Kutengesa Zviitiko Zvinogoneka KuChechi - iyo Sei uye Sei

Kana uchida mari yebhizimisi rako, asi iwe usingadi kana kuti haugoni kuwana chikwereti chenguva dzose, funga nezvemari inogamuchirwa mari inoshandiswa (inozivikanwawo sekuti factoring) seimwe nzvimbo inowanikwa mari yebhizimisi.

Chii chiri Factoring?

Kunyora zvinoreva kuti mumwe munhu achatenga maakaunti ako anogamuchirwa uye ivo vachaita kuunganidza. Iwe unogonawo kutengesa mavoti ako zvakananga kune chimwe chinhu. Zviri pachena kuti mutengi haagoni kukupa zvizere zvizere kune zvikwereti zvako, nokuti haazive kuti vachakwanisa kuunganidza uye nokuti zvinotora nguva yakawanda yenguva nemari kuti vaone chikwereti kune vatengi vako uye kuti uite maitiro ekuunganidza.

Kushandisa kambani kunoda kuti iwe ugadzirire rekodhi yemari inogamuchirwa , saka vanogona kuona kuti vatengi vako vakakwereta iwe mari yakareba sei.

Chii Chandingatarisira Kuti Ndibhadzwe? Zvinotora Nguva Yakadini Kuti Uwane Mari Yangu?

Kupikesa makambani anokweretwa achishandisa (1) kureba kwenguva iyo zvikwereti zvave zvakakosha, (2), nhamba yezvikwereti, uye (3) kukohwa kwekwereti kwevatengi vako.

Chinhu chacho chichaongorora zvikwereti zvako uye zvokupa chiyero chekutanga, zvichida hachina 80 kubva muzana yehuwandu, mukati memazuva mashoma. Ipapo vanozobhadhara mari yezvikamu zve2% kusvika ku6%, zvichienderana nematambudziko ekuwana mari. Nekutanga kutengesa pakutenga kwezvikwereti zvako uye mari, iwe haungatongopfuuri 40 kubva muzana yemari yako inogamuchirwa. Ndizvo kungofungidzira; mari yako inogona kunge yakasiyana.

Is Facting Legal?

Kufungidzira ndeye $ 150 mabhiriyoni emadhora emabhizimisi, uye yave iripo kwenguva yakareba.

Kushandisa makambani mabhizimisi anokodzera. Vanoita mari yavo nekuziva kukosha kwezvakagamuchirwa uye kuva zvakanaka pakuunganidza kwavari. The International Factoring Association, iyo inoshandiswa kushandiswa kwebhizimusi sangano, ine "chikonzero chekutsvaga" chaungashandisa kuwana chimwe chinhu. SCORE inoratidzira kuitora sechinhu chinokurumidza kutenga mari.

Zvakadini Nevatengi Vangu?

Kambani yekambani inoda kurapa vatengi vako zvakanaka, nokuda kwezvikonzero zvitatu:

  1. Kambani yekutsvaga kambani inoda kuwana mubhadharo.
  2. Kambani yekambani haifaniri kuparadza ukama hwako nevatengi vako nokuti vanoda kuti kambani yako irambe ichivimba navo mune ramangwana.
  3. Kambani yekodzero inofanira kuomerera kune mitemo yakafanana yezvikoro sezvimwe makambani.

Ndingakwanisa Kushandisa Chimwe Chinhu Pamusoro Pacho Chinoenderera Mberi Here?

Makambani akawanda anokonzera mabhizimusi anosvika pakuda kushandiswa kwemabhuku anogamuchirwa. Izvi zvinoreva kuti iwe unogona kupfuurira kuendesa zvikwereti zvako kune ichocho kuitira kuti usasashandisa nguva nemari yekuunganidza. Kana iwe une munhu mumwe chete vatengi kana vatengi, unogona kuunganidza iwe pachako, asi kana vatengi vako vari mamwe mabhizinesi, unogona kusarudza kuti kukosha kunogona kukuchengetedza mari nematambudziko.

Ndinosarudza Sei Chinhu?

Ita Indaneti kutsvaga kuwana runyora rwezvinhu zvinoshanda mumamiriro ako enyika. Zvadaro sarudza maverengi kuti mubvunzurudze. Mamwe mazano makuru ekutsvaga pakusarudza chimwe chinhu:

Kunyora kunogona kukupa mari nokukurumidza kudarika chikwereti chebhengi, asi inodhura. Kana uchida mari, ndiyo nzira yekuwana zvakakurumidza.