Nzira iyo Dzimba Dzemabhizimisi Mashoma Anobatsira Mabhizimisi Maduku
Mabasa mazhinji eSBA anowanikwa kune mabhizinesi ose, asi zvikwereti uye mamwe mapurogiramu anowanikwa chete kumabhizimisi maduku. I-SBA inofunga nezvemazinga ehuwandu ehuwandu uye imwe nzira inotsanangurwa yebhizimisi shoma.
Pano pane nzira dzinobatsira dzekuti SBA inogona kukubatsira:
1. Kubatsira Nevatengi Vezvemabhizimisi - Mashandiro Ekuti SBA Iishande Sei Nevatengi?
Ndisati ndataurira nezvezvirongwa zvekukweretesa zveSBA, ndinoda kubvisa nhema pamusoro pekuti SBA inoshanda sei. I-SBA haina kukweretesa mari, uye haufaniri kuendeswa nemabhengi maviri kuti uwane rubatsiro rweSBA nebhadharo rebhizimisi. SBA inopa zvikwereti zvinokweretesa kuvakweretesi, kukubatsira kuti ukwanise kuwana chikwereti chebhizimisi. Nenzira iyo, iyo inoita se -co-signer .
Iwe unogona kuenda kumunhu chero ipi zvayo uye unobvunza kana vakashanda neSBA. Kana iwe unogona kuwana SBA rubatsiro rwekubatana nevakweretesi. (ona pasi apa.) Hungu, kune mamwe mapepa uye nguva inobatanidzwa pakuwana chikwereti nechirongwa cheSW loan, asi kuva neSBA rubatsiro kunogona kuita kusiyana kwezviitiko zvakawanda pakati pokuwana chikwereti ichi kana kwete.
Iwe unogona kushamwaridzana nevashandi veSBA kuburikidza neSBA yeLinc program. Iwe uchada kunyoresa uye kupindura mibvunzo mashomanana vasati vatengesa vachikurukura newe. iyo pfungwa huru yekukurudzira kushandiswa kwemari!
2. SBA Zvitongwa Zvemari
SBA inoramba ichivandudza uye ichichinja mapurogiramu ayo emari. Heano maitiro mashomanana-chinangwa uye chakanaka-chinangwa / bhizinesi rebhizimisi reSBA-rakatsigirwa zvikwereti zvingakubatsira:
- Icho Chinyorwa 7 (a) chirongwa chechikwereti chinogadzirirwa rubatsiro nemari yezvikwereti kune mabhizimisi aripo uye kutanga-ups. 7 (a) zvikwereti zvinoshandiswa uye zvinogona kushandiswa kune zvakasiyana-siyana zvebhizimisi, kusanganisira kushanda kwemari.
- Vaya 504 "Endai" Mari yekushandisa zvivako nemidziyo munzvimbo dzinobudirira. Kuti ukwanise, bhizimisi rako rinofanira kunge riri mune imwe nzvimbo inotarisirwa kukurudzirwa.
- SBA inewo zvikwereti zvakakosha kune vanhu vanowana zvimwe zvinoda, sePatriot Express zvikwereti kune veterans, microloans zviduku zvishoma kubatsira masimba, kutora zvikwereti, uye Capline zvikwereti zvekushandira mari .
Iwe unogona kuwana mamwe mashoko pamusoro pezvikwereti izvi kubva kuRosemary Peavler's article pamusoro peSBA Programs Loan.
3. Kubatsirwa nenjodzi
Chimwe chezvinhu zvinokosha zvikuru zveSBA ndechokubatsira mabhizimisi maduku akabatwa nenjodzi. Zvose zvinokanganisa muviri uye rubatsiro rwekukuvadza kwezvemari ringangowanikwa
Mahofisi eSouth SBA achawanzogadzirisa nzvimbo dzakasiyana siyana dzebasa kuti dzibatsire kukurumidza kuronga chikwereti. Izvi zvikwereti, sezvimwe zvikwereti zveSBA, zvinotsigira kune vateresi, kwete zvikwereti zvakananga kumabhizimisi.
Zvimwe rubatsiro rweSBA yenjodzi dzinosanganisira zvikwereti kune vashandi vebhizimisi vanozvishanda avo vakarasikirwa nemabasa avo nemhaka yenjodzi uye rubatsiro rwekubatsira mitero kubatsira vabhizimisi vebhizimisi kugadzirira kudzorera mitero kwegore rematambudziko.
Iwe unogona kuwana mamwe mashoko pamusoro peSBA Yemazuva Ekusimbisa Peji. Uye iwe unogona kutarisa matambudziko avo ekugadzirisa njodzi zvakare.
4. Zvipo zveKutsvakurudza uye Kubudirira
Purogiramu yeSBA shomanana inozivikanwa inonzi SBIR / STTR rubatsiro. SBIR inomiririra "Small Search Innovation Research," uye STTR inomiririra "Kudhindwa Kwekombiyuta KwemaBusiness." SBA inobatanidza mapurogiramu aya.
Purogiramu yeSBIR ipurogiramu yemakwikwi inoshandiswa kukurudzira mabhizimisi kuti aite tsvakurudzo ine "inogona kutengeserana." Purogiramu inotarisawo zvipo zvekutsvakurudza pamabhizimisi anotungamirirwa ne "vanhu vari mumagariro evanhu uye mune zvoupfumi vanhu vanotambura." SBA inoronga purogiramu, iyo inosungirirana mabhizimisi mune 12 masangano ehurumende ane SBIR mari inowanikwa.
Sangano re STTR rinobatanidza mabhizimisi nevanotsvakurudza masangano muhurumende / hurumende yehutano hwemakambani ekubatana. ITSTR yacho inotarisirwa "kuburitsa kusiyana pakati pekushandiswa kwesayenzi yekutanga nekutengeserana kwezvinhu zvinogadzirwa." Masangano mashanu ehurumende anobatanidzwa.
Tsvaga kuti ungafanirwa sei uye unoshanda kune imwe yezvirongwa izvi paSBIR / STTR website.
5. Kubatsira Kuva Mugadziri wehurumende
Mabhizimisi maduku anowanzofunga kuti haagoni kukwikwidzana nezvibvumirano zvehurumende nekuti zviduku, asi SBA inotarisira kuenzanisa nharaunda. Masangano akawanda ehurumende anoda kuti zvimwe zvikamu zvezvitengo zvazvo zvigadziriswe pamabhizimisi maduku, kuitira kuti iwe ugone kupinda muzvibvumirano izvi.
Kana iwe uchida kuva chivakoti vehurumende, chengetedza shanduro yeSBA online, "Government Contracting 101." Kuti uwane tsananguro yakazara pamusoro pegadziriro iyi, verenga nyaya ino inonyora matanho ekuti ungawana sei magwaro ehurumende kuvanyori . (Inoshanda zvakafanana kune marudzi ose emabhizimisi.)
Mabhizimisi anoda kutengesa zvigadzirwa zvinogonawo kuwana rubatsiro kubva kuBusiness Business Administration kuburikidza nekutengeserana kwayo.
6. Rubatsiro Kune Mhando dzeZvino Mabhizimisi Maduku
Ndatotaurira Patriot Express zvikwereti kune veterans, asi SBA inowedzerawo mamwe mapoka.
Semuyenzaniso:
- hofisi yeMabhizimisi ane zvevakadzi kuti ape rubatsiro rwakakwana kune vakadzi kutanga uye kushanda mabhizimisi maduku
- chikwereti chakakosha kune mabhizimisi evanhu vashoma
- misangano yevakwegura nevanoshaiwa bhizinesi rebhizimisi
- vatorwa (vanobva kunze kwenyika) vashandi vebhizimisi
7. Kutarisana-Face-Face Kubatsira, Kudzidziswa, uye Zvenhau
Unogona kuwana rubatsiro rwomumwe nomumwe nebhizimusi kutanga, mabhizinesi ekunyora, kushambadzira, uye mamwe mibvunzo yebhizimisi kuburikidza ne SCORE (yaimbova Service Corps yeVashandi Vakasiya Miti), sangano reboka reSBA. Kune zvikamu zve SCORE munyika yose yeU.S., uye zvichida imwe iri pedo newe.
Pano pane zvimwe zvinyorwa zvemashoko edzimba uye zvekutsvaga:
- The SBA Learning Center , ine zvidzidzo zvepaIndaneti pane zvakasiyana-siyana zvidzidzo.
- Small Business Development Centers , ine nzvimbo dzinodarika mazana matatu, dzakabatana nemakoroji emunharaunda nemayunivhesiti. Vanopa mapurogiramu ekudzidzisa uye imwe-on-one mazano ekubvunzurudza.
- Nzvimbo ye "Tools" ine zvimwe zvinhu zvizhinji zvaunogona kushandisa kuti udzidze chero chinhu chipi zvacho chine chokuita nebhizimisi duku.
Ndizvo zvakawanda! Uye handina kumbovhara hafu yezvinhu izvo SBA inoita kuti ibatsire mabhizimisi maduku. Nokudaro nguva inotevera kana uchinzwa nezveSBA, yeuka kuti haisi kungoita zvikwereti.
Tanga nehofisi yako yeSBA yekune imwe nzvimbo uye ona kuti masangano nemikana yekudzidzira inowanika munharaunda yako.