Kufungirwa Mutero
Ichi chinyorwa chinokutora pane dzimwe nyaya dzine chokuita nevatengi vevashandi vemakambani emakambani.
Kushandisa Bhizimisi Ndega Kunopedzwa
Hazvina mhosva kuti ndiani ari kutyaira motokari kana uyo ane motokari, kushandiswa kwebhizimisi chete kweyo motokari kunodedzerwa sebhadharo rebhizimisi. Munhu wose anotyaira motokari anofanira kuchengetedza zvakanaka pa-ye-nguva zvinyorwa zvekufambisa kwebhizimisi.
Chiitiko chebhizimisi chinofanira kunyorwa pazuva raitika, uye rinofanira kusanganisira tsanangudzo yechinangwa, zuva, uye nzvimbo kana mileage.
Iwe Unogona Kupa Vashandi Auto Allowance
Mazhinji emabhizimisi anopa vashandi mari yekubhadhara motokari kuti vadzorere ivo nekuda kwemari yekufambisa motokari nokuda kwebhizimisi. Mari iyo inogona kupiwa kunze kwekupa motokari kune mushandi.
Iyi mvumo haisi iyo inobhadhara mitero kumushandi, chero bedzi iyo inopiwa kuburikidza neurongwa hwekuzvidavirira. Chirongwa chekuzvidavirira ndechegadziriro yehutano bhizinesi rako rinogadzirisa munzvimbo yakakwana kuti rikwanise kubhadhara mari yakapiwa kune mushandi. IRS inoda kuve nechokwadi kuti haisi kupa vashandi kubatsiro, asi kuti aya ndiwo mabhizimusi ezvakabhadhara anotengwa nemushandi uye anobhadharwa newe.
Iwe Unofanirwa Kushandisa Purogiramu Yakazvidavirira yeRS
Chaizvoizvo, kuva neurongwa hwekuzvidavirira, motokari dzinodhura dzinofanira kuva nechinangwa chebhizimisi chepamutemo, mushandi anofanira kukupa marekodhi akakwana anoratidza kushandiswa kwebhizimisi uye mari inoshandiswa, uye mushandi anofanira kudzorera chero zvipiro zvekubhadharisa zvakakwana munguva yakawanda yakawanda.
Mari yekubhadhara mari iwe unopa vashandi inogona kutsunga kushandiswa kana iri muzinga we IRS (yakasiyana gore negore) kana chaiyo mari. Nzira yaunoshandisa nayo ndeye kwauri, uye zvimwe zvisingakwanisi.
Kana iwe usingaiti uye ushandisa chirongwa chekuzvidavirira, chikwereti chero chipi zvacho kana kubhadharwa iwe unopa vashandi pamotokari kunokweretwa kwavari, uye iwe unofanira kusanganisira zviyero zvekubhadhara mubhadharo yavo uye kubvisa mitero.
Mubashandi Kushandisa Kwemotokari Ndiyo Kushanda Mamiriro Ekubatsira
Mamiriro ekushanda anobatsirwa, maererano ne IRS, "pfuma nemabasa anopa kune mushandi kuitira kuti mushandi anogona kuita basa rake." Izvi zvinobviswa kunze kwemari yevashandi pamusana pokufunga kuti mushandi anogona kutora kuderedzwa pamutero wemunhu oga. Munyaya yekambani yemakambani. Yeuka, uku kungoshandiswa kwebhizimisi yemotokari iyo (a) inobvumirwa sebhadharo yebhizimisi uye (b) isingabhadharwi kumushandi sechibatsiro.
Asi, mushandi anoshandisa yemotokari nokuda kwezvikonzero zvake haafaniri kubviswa sebhasiro rebhizimisi, kana kumushandi kana kubhizinesi rako. Heino nzira iyi inoshanda:
Kushandisa Kwemunhu Kambani Car Inobhadhara Mutero Unobatsira
Chaizvoizvo, chipi zvacho chaunopa vashandi chikwereti chinobhadhara. Kana iwe ukapa mushandi kushandiswa kwemotokari, kushandiswa kwega nemushandi kunofungidzirwa ne IRS kuti ive isina mari yemari inobatsira.
Intuit Payroll inoti, "Chikamu chemari yemotokari inotorwa sechikamu chemari yevashandi chaiyo pamitero yemitero." Unofanira kufungisisa kukosha kwezvibatsiro izvi uye kuratidze pahomwe yevashandi, uye, zvisinei, hauna kubhadhara mitero nehurumende uye FICA mitero (Social Security neMedarere mitero) kubva pamari iyi, yakafanana kubva kune imwe chikwereti uye inobatsira.
Motokari Inoratidzwa Pfuma Yebhizimisi
Chimwe chinyorwa chokupedzisira: Mabhizimisi emabhizimisi vari mukirasi yepamusoro yepfuma yekutengesa mitero yebhizimisi. Dzinofungidzirwa nezvepaimba, iyo inosanganisira pfuma inogona kushandiswa zvose zvebhizimisi uye zvikonzero zvega.
Ungave uchipa kana kuti kwete iwe kupa motokari kune mushandi kana kuishandisa iwe pachako, kana motokari inoshandiswa kudarika 50% yenguva yebhizimisi, iwe unogona kubva uchibvisa kushandiswa kwebhizimisi, asi iwe unofanirwa kushandisa dhiyabhorosi yakarurama.
Kana Iwe Uchisarudza Kupa Kambani Car kune Mushandi
Ngatitarisei muenzaniso kuti tione kuti zvose izvi zvinoshanda sei:
Bhizimisi rako rinotora motokari uye rinopa Maria kuti arishandise pakutevedza mabhizinesi.
Maria anofanira kuchengetedza zvinyorwa zvakanaka pamusoro pekuparadzana pakati pebhizimisi uye kushandiswa kwemunhu oga uye kupa sangano rako nehuwandu hwemashoko. Nokuda kweizvi, ngatitaurire kuti anotya 50% yebhizimisi uye 50% pamashandisirwo emunhu oga.
Hazvina mhosva kuti ndiani anotyaira motokari yacho, kubhadhara iri muzita rekambani, saka kubhadhara kwekubhadhara kunobviswa sebhasiro rebhizimisi, asi kungosvika pakushandiswa kwebhizimisi. (Kana iyo motokari yatengwa, kuora kwepamusoro pamotokari kunoderedzwa, zvakare chete kwebhizimusi chikamu chekushandisa kwayo.)
Kana iwe uchibhadhara Maria nokuda kwebhizimisi rake rekutengesa mari, haufaniri kufunga nezvekubhadharwa kwemutero uyu kana uine chirongwa chekuzvidavirira, sezvinotsanangurwa pamusoro apa.
Asi, kukosha kwemotokari iyo nguva yekufambisa inofanirwa kuve yakabatanidzwa mumari yaMaria (uye inholdings inoshanda). Kana mari yekubhadhara kwemwedzi pamakambani yemotokari Mary inotengesa $ 500, unofanira kusanganisira $ 250 pamwedzi mubhadharo rake.
Chikonzero nei Zvakakosha Kuchengetedza Zvakanaka Zvakanyorwa Pamabhizimisi Akashandiswa
Sezvaunogona kuona kubva pane kukurukurirana pamusoro apa, zvakakosha zvikuru kuti mutyairi wemotokari yekambani achengete zvinyorwa zvakanaka kuti aratidze kuwanda kwekutyaira kwebhizimisi.
Uchapupu hunodiwa:
- Saka iwe unogona kudzorera mushandi wekutyaira mari uye haufaniri kuisa izvi muhomwe yevashandi
- Kuedza kushandiswa kwebhizimisi saka haufaniri kuisa chikamu ichi chemari yemotokari mubhadharo yevashandi,
- Saka iwe unogona kutora mari yakawanda yekuderedza, uye
- Saka iwe unogona kushandisa huwandu hwehuwandu hwemotokari kune imwe yebhizimisi mari yako.
Mamwe Mashoko muRS Publications
- IRS Publication 535 - Kubvisa Mari Dzemabhizimisi
- IRS Publication 15-B - Mutero wevateresi wevatapi veFinge Benefits
- IRS Publication 463 - Travel, Entertainment, Gift uye Car Car Expenses
- IRS Tax Topic 510 - Kushandisa Bhizimisi Kwemotokari
Zvinonzwisisika: Nyaya iyi ndeyekuti vanhu vese vazive zvinangwa chete. Hazvirevi kupa mutero kana mazano emutemo. Tarisa nevateresi vako vemitero uye vezvemari musati watanga kupa vashandi zvikwereti kumakambani emakambani.