Kusakwanisa kutarisira kurashikirwa kwemari yekubhadhara mari nokuda kwezvipo zvisingabhadharwi uye kusina kubhadhara kwerenda kuchaita kuti kurasikirwa kwako kuve kwakabhadharwa mumakambani ako ekuwana zvikwereti zvemaimba.
Mukubatsira vatengi kuti vaone kukodzera kwekutenga, iva nechokwadi chokuti kushanda kwavo kwakakodzera kunosanganisira kuongororwa kwekugara uye kukwereta chikwereti. Iwe unogona kuva nechokwadi chekuti vazhinji vakakweretesa vanofunga izvi zvakare.
- Sarudza chiyero chekutarisira kurasikirwa nekuda kwekugara uye kusina kubhadhara kuburikidza nekuongorora izvo zvinoenzaniswa nezvinhu uye kurasikirwa kwemazuva ano kwakagadziriswa nenyaya yeimba.
Chipo chegore rapera uye kurasikirwa kwekwereti kubva kune imwe nzvimbo yepaimba ingangodaro yakave ye3% yematare ekushandisa mari. Zvimwe zvakafanana zvakasangana nehuwandu hwe4%. Sarudza kukosha mumusanganisi, ngatitii 3,60%.
- Ruramisa mambure ako ekushandisa anoshandiswa gore rinouya neipi ipi inotarisirwa rendi inowedzera. Kana uri kutarisira kuwedzera kwe5% mubhadharo, uye mari yekushandisa mari ino gore rino i $ 44,000, ipapo:
$ 44,000 X 1.05 = $ 46,200
- Verengai kurasikirwa kwemari kunotarisirwa kwegore rinotevera nekuda kwekugara uye kukwereta chikwereti:
$ 46,200 (net operating earnings) X .0360 (3.6%) kuraswa kwekutsvaga = $ 1663.20.
Zvaunoda:
- Calculator
- Vamwe vanofungidzira (s) zvekugara uye zvikwereti zvekurasikirwa chikwereti
Kuderedza Kurasikirwa Kwemahotera
Iwe hauzototari kunze kwemahofisi pasina kurasikirwa kwekugara, sezvo vanhu vanofamba, vachichinja mararamiro avo, uye vanongosarudza kuti vanoda kuve kune imwe nzvimbo. Zvisinei, kurasikirwa kwemajeri kunogona kuderedzwa zvakanyanya kuburikidza neimwe kana zvimwe zvezvi:
- Mushambadzi wevashandi vakarurama: Kana iwe uri kutengesa pasi uchikwereta, uye iwe ukasimudza renhi, iwe unotora mimwe mitsva yekutsanya. Iwe unogona kuda kuparidzira munhu anokosha kuti awane mumiririri akanaka muyuniti, asi kana chibharo ichikwira vanogona kutarisira chimwe chibvumirano.
- Chengetedza pfuma yakanaka uye utengese chokwadi ichocho: Chengetedza mapuniti ako, ita kugadzirisa nokukurumidza, uye ona kuti varimi vako vane nzvimbo yakanaka yekugara. Vangangodaro vanovandudza imba yavo kana vachifara neimba.
- Chengetedza basa rakanaka rekuita zvehupfumi uye hukama: Kunyange kana chimwe chinhu chikaputsa, muparidzi angangove ane mafungire akanaka pamusoro payo kana vakakuudza uye iwe unokurumidza kuitarisira. Itai kuti zvive nyore kwavari kuti vakuudzei nezvezvinetso, uye zvino mofara mubatarisire.
- Kukurudzira vashandi kuti vatsigise chibharo chavo: Verengai kuti chii chaunoda kuti iwe uchenese, kugadzirisa uye kugadzirira chikwata chemusha mutsva, uye wobva wawedzera mukudhinda uye kushanda / kubhadhara mari yekubvunzurudza. Kana muridzi wezvakanaka aripo uye achipa nguva, zvipei chimwe chinhu chinokurudzira icho chakaenzana nezvaunoshandisa kana vakasiya uye iwe ungangozvichengeta.
- Ita zvakarurama uye yakanyatsofambisa kufamba: Kana muridzi wekugadzirira achifamba, tora fomu yakazara uye utore mifananidzo yemamiriro ezvinhu euniti. Pavanoenda kunze, ita chinhu chimwe chete. Iva netsanangudzo yakajeka yezvakanaka "kupfeka uye kubvarura" muchibvumirano, uye kutora chero kupi kwekukuvara kune iyo yepamusoro kunze kwekukuvadza kwayo.
Kuderedza Kusapindira Kwekubhadhara
Izvi zvose pamusoro pekudzivirira, sezvo iwe usingakwanise kusimba-ruoko ruoko rwekubhadhara chikwereti kana vasina kana kuti vasingadi kuripa. Ichokwadi ndechokuti muzviitiko zvakawanda muvakidzani uyo ari pangozi yekusabhadhara ichave yakamboita nhoroondo yekusabhadhara kana zvikwereti zvekwereti.
Kana uchinge uine izvo zvinoratidzika somunhu anenge ari mutevedzeri wemuchengeti, uye zvichida vakabhadhara mari isiri yadzo yekubhadhara, iwe unobhadhara chikwereti uye chekuongorora chekumashure. Izvi zvinofanira kukupa chenyevero yevanhu vane pangozi yepamusoro vanogara vane mungozi yekubhadhara.
Izvi ndezvibhadharo yekuita bhizinesi mubhadharo yezvivakwa mari.
Asi, sezvimwe mune rimwe bhizinesi, unogona kutora matanho ekudhura mari yako.