zvinyorwa, sekunge iwe uri kutaura kune anokweretesa pamusoro pezvirongwa zvako.

1. Chikamu Chekutanga ndeche "Mashandiro emari". Muchikamu chino, shandisa zvinyorwa zvechikamu chega chega mune pepa rako rekutanga rekushandisa : Start Facilities, Equipment and Vehicles, Supplies and Advertising , uye Zvimwe Zvokutanga Kutenga . Zvose izvi nhamba.
2. Muchikamu cheShandisa Chikamu chemari, inosanganisira kuongororwa kwekushanda kwako Capital - zvinoreva, mari yaunofanirwa kuva nayo kuti ubhadhara zvikwereti paunenge uchigadzira bhizinesi rako.
3. Zvose zvemari yekutanga uye kushanda kwemari inoshandiswa ndeye Mashandiro ese emari.
4. Muchikamu cheSources of Funds, chengetedza zvese zvinotora mari iwe unogona kuzvipa iwe, zvakadai sezvikwereti kune chikwereti chauri kutsvaga. Izvi zvinogona kusanganisira kuenzana mumba mako, kero yekuchengetedza, kana IRA (iwe haufaniri kuirima, ingozvipira kubvumira bhanhire kutora iyo kana iwe usingakwanisi kuripa chikwereti chako).
5. Misiyano pakati peZvashandisi Zvose zveMari kubva kuchikamu chimwe uye chikwata chakazara iwe uri kupa zvakaenzana kuwanda kwekubhadhara kunoda.

Muenzaniso weMvura uye Zvishandiso zveMari Chikamu

Zvishandiso zveMari:
Zvivako Mari dzinosvika $ 120,000
Zvishandiso nemotokari $ 325,000
Zvigadzirwa uye kushambadzira $ 49,000
Zvimwe Kutanga Kutenga $ 13,000
Kwose Kutanga Kuda Mari $ 507,000
Kubata Kushanda Kunodiwa $ 100,000
Zvose Zvakashandiswa Mari Mari $ 607,000

Sources yeFonds:
Muridzi Mubatanidzwa:
IRA $ 50,000
Muridzi Kuponesa $ 10,000
Musha Equity $ 30,000
Zvose Zvakabatanidzwa $ 90,000
Yese inofanira kuva mari yakawanikwa $ 517,000
Zvose Zviwanikwa zveCash $ 607,000

Uyu mazwi haafaniri kunge akaoma; zvinongoratidzira kuratidza chikwereti kuti unoda mari yakawanda sei, chii chaunacho uye chikwereti chemari yako yaunoda. Mune zvimwe zviitiko, iwe ungasave uri kuisa mari yacho mubhizinesi (kana iwe une IRA, somuenzaniso); uri kuratidza bhengi izvo zvaunogona kuita kana iwe uri mumatambudziko pachikwereti.

Kugadzira Zvinyorwa Zvako uye Mashandiro Emari Chikwereti

Sezvaunoshanda pakuisa pamwe chete chirevo ichi, ungada kuve wakagadzirira kuwana mamwe mari mari. Semuenzaniso, unogona kuita mhirizhonga yekutsvaga (seKickstarter) kwechigadzirwa chitsva, kana kuwana shanduro yechikwereti cheSBA kuti ikubatsire kuchengetedza chikwereti ichocho.

Usakanganwa kuisa mari yekuwana mari iyi yekushandisa mari yako mumashandisirwo emari chikamu.

Iva yakarurama uye yakakwana sezvaunogona kuva paunenge uchigadzirira Chikamu Chekushandisa Chikwereti.

Siya mubvunzo usina kupindurwa. Vatengesi havadi zvishamiso.