Mazano Okukubatsira kuti Uwane Kutanga Kwekubhadharira Bhizinesi Rako Duku
Matangiro ekutanga-up anowanzova nenguva yakaoma kuwana nzvimbo dzekutanga-up mabhizimusi ekubhadhara mari yavo yekutanga mari yekuda mari. Kazhinji hazvibviri kuwana zvikwereti zvebhangi nokuti mabhanga haafariri mabhizimisi asina kubhadhara. Kunyange neurongwa hwebhizimisi hwakanakisisa, munyika yebhizimisi neyemari, iwe unogona kusakwanisa kugadzirisa bhengi kuti ukweretese chero mari yavo yakawanda-yakawanda inowanikwa pachikwereti nokuda kwekutanga kwekubhadhara kumabhizimisi matsva.
Kune mari inowanika kune avo vari kutanga bhizinesi. Iwe unongoda kuziva kuti unotarisa kupi uye unofunga zvakananga uye nekusika. Hewa mavhesi matanhatu anowanzova mavambo ekutanga-up ekubhadhara kwebhizimisi rako idzva. Inowanzova pfungwa yakanaka yekuedza kushandiswa kusanganiswa kwemaviri, kana katatu, kana kuti izvi zvinowanikwa kuwana mari yekutanga-iwe yaunoda mubhizimisi rako idzva.
Sezvo zvakaoma sezvazvinonzwika, kutora bhizimusi rako rekutanga kunogona kunge iri nzira yakanakisisa yekuenda nayo. Kana iwe ukawana nzira yekubhadhara bhizinesi rako iwe pachako, haufaniri kupindura kune vapi varairi vese uye iwe unenge uchitarisa zvachose bhizinesi rako. Bootstrapping inoda kukanganisa mafungiro uye kuronga.
Kurera mari iwe pachako kunogona kusanganisira kuvimbisa zvinhu zvako pachako. Sezvo nzvimbo yakakura yevanhu vakawanda ine imba yavo, unogona kuzviwana uri mukana wekutora chikwereti chekuwana chikwereti kumba kwako. Iwe unongoda kuita izvi kana iwe uine chirongwa chebasa resimbi-kuvhara sekupikira imba yako hachisi chinhu chinofanira kuitika zvisingabviri.
Kubvira pakuderera, mabanki haasi kuita sezvikwereti zvakawanda zvekubhadhara musha uye ivo vanowanzovaita ivo vanenge 80% zvekukosha kweimba yenyu, kana izvozvo. Iwe unofanirwa kuva nenzvimbo isina ruvara uye yebhizimisi rekodhi rekodhi kuti uwane.
Chinhu chakanaka pamusoro pekubhadhara bhizinesi yako yekutanga nekubatsira kwemhuri neshamwari ndeyekuti iwe unogona kazhinji kuwana mitemo yakakwana yekubhadhara.
Izvozvo zvingave zvakakosha mumakore ekutanga ebhizimisi rako idzva. Vanogona kukupa chikwata chechikwata chakanaka uye nguva yakareba yekuripa. Kune rumwe rutivi, vangave vachida danda musimba rako kana iwe uchibvumirana.
Imwe dambudziko nderekuti munguva dzakaoma dzehupfumi, mhuri neshamwari dzingave dzisingakwanisi kuwana ruzivo rwavanowanzogona kuwana.
Iyi ndiyo purogiramu yakakodzwa zvikuru yemari yekutanga mabhizinesi. The Small Business Administration (SBA) haisi kuita zvikwereti kumabhizimisi anotanga asi vanovimbisa chikamu chemabhizimisi ekutanga anotora chikwereti anoshandiswa kuburikidza nemabhanki, makambani einishuwarenzi, uye mari yepensheni. Izvi zvinoita kuti zvive nyore kutanga-ups kuchengeta zvikwereti zvebhengi kana zvisina kudaro mabhanhire aisazoda kubhadhara mari yacho.
Mabhangi achiri kungwarira nezvekuita zvikwereti kutanga-ups nokuti chikamu chisingavimbiswi chezvikwereti ichi chave chiri chebasa ravo rokuunganidza. Chirongwa chekubhadhara chikwereti chinokwereta zvikwereti kune mabhizimusi ekutanga. Iva wakagadzirira kuwanda kwemapepa uye usaora mwoyo nekuda kwemapepa kana kuti kumirira kwenguva refu. I-SBA inongowedzera chete kuwanikwa kwekwereti kumakambani mashoma ekutanga-bhizinesi.
Dhizimusi Dhizinesi Innovation Research Grants (SBIR) uye Small Business Technology Transfer Grants (SBTT) inzvimbo dzakanaka dzekubhadhara mari yako yebhizimisi kana iwe uchikwanisa kuigadzirira.
Vane gumi nevakuru vehurumende vanopa mari yakawanda gore rimwe nerimwe kumakambani maduku emabhizimisi ane mazano matsva maererano nemabasa avo. Mienzaniso yemasangano anopa zvipo zveSBIR ndiyo Dhipatimendi reEgrim, Energy, uye Defence pamwe nevamwe vasere.
Zvikamu zvechikamu chekutanga zvikafanirwa kutsigira kutsvakurudza kwemakambani mumatangi ekutanga ebhizinesi yekutanga. Zvikamu zvechikamu chechipiri zvinoda chirongwa chebhizimisi chakanyatsogadzirisa chinoguma pakutsvakurudza kwako kuchaguma pakugadzirwa kwemafuta, asi mari yekubatsira ihuru kana iwe uchikwanisa kuiwana.
Zvikwereti zveSBTT zvine maitiro akafanana eSigaba 1 neChikamu chechipiri chekupa. Masangano mashanu chete ehurumende anopa zvipo zveSBTT. Kuti uwane chikwereti cheSBTT, unofanirwa kuungana pamwe nedzimwe sangano risina purofiti , seyunivhesiti. Nzira yekushanda iri kukwikwidzana, asi musarega izvo zvichikusimbisai.
Kana iwe une pfungwa yakanaka, zvipo izvi zvakakodzera kukutsvaka. Tarisa nzvimbo yehurumende yezvipo nguva dzose. Uyewo, tarisa, semuenzaniso, gore rekukumbira ra2010 mazuva ekushandiswa kwezvipo zveSBIR. Uchaona mamwe mazano avanokumbira maitiro ekupa.
Ngirozi inopa vashandi inopa kutanga-up kana wechipiri-tier mari yebhizimisi maduku. Ngirozi inopa mari inodonha munguva yekuderera asi iri kuita zvimwe zvekudzoka. Ngirozi inotarisa inotarirwa mune zvekugadzirisa kwezvemari inenge ichiri kupikidzana muImba neSeneti uye inogona kuchinja zvishoma.
Ngirozi inodyara ndeye rudzi rwekubhadhara mari . Mukudzoka kune mumwe munhu kuisa mari mukambani yako, iwe unopa mutengesi iyeyo muzana wehuyo mukambani yako. Ngirozi inowanzoisa mari kuti iite zvikwereti zvikuru zvekuti ivo muzana wehuwandu hwavo hazvive huru. Kazhinji, zvisinei, vatengi vatengi vanofarira kuve nekupindira kwekuti kambani inoshandiswa sei. Iwe, semuridzi webhizimisi wekutanga kutanga, unogona kazhinji kubatsirwa kubva kune unyanzvi hwevatengesi vatumwa vanofanira kupa.
Vatengi vatengi vanowanzova nehumwe unhu hwaunogona kuvona. Kune nzvimbo dzakawanda uko iwe ungakwanisa kuwana vatengi vengirozi kuti vabatsire kubhadhara mari yako yekutanga pamwe chete nemamwe mabhuku evatengi vengirozi.
Sezvo Kubva Kudzoka, mutemo mutsva wekugadzirisa zvemari wakaiswa muCongress. Chimwe chezvinhu zvinogadziriswa ndezvekuti "kuvimbiswa kwevatumwa vevatengi" vaizodiwa kuti vave nekodzero yakawanda kupfuura iyo yazvino inofanirwa kuva nayo. Chimwe chirongwa ndechekuti paizofanira kuva nenguva yekumirira umo mari kubva kune vatengi vengirozi kusvika pakutanga yaizoitwa mukutengesa kwekanguva. Izvi zvingaita kuti nhanho dzinofanira kumirira kuita mabhizinesi avo.
- Bootstrapping
- Kubhadhara neHubatsiro rweMhuri neshamwari
- Small Business Administration 7 (a) Mari
SBIR uye SBTT Government Grants
Pamusoro peizvi ndeyekuti vashandi vemari vanobhadhara zvakaderera munguva yeHarare Recession uye kune vashomanana madhora ekutsvaga vatengi vatengi kuti vashandise. Iko, chaizvoizvo, vashoma vatengi vatengesi kunze uko. Kunetseka ndechokuti zvigadziro zvebhadharo rekubhadhara mari zvinokonzera kuti kune vashoma vatengi vatengi mumusika. Ndapota cherechedza kuti mari yekushandura mari yakanga isiri iyo yekupedzisira iyo panguva yekunyora kwechikamu chino.
Small Business Investment Companies
Purogiramu yeBusiness Business Investment Program yakagadzirirwa kupa ruzivo rwemari kumabhizimisi maduku. Ivo vari voga, makambani ekutsvaga kubhadhara mari inobhadhara mari uye anotungamirirwa neBusiness Business Administration (SBA). Icho chinhu chakakosha chekuita zvakaenzana kumabhizimisi maduku. I-SBIC inopa mazita emakambani okusimudza anotora chikamu purogiramu kumabhizimisi maduku.