Dzidza Nezvemwene Edzi

Muridzi weEquity pane Bhizimisi reMari

Sezvo muridzi webhizimisi, iwe uri munharaunda inokosha yehudziri. Iwe unayo zvinhu zvose mubhizimisi kunze kwezvaunokwereta kune vamwe vanhu. Izvo zvakanaka, asi iwe unonyatsoziva here kuti ichi chivako (chinonzi "kuenzana") chinoshanda? Ichi chinyorwa chinotsanangura pfungwa yemuridzi wehutano uye nei zvichikosha kuti iwe uzive nezvazvo.

Equity uye Mumiriri weEquity

Izwi rokuti " kuenzana " rinoreva kukosha kana kukosha. Iyo inogonawo kureva wega.

Nenzira yakawanda yekutsvaga kuenzana, funga kukosha kwechinhu uye kuti zvakadini chikwereti pane iyo kukosha. Zvakasara pane zvakaenzana. Semuenzaniso, kuenzana muimba yekutengesa kunoreva chikamu chekukosha kwechimwe chivako chisati chiri chikwereti chemari. Saka, kana chivako chichikoshesa kana kuongororwa pa $ 100,000, uye chikwereti chemari-iyo nyanzvi yezvino-iri $ 80,000, kuenzana kuri $ 20,000.

Muridzi wehutano ndiye muridzi weimba (kutarisirwa) mubhizinesi, kureva, chiyero chemabhizimisi edzimba yebhizimisi. Imwe nzira yekutsvaga pfungwa iyi ndeyokutaura kuti muridzi wemugove mune bhizinesi ndiyo mari iyo muridzi wayo akaisa mari mubhizinesi kunze kwemari ipi zvayo yaanenge atora kubva mubhizimisi nenzira yekutora-kwete semari. A

Iwe unogona kuwana muwandu wemari yemuridzi webhizimisi nekutarira pazeri bhazha. Kuruboshwe pane zvinhu , kukosha kwezvinoitwa nebhizimisi. Pamusoro pepamusoro pane zvikwereti , zvakakweretwa nebhizimisi, uye muridzi wemari: zvakasara pane.

Ona pasi apa kuti uwane tsanangudzo yakakwana yebhadharo.

Equity Interest

Kuda kwehutano kuve nehuyo hutano mune imwe yebhizimisi, kubva pamagariro ehutano semugove. Vashandi vemazana vane chikwereti; kutengwa kwavo kwemajenya ematokisi mukambani kunovapa mugove wehuyo hwebhizimisi.

Equity kufarira kunopesana nemunhu ane chikwereti anofarira zvikwereti zvakaitwa nevatengi kune bhizinesi.

Izvo Mumiriri weHurumende Anowedzera

Mukana wehutano unowanikwa ne (a) kuwedzera mune mupi wemari yemari, kana (b) kuwedzera muzvibereko zvebhizimisi. Izvi zvakanyanyisa kupera, asi chaizvoizvo, nzira chete iyo muvakidzani wehutano / hutano inogona kukura nekutsvaga mari yakawanda mubhizinesi, kana kuburikidza nekuwedzera mari kuburikidza nekuwedzera kwekutengesa nekuderedza mari. Kana bhizimisi bhizimusi achibvisa mari kubva kune aine chikwereti, kuregererwa kunonzi kunowanikwa muhomwe uye muridzi wemari anofanira kubhadhara mari inowanikwa mubhadharo pamusana pokubvisa.

Bhizimisi Mugove uye Makambani Mazana

Mumwe nomumwe webhizimisi ane imwe kambani inonzi " capital account " inoratidza huri hwake mune bhizinesi. Kukosha kwemabhuku ose edzimba yevadzidzisi vese inowanikwa muhomwe mubhizinesi.

Somuenzaniso, ngatitau Tom anotanga bhizinesi uye anoisa $ 1 000 kubva pacheche yake yekuongorora uye kombiyuta inokosha ye $ 1 000. Iyi $ 2,000 yemari inonzi muhomwe yemugove kubva kubva kuna Tom akagovera mari muhuwandu hwemari uye pfuma kune bhizinesi.

Mwedzi unotevera, Tom anotora draw kubva kubhizimisi mumadhora $ 500.

Saka mutevedzeri wemuti wake we $ 1,500 pakupera kwemwedzi wechipiri. Kuva nekodzero yekushaya mvumo yemuridzi kana muridzi wekutora mari yakawanda kubva mubhizinesi pane yakapiwa.

Iko Mumiriri weZvato Anoratidzwa paBhizimisi Rinofananidza Sheet

Muridzi wehutano hunoshanduka pane nguva, uye inoratidzwa pakuguma kwekuverenga-mwedzi, kotanhatu, kana gore-pane bhizinesi rebhizimisi. Iko kuverengerwa kwemuyo wekodzero ndiyo inoshandiswa kudarika zvikwereti. Muchienzaniso chakareruka, kana kukosha kwebhizimisi mari iri $ 3.5 mamiriyoni uye mabhizimisi ose emabhizimisi ari $ 2.5 mamiriyoni, muridzi wemari ndeye $ 1 mamiriyoni. Sezvambotaurwa, bhizinesi rezhizha rinoratidza zvinhu kune zvakasara uye zvikwereti uye muridzi wekodzero pane kurudyi.

Pamuzhizha rekutsvaga, chikero chemuti chinoratidzwa semutengo wakakwana pane imwe nguva panguva, kazhinji kuguma kwemwedzi, chechina, kana gore.

Iko mari yakawanda inokonzerwa nemuridzi wekubatsira uye kutora mari kunze kwebhizimisi. Mumiriri wehutano anotsanangurwa zvakasiyana-siyana mumhando imwe yebhizimisi: