Unoda Kuziva Nzira Yokuwana Mushandirapamwe Wemabhizimisi? Heanoi iyo yakaderera
Iwe unogona kuwedzeresa mikana yako yekugadzirisa zvakakwana chikwereti nekugadzirira kuzadzisa izvo zvinotarisirwa.
Zviise iwe kune rimwe divi redeski kwekanguva.
Kana mumwe munhu akakukumbira chikwereti chemabhizimisi maduku, iwe unoda kuziva kuti nei aida mari uye kuti ndei mukana wekuti aizodzorera chikwereti zvachose uye nenguva. Saka ndizvo zvaunofanira kuita.
Mawaniro Aungaita Bhizimisi Remari? Gadzirira.
1) Chengetedza / shandisa chikwereti chako.
Unzwisise kuti kunyange iwe uri kutevera chikwereti chemabhizimisi, unhu hwako hwemari huchaongorororwa pamwe chete - kunyanya chikwereti chako chikwereti uye chikwereti chako chekuwana mari, iyo inofanira kunge isingasviki 33% yemari yako yakawandisa yemwedzi.
Iwe unofanirwa kuva nekodzero yakanaka yechikwereti kana uri kuenda kunowana chikwereti chebhizimisi kubva kubhangi rezvigaro kana nehurongwa hwehurumende. Saka icho chinhu chakanaka chekuongorora chikwereti chako chekwereti kutanga kuti uwane kuti vangakweretesa mari yako (s) vachaona pavanotarisa.
Nhoroondo yekwereti yawakagamuchira inosanganisira ruzivo rwezvinofanira kuitwa kana ukawana zvikanganiso mumushumo.
Kana iwe uine chikwereti chakakosha, iwe unoda kutora matanho ekugadzirisa chikwereti chako musati waedza kuwana chikwereti chebhizimisi.
MuUnited States, unogona kuwana gwaro rekukwereta rusununguko kamwechete pagore kuburikidza newebsite yeCentralCreditReport.com. Kuti uwane mamwe mashoko, ona Mawaniro Ekuwana Free Credit Report.
MuCanada, unogona kuwana ripoti yemari yechikwereti nekutaura imwe yezvikwata zviviri zvekupa chikwereti, TransUnion kana EquiFax Canada.
Kugamuchira mushumo wako wekukweretesa wakasununguka iwe uchada kutumira kana kutumira imwe yekambani idzi kukumbira pamwe nemakopi emakande maviri eDhidziro kuti iwe haugone kuwana mari yekwereti yepachena kuburikidza newebsite yeimwe kambani; iwe uchabhadhara chikwereti kune mutsara wepaIndaneti. ChikweretiKarma inopa hurukuro yekodha yemuInternet pamusana peCanada.
(Hazvidi kuti iwe unosanganisira ripoti yemarikiti nebasa rako rekukweretesa kwebhizimisi shoma; zviri nyore kuti vatengesi vese vaongorore chikwereti chako.)
Kana uri munhu asina chikwereti, iwe unoda kutanga imwe usati wange wakwanisa kuwana chikwereti chemabhizimisi maduku. Chaizvoizvo, iwe unogadzira chikwereti chekubhadhara nekutenga zvinhu pakwereti uye kubhadhara mari yaunokwereta. Nhoroondo yako yekubhadhara chikwereti inotora chikamu chikuru pakugadzirisa chikwereti chako, asi zvose zvako "chikwereti" zvinoita nhoroondo inoshandiswa kugadzirisa chikwereti chako.
Kana uine bhizinesi rakagadziriswa (mubhizimisi kwemakore maviri kana kupfuura) iwe unofanirawo kuongorora bhizinesi rako rechikwereti chikwanganiso uye iva nechokwadi chokuti hapana zvikanganiso pamishumo yako.
2) Ita kuti mari yako inofamba iri kufamba.
Vatengesi vanoda kuona hutano hwakanaka hwekushanda kwemari marita - uye hutano huri nani.
Kwavari, kubuda kwemari ndiyo chiratidzo chinonyanya kukosha chekukwanisa kubhadhara chikwereti. Saka kana mari yako ichiyerera ichiita chirwere chepamuviri kana chakaipa, chakavharwa, unoda kugadzirisa izvi zvisati waita chikwereti chebhizimisi chediki.
3) Unganidza zvinyorwa zvinobatsira kunyengetedza uyo anokweretesa kuti chikwereti chebhizimisi chakakosha uye kuti iwe uri njodzi yakanaka.
Documents Inodiwa
- Bhizinesi rebhizimisi - Bhizinesi rebhizimisi rinoratidzira chikwereti kwete chete chikonzero nei iwe uchida chikwereti chebhizimisi chiduku asi chaunoronga kuita nemari. Hauna imwe zvakare? Heino bhizinesi rebhizimisi rurongwa raunogona kushandisa.
- Mari inoyerera inofungidzirwa - Ndeipi mubvunzo wokutanga chero ani zvake ane chikwereti? Uchakwanisa here kubhadhara chikwereti? Bhizinesi rekushanda kwemari yenyu inoita kuti vatengi vanyatsoziva mari iyo vanogona kushandisa kuti vaongorore dambudziko iri.
- Chirevo chehutano hwako hwehupfumi - Rwendo rwezvinhu zvako zvemari nematokari kupa mukwereti mari yakazara yemari.
Iwe unogonawo kudiwa magwaro aya:
- Bhizimisi rezvemabhizimisi akadzoka - Kana bhizimisi rako rakasimbiswa uye iwe wapfuura mutero webhizimisi inodzoka , iri pfungwa yakanaka kuti uende navo pamwe newe. Vachapa mukwereti pfungwa yakanakisisa yekuti bhizinesi rako riri kuita sei mari.
4) Kuita Mharidzo kune Lender
Danho rinotevera rekuwana chikwereti chemabhizimisi ndechekunyengetedza kune chikwereti icho bhizimusi rako rinobudirira uye uri chikwereti chakanaka chekwereti. Iwe unofanirwa kugadzirira mberi kuti utore hurukuro yekukweretesa chikwereti.
Tanga nekufunga nezvekweretesa. Iwe unoda mari. Asi iye anofarira zvikuru mhinduro dzemibvunzo miviri iyi: "Muchaitei nemari?" uye "Uri mukana wakanaka here?", uye kuti uite bhizimisi rekukweretesa bhizinesi, iwe unoda kuuya nemhinduro "yakarurama" kumibvunzo miviri iyi.
Kupindura mubvunzo wekutanga kunoreva kunyatsotaurirana nemashoko ose ebhizinesi rebhizimisi rako uye kukwanisa kutaurira zvikwereti zvezvemari zvakakodzera, marati kana mairafu anobatsira kugutsikana kune chikwereti chaunoda mari yaunenge uchikumbira kuti uite izvo zvaunoda kuita.
Kupindura mubvunzo wechipiri kunoreva kuti watofunga nezvekukweretesa chikwereti iwe unomiririra kune chikwereti uye wakagadzirira kutarisa zvinetso zvavo.
Kuti uwane chikwereti chiduku chebhizimisi, gadzirira kuudza wako unogona kukwereta:
- Chinhu chipi zvacho chaunenge uine - Chibvumirano chinoreva zvinhu zvinooneka zvauri kuda kuisa kuti uwane chikwereti. Zvinhu izvi zvinogona kuva midziyo, imba, motokari - chimwe chinhu chinokosha chaunacho. Kana ukakundikana kubhadhara chikwereti, ipapo mari yekutengeswa kwezvinhu inoshandiswa kubhadhara.
- Mari yakawanda iwe iwe pachako unoda kuisa mubhizinesi - Kuda kuzviisa pangozi yako pachako kunoratidza chikwereti chawakazvipira kune bhizinesi.
- Unyanzvi hwako uye / kana ruzivo munharaunda yako yakasarudzwa - Nokuti kubudirira kwebhizimisi rako kunotsamira pane izvi pane imwe nguva, chero ani zvake anogona kukwereta achada kuziva zvakawanda pamusoro pako. Iva akagadzirira kutaura pamusoro pako pachako paunoshandisa chikwereti chiduku chebhizimisi - mamiriro ako, ruzivo rwako, uye kunyange zvaunoshuva.
Mawaniro Aungaita Bhizimisi Remari? Iva Wakagadzirira
Mikana yako yekuwana chikwereti chemabhizimisi ichavandudzika zvikuru kana iwe uine zvinyorwa zvako zvose zvakagadzirirwa uye wakagadzirira kusunungura zvinokweretesa zvinokweretesa nezvekukomborera iwe mari. Funga nezvazvo sehurukuro kumunhu anokosha kana mutengi, uye iwe uchava nemukana wakanaka wekubudirira.
Verenga zvakawanda pamusoro pokuwana chikwereti chemabhizimisi:
MuUnited States
Chii chinonzi SBA 7 (a) Chikwereti? Kuwana 7 (a) Kweretesa Bhizinesi Rako Duku
Small Business Administration 504 Chirongwa Chekubhadhara
Mazano Anokosha Pamusoro Pekugadzirira Mvumo yeSBA
MuCanada:
10 Mari Mikuru Yebhizimisi Mitsva