Kwatingawana Mari Yokutanga Bhizimisi
1) Zvimedu zvako.
Izvi zvingava zvinotyisa pakutanga, asi ndiyo inonyanya kuwanikwa mari yekutanga bhizinesi . Hauna dendere dhi? Vanhu vazhinji vanowana mari yekutanga- yavanoda kuburikidza nekutengesa kana kugadzirisa misha yavo, kana kutengesa pfuma kana zvinhu - kunyange avo vanobudirira pakuwana chikwereti chebhizimisi chekutanga .
Kukweretesa masangano uye vatengi vanowanzotarisira kuti munhu atange bhizinesi kuti azviitire mari yega.
2) Mhuri neshamwari.
Chechipiri chinonyanya kuzivikanwa mari yekutanga bhizinesi mhuri uye shamwari dzinowanzogadzirira kupa mvumo yekutanga kana dzimwe nguva kupa chipo chaicho kuti chikubatsire kuwana bhizimisi rako idzva kubva pasi. Mushure mezvose, vangangove vatotanga "kutengeswa" pane kukosha kweruzivo rwebhizimisi rako kune imwe nguva kuva vanhu vanoda kukuitira zvakanakisisa.
3) Mutsara wechikwereti.
Kunyange zvazvo isingarumbidzwi sechinhu chokutanga chemari yekutanga, mutsara wechikwereti unokosha pachikamu chekutanga. Hazvina mhosva kuti iwe wakanyatsogadzirira sei uye wakanyatsogadzirisa urongwa hwebhizimisi rako, pane nguva dzose dzisingatarisirwi mari uye mari yawakatora.
Tariro, iwe wakatogadzirira nzira yekuwana nayo iyi mari yemari usati wasarudza kutanga bhizinesi kuburikidza nekugadzirisa ukama nemunharaunda wako webhengi uye nokuva nechokwadi chokuti chikwereti chako chakanaka chakanaka.
Hapana bhengi ichapa mutsara wechikwere kune mumwe munhu asingazivikanwe kwavari, zvikuru kana munhu iyeye asina chikwereti chekwereti chakasimbiswa.
4) Chikwereti chemabhizimisi kubva kubhangi.
Ndiri kushandisa izwi rokuti "bhengi" kureva zvikwereti zvekweretheni zvakadai semabhanki neCredit Unions. Zvechokwadi zviri nyore kupfuura kare kare kuwana bhizimusi rebhizimisi kubva kune idzi zvituko, sezvo vanhu vakawanda kupfuura vakambobudirira kuburikidza kutanga mabhizimisi maduku uye mabhanga makuru vane ruzivo rwemabhizimisi maduku kupfuura avo vaimbova.
Izvozvo zvaiti, iwe haugoni kungofamba, taurira maneja wezvikwereti mari yakawanda yaunoda, uye tarisira kubuda nayo. Kushandisa chero chikwereti chemabhizimisi chero ipi zvayo ndiyo nzira yaunoda kugadzirira. Ona Mawaniro Aungawana Mari Miviri Yemabhizimisi kuti udzidze nzira yekugadzira mharidzo yekukwereta uye kuwana bhizinesi kutanga mari yaunoda.
Usakanganwa BDC (Business Development Bank yeKanada). Kutsigira bhizinesi ibhizinesi ravo uye BDC inopa zvikwereti zvebhizimisi kutanga mabhizimusi ekusimbisa:
- Kuita basa rekuita kuti vatsigire mutsara uripo wekwereti
- Fixed assets
- Mari yekutengesa uye mari yekutanga-up
- A kutenga franchise
- Consulting services
5) Chikwereti chemabhizimisi kubva kune sangano rezvebhizimisi rine chokuita nebhizimisi kana hurumende.
Iko kune masangano akawanda ane chinangwa chekusimudzira hupfumi hwezvemari kana kupa rubatsiro kubatsira mamwe marudzi evanhu kubudirira mune bhizinesi. Kazhinji (asi kwete nguva dzose) rubatsiro urwu runosanganisira rubatsiro rwemari, zvakadai sezvikwereti zvekutanga. Semuenzaniso, Futurpreneur Canada isangano risina purogiramu rinopa mari nekusimbisa vashandi vemadiki vane makore 18 kusvika ku39. Kana iwe ukapinda muzera iroro, farira Kupa Mutsva yeVadzinesi veChina muCanada .
Masangano akawanda evakadzi uye ehurumende anopawo rubatsiro rwemari kusanganisira kuendesa mari kune vakadzi mubhizimisi .
Kune hurumende dzinosimudzira masangano munzvimbo dzose kumapurovhinzi nenharaunda kuti vape rubatsiro nemabasa kuvashambadziri , kusanganisira rubatsiro rwemari. Somuenzaniso, muOntario, Community Futures Development Corporations (CFDCs) inoshanda munzvimbo dzakasarudzwa mumaruwa neNorthern Ontario, nepo Community Community Development Corporations (CBDCs) inoshumira kumaruwa eAlantican Canada.
Uye yeKanada Small Small Business Financing Program (CSBFP) inopa mari yechikwereti kusvika kusvika $ 1 mamiriyoni kuti ibatsire mari yakagadziriswa mari inoshandiswa kuburikidza nezvikwereti zvemabhizimisi zvakagadzirwa nemunhu anokweretesa anokodzera (sebhadhi rakashandurwa, Caisse Populaire, kana kuti credit union).
Tsvaga zvimwe zvinokweretesa vanokweretesa munyaya idzi:
10 Nzvimbo dzekuwana Mari Madiki Mashomanana Kwebhizimisi Dzenyu DzeCanada
20 Nzvimbo dzeMarikiti Miviri yekutanga Bhizinesi Dzakadzika kuCanada
6) Kupinda muhurongwa hwehurumende hunotungamirirwa nehurumende.
Kana iwe uchikodzera, iyi ndiyo nzira yakanakisisa yokutanga bhizinesi. Zvirongwa zvakadai seHyuni-Employment Program (nokuda kweHome Employment Insurance yakakodzera vanhu) uye Mbeu Capital ConneXion Program yeVadzinesi Vechidiki (kune vechidiki vashambadziri muAtlantic Canada) kwete chete kupa mari kutanga bhizinesi asi rubatsiro runokosha, zvakadai sekupa mazano uye kubatsira kuwedzera bhizimisi rako rebhizimisi . Iyi iviri chete zvirongwa zvekutanga-up; kune vamwe.
7) Kuwana vatengesi .
Angel investors , venture capitalists , kana vateresi vaterese vose vangave vakakurumbira mari yakawanda yebhizimisi renyu idzva . Kunyange zvazvo zvichinyanya kuoma mumatambudziko akawanda kukwezva vatengesi kusvika pakutanga-kunzvimbo panzvimbo yekugadzirisa hurumende, hazvibviri kana iwe une bhizimisi rebhizimisi rakakodzera panguva yakakodzera yakatsigirwa nepurogiramu yebhizimisi inoshamisa. Ona Gadzirira Gwaro Rekugadzirira Bhizimisi rezvemari kune zvakawanda pamusoro pekugadzirisa hurongwa hwebhizimisi rako kuti unakidze vashandi vanogona.
8) Hurumende inopa zvirongwa.
Kunyange zvazvo izvi zvinowanzoitwa semukana mukuru wemari kuti utange bhizinesi, hausi, nokuti vazhinji vanotanga-tanga havakwanisi sezvamuchaona muZvokwadi Pamusoro Pemazano Emabhizimisi Maduku muCanada . Kunyange zvazvo kune zvipo zvehurumende zviripo, kuwana chimwe chinogona kupa mari yekutanga yebhizimisi rako idzva richava bhizinesi pacharo (izvo zvichida nei kune makambani mazhinji akawanda kunze uko kupa rubatsiro rwekupa rubatsiro).
Vaya vanoronga kutanga "bhizimisi rakanaka" vachave nenguva yakareruka yekuwana hurongwa hwehurumende hupi hunogona kupa mari inoda. Semuenzaniso, kuunza simba, simba rinogona kushandiswa ndiro chinhu chinokosha chehurumende yehurumende, saka mabhizimusi anosanganisira Cogeneration (kushandisa rimwe mafuta panguva imwe chete inobudisa hutu nemagetsi) kana huwandu hwemagetsi ezvemagetsi huchawana humwe hurumende mikana yakawanda kupfuura vamwe. Kana iwe uchida kutsvaka rubatsiro kuti uwane mari yaunoda kutanga bhizinesi rako, mazano mashanu ekuwana zvipo zviduku zvebhizimisi anogona kubatsira kuderedza kutsvaga kwako.
Iko Inobva Bhizinesi Kutanga Up Mari Yakanakisisa Kwauri?
Zvichida, kufanana nevakawanda vevanhu vakatanga mabhizinesi pamberi penyu, muchada mari yekubatanidza mari yekuwana mari yaunoda kuti uwedzere bhizinesi rako. Iwe unogona kunge uchida kutsvaga zvose zvezviwanikwa zviri pamusoro apa.
Chero zvaunenge uchiita, zvisinei, hazvirevi pamakadhi ako emakadhi ebhizimusi kutanga-up mari yaunoda. Zvakanakisisa kumirira kutanga bhizimisi rako kusvikira uine mari yaunoda pane nzvimbo pane kukuvadza bhizimisi rako idzva rezvemari uye zvichida kuparadza chikwereti chako pachako .