Ndezvipi Business Liabilities?

Asset vs. Matambudziko

Zvikwereti ndeyezviyero zvinokweretwa nebhizimisi panguva ipi zvayo. Zvikwereti zvinowanzoratidzwa sePayables for accounting account. Kunze kwekuti iwe uri kutarisira bhizimisi rakakwana rebhizimisi (kubhadhara uye kuunganidza mari chete), pamwe unenge uine zvikwereti.

Zvikwereti Zvinoshanda Sei?

Paunotenga chinhu chebhizimisi rako, iwe unobhadhara pamwe nemari kubva kuongororo yako yekuongorora kana iwe unokwereta, uye zvose zvinokwereta zvinoumba mutoro.

Kutenga pane kadhi rechikwereti kuri kukweretawo kunze kwekuti iwe uchibhadhara kadhi rechikwereti musati wapera mwedzi. Zvechokwadi, kuwana chikwereti chemabhizimisi kana kutora chikwereti pane bhizimusi pfuma yako iwe pachako kunofanirwa semhosva.

Bhizimusi rako rinogonawo kuva nezvikwereti kubva kumabasa sekubhadhara vashandi uye kuunganidza mutero wekutengesa kubva kune vatengi. Izvi zvikwereti zvinonzi Trust fund Mitero nokuti iwe uri kuvabata mukutenda uye bhizimisi rako rinofanira kuverengwa sezvikwereti kusvikira vabhadharwa.

Ndeapi Marudzi Akasiyana Ematambudziko?

Zvikwereti zvinoratidzwa mubhizinesi rebhizimisi rako rezvebhizimisi, mutemo wezvemari unoratidza bhizimisi mamiriro ekupedzisira kwekuverenga nguva. Zvinhu zvebhizinesi (izvo zvinazvo) zvinoratidzwa kuruboshwe, uye zvikwereti uye kuenzana kwedzimba zvinoratidzwa kurudyi. Zvikwereti zvakarongwa mune imwe nzvimbo yakarongeka:

Zvenguva refu Mhosva. Zvikwereti zvemazuva mazhinji ndezvisungo zvebhizimisi izvo zvinotarisirwa kupfuurira kwemakore anopfuura.

Izvi zvinosanganisira zvikwereti zvinobhadhara uye mari yekubhadhara mari inobhadharwa.

Mhedziso dzenguva pfupi. Mhemberero dzenguva pfupi ndeyezvisungo zvebhizimisi izvo zvinotarisirwa kubhadharwa mukati megore. Izvi zvinosanganisira

• Kutengesa mutero kuripo
  Iko mari inotorwa kubva kune vatengi panguva yekutengeswa uye yakachengetwa kusvikira ichibhadharwa kudhipatimendi rakakodzera rezvemari.

• Mitero yemitero inobhadharwa
  Iyi mari inotorwa kubva kune vashandi (kurega kubva pamitero yemari uye kubhadhara mitero yebasa ) uye kuiswa parutivi kumubhidha, kubhadharwa panguva yakakodzera kune IRS kana masangano emitero yehurumende.
• Mari nezvikwereti zvinotengwa
  Aya ndiwo mahomwe emwedzi pamabhadharo uye mabhenji.

Ndechipi Kusiyana Kwematambudziko Nezvokudhura?

Mhosva inowanzobhadharwa nemari yebhizimisi nokuda kwekutenga zvinhu. Somuenzaniso, unogona kutenga motokari yekambani kushandiswa kwebhizimisi, uye kana iwe uchibhadhara motokari, iwe unopedzisira uri nechikwereti - kureva, chikwereti.

Mari yekubhadhara inorambidzwa kubhadhara chimwe chinhu chisingabatsiri, kana chekuita mabasa. Mariro inoshandiswa kuunza mari. Mafoni ari muhofisi yako, somuenzaniso, anoshandiswa kuramba achikurukura nevatengi. Zvimwe zvinodhura zvinogona kunge zvakakwana kana zvekutungamira, asi vamwe vanogona kubatanidzwa zvakananga nekutengesa.

Zvizhinji zvebhadharo bhizimisi rinowedzera kune mari. Semuenzaniso, unogona kubhadhara mari yebhaisheni panzvimbo yehofisi, kana zvishandiso, kana mafoni. Kana iwe ukarega kubhadhara mari, basa rinoenda kana nzvimbo inofanira kubviswa.

Mari nezvikwereti zvinowanikwawo munzvimbo dzakasiyana pane zvinyorwa zvemari zvemakambani. Nokuti ivo vanobatanidzwa nehupfumi, zvikwereti zvinowanikwa mubhadharo rekambani.

Asi mari, iyo inosanganiswa nemari, inowanikwa muhotera yemari yekambani (purogiramu uye kurasikirwa chirevo) .

Ndeapi Masimba Akabatanidzwa neMuviri?

Izwi rekusvitsa kwebhizimisi rinoreva kuti bhizinesi rinowana sei zvinhu zvitsva. Kana iyo inowanikwa nezvikwereti - kureva, kuburikidza nekuwedzera zvikwereti - bhizinesi inonzi inoshandiswa. Mimwe mitoro yakanaka kune bhizinesi; zvakanyanya zvinogona kukuvadza bhizinesi rezvemari.

Ndingakwanisa Sei Kuongorora Bhizimisi Rangu?

Mabhizimusi anogona kuyera chikwereti chekwereti (zvikwereti) kune mamwe maviri maitiro, kuti aone kana bhizinesi rine chikwereti chakawanda / mhaka.

Chikwereti kuEquity Ratio. Chikwereti-ku-kuenzanisa chiyero chinoderedza zvidimbu zvenguva pfupi uye ndezvenguva yakareba zvichipikisana nekambani yemari yekodzero. TheBalance inoti chikamu chinopfuura 40-50% chikwereti chekuenzanisa chinoreva kuti muridzi wemabhizimisi anofanira kutarisa kuderedza chikwereti.

Chikwereti kune Asset Ratio. Chikwereti-to-asset chiyero chinokera chikamu chekwereti chose (zvose kwenguva refu uye kwenguva pfupi) kune yebhizimisi rega rega. Iwe unofanirwa kuva nezvinhu zvakakwana zvokutengesa kuti ubhadharire chikwereti chako, kana zvichidikanwa.