Uye Zvaunofanira Kutaura uye Uite Zvadaro
Izvo zvakaoma zvikuru kune bhizimisi idzva kuwana chikwereti kubva kubhandi rebhizimisi rebhizimusi kutanga. Mabhizimisi mitsva ari chaizvoizvo zvikwereti zvinotyisa kune chero zvipi zvingaitwa nebhangi kana chikwereti. Saka zvinonzwisisika vanotya nezvekutanga zvikwereti.
Chinoita Kuti Bhizinesi Dzitange Dambudziko
Kuti tinzwisise kuti nei zvitsva zvitsva zvebhizimisi zvine ngozi kune vatengesi vemabhizimisi, tinofanira kutarisa maC mana echikwereti (mari, mari, simba, unhu).
Vatengesi vanotarisira kuti akwereta ave
- Guta guru - Imari yezvebhizimisi inogona kushandiswa kugadzira michina kana masangano uye iyo inogona kuchinjwa kuva mari yekubhadhara mari dzezvikwereti zvebhizimisi. Bhizimisi idzva, kunyanya bhizimisi rebasa, rine zvishoma zvebhizimisi.
- Dhaka - Mari yekubhadhara kune bhizinesi. Imwe nyanzvi yebhizimisi ane zvishoma zvishoma kunze kwokunge iye kana akashandisa pfuma yake kana ane mubati wekubatirana ane zvinhu zvokuita.
- Unyanzvi - Dare rekodhi kuratidza kuti bhizinesi rine simba rekuita mari yakawanda yekubhadhara chikwereti.
- Unhu. Izvi zvinonyanya kukosha kunaka kwechikwereti. Kana uine chikwereti chakanaka, kunyange zvakadaro, hazvireve kuti iwe unogona kuwana chikwereti chebhizimisi, asi kushaya urombo kunogona kunge kwaita kuti uende nokukurumidza.
Mabhangi akanaka pakusarudza kana zvasvika kune zvikonzero zvekuti kwete kukutanga chikwereti. Izvi ndizvo zvinowanzopindura nemabhangi kumurume nomudzimai vakomana vakanga vachitsvaka chikwereti kuti vatange maitiro ehutano.
Zvipupuriro zveBanki zvinowanikwa kuKutanga Zvokubhadhara Zvikwereti - Uye Zvaunopindura
Nekuti.
Mabhangi anowanzotaura chete, "Hatisi kupa zvikwereti kuti tibve kutanga."
Mhinduro yako: Enda kune mamwe mabhangi. Dzimwe nguva zvinotora nguva kuwana imwe yakarurama.
100% Kubatanidzwa.
Rimwe bhizinesi rakataura kuti raizopa $ 80 000 chikwereti pa8% chikwereti kana vakwereta vaizobatanidza mari yavo ne $ 80,000 mubhangi (pa5%).
Apo uyo akakwereta akabvunza kuti nei asingafaniri kungotora $ 80,000 kuti atange bhizinesi rake, ivo vakapindura, "Nzira iyi iwe unowana bhizimisi rebhizimisi."
Mhinduro yako: Haugoni kuwana bhizimisi rebhizimisi kunze kwekuti une bhizinesi. Enda mberi, kana kuti funga nezveimwe nzira.
Kurambidza Mari Chikwereti. Rimwe bhengi raizovapa $ 50,000, vachiti icho chaiva chiyero che "SBA zvikwereti zvitsva zvekutanga."
Mhinduro yako: Usati wataura mabhangi, taura neSBA. Tsvaga zvavanoda. Dzimwe mabhengi anonyatsoda kugadzirisa mabhuku akawedzerwa uye kukanganisa kwezvikwereti zveSBA. Iwe unogona kuenda kuSBA uye unogamuchira chibvumirano chekuita, kubvisa kubhengana kwebhangi.
Equity kubva kuMwene. Bhengi randinonzwa nezvayo ichiti yaida "kudiwa kwekuenzanisa" (kureva, mari kubva kune muridzi) Kana bhengi ichibhadhara $ 80,000 uye inoda $ 30,000 kubva kune muridzi, bhangi iri kunyanya kungodhura $ 50,000 chete.
Mhinduro yako: Iva wakagadzirira nekuratidza mubatanidzwa wevamwe (mumwe munhu achakupikira kukubatsira iwe nemari inotarisirwa.
Kubhadhara Kwazvo uye Kutanga Zvitemo
Nokuti mabhizimisi matsva asina chikwereti chavo, bhangi rinofanira kutarisa chikwereti chevanhu vane bhizinesi. Mabhanji anowanzoramba kubvumira zvikwereti zvekubhadhara chikwereti nokuti chikwereti chomunhu akakwereta chinetso.
Semuyenzaniso:
- Dambudziko ringangodaro rakafanana nehuwandu huno husina kunaka pamushumo wekwereti yako, asi izvi zvingava zvose zvinotora bhangi kuti itaure kwete.
- Kuderera kwekodhi kunowedzerawo kukwanisa kukwanisa kutangira mari. Mazuva ano, chero chikwata chiri pasi pe800 chinokanganisa, saka iwe uchada kuziva chikwereti chako uye unoshanda kuti usimudze.
Nzira Dzokuwana Nheyo Pasina Bhidha Mari
Chinhu chakanakisisa chaunogona kuita kana iwe wakarambidzwa kubhadhara mari ndeyekuenda kune dzimwe nzvimbo zvekubhadhara mari kana kuti vamwe vanokweretesa .
Verenga zvakawanda pamusoro peSBA 7 (a) purogiramu yechikwereti pawebsite yeSBA.