Zvisinei, iyo inonakidza kutanga yekutanga yekuongorora kukosha kwekuona kuti kana iri mberi, kuongorora kwakajeka kwakakosha. Mune mamwe mazwi, kana GRM iri kunze kana yakanyanya kuderera kana ichienzaniswa neyozvino inotengesa zvinhu, inogona kuratidzira chinetso neimba kana kuti yakawandisa kupfuura-pricing.
Vashandi vemari vepamusoro vanogara vachitsvaga dzimba vanowanzova nemazita akawanda kunyange nevakawanda pamharaunda yavo. Vanoda kuwana nzira yekukurumidza kutsvaga mikana kuitira kuti vashandise nguva yavo mukunyatsonyoresa kuongorora mikana yakanakisisa kutanga.
Kushandisa Gross Rent Multiplier kunovabvumira kuti vapinde mukutsvakurudza zvakadzika pane zvakanakisisa zvinhu zviri pasi pekufunga ... zvichida. Sezvakataurwa kare, haisi nhamba chaiyo chaiye, saka haufaniri kuvimba nayo zvakanyanya kuti urege kutarisa zvimwe zvinhu nema GRM zviri nani.
- Dambudziko: Nyore
- Nguva Yakakodzera: Maminitsi mashanu
Heinoi Sei
- Kuwana GRM yezvinhu zvitsva zvakatengesa:
Market Value / Gore Rega Gross Revenue = Gross Rent Multiplier (GRM)
Imba inotengeswa $ 750,000 / $ 110,000 Gore Rega Rega = GRM ye 6.82
- Kuverenga kukosha kweimba kubva ku GRM:
Ngatiti iwe wakaita kuongororwa kwezvinhu zvakangofanana zvakatengesa zvinhu uye wakaona kuti, seye pamusoro, ma GRM avo akaenzana kusvika 6.75. Iye zvino unoda kufungidzira kukosha kweimba inofungidzirwa kutenga. Iwe unoziva kuti mari yacho yakakwana yebhadharo inodarika $ 68,000 pagore.
GRM X Imari Yepagore = Kukosha Kwema Market
6.75 X $ 68,000 = $ 459,000
Kana yakatengeswa nekutengeswa pa $ 695,000, ungasada kuparadza nguva yakawanda pakutarisa kuti utenge.
Kutengeserana kwekubhadhara mari inoshandiswa kunoongororwa zvichienderana nehuwandu hwehutano uye hunokweretesa. Izvi ndezvokuti vanofunga nezvekuwana uye kubatsirwa kweimba yacho seimwe yei, kana isiri iyo, inonyanya kukosha yekukweretesa zvidzidzo.
Havana kazhinji kutarisa kana kutarisira pamusoro peimba yavanoshandisa chikwereti chenhoroondo.
Vanogona kutarisira pamusoro pezvinhu zvavo kana vasina kukodzera nezvimwe zvikonzero. Vaigona kushandisa zvimwe zvinhu kuti vatsigire chikwereti chiri pamusoro peimba pachayo.
Kukweretesa kwekutengeserana kune zvayo zvakasiyana zvakakosha zvidzidzo, asi chinangwa chazvo chakafanana. Anokweretesa anoda bhizinesi. Vanoda kukwereta mari, sezvo ibasa ravo. Zvikwereti zvekutengesa zvivako zvine maitiro akasiyana-siyana ekugadzirisa nekugadzirisa, asi izvo zvinobva muhope huru yemufananidzo, zvakafanana nedzimba dzekugara kana zvimwe zvekutengesa.
Zvimwe Nezvimwe Zvitengesi Imba Mariki
Mhando dzekutengeserana dzinoshandiswa nevashambadzi vepanzvimba dzinowanzofanana nechekushandiswa nemunhu chero upi zvake anotenga zveimba. Zvisinei, pane zvimwezve zvisikwa zvekubhadhara mari inoshandiswa mari. Ikubatanidza ichakutora iwe kune tsanangudzo dzemasarudzo aya.
Mune mamwe mamiriro ezvinhu, blanket real estate mortgages inogona kuva yakashandiswa mari yekushandisa mari. Apo mamiriro ezvinhu akanaka aripo akawanda ane dzimba inogona kubhadharwa ne blanket real estate mortgage. Pane imwe nguva mutengesi weimba inonzwisisa kusakosha kwebhandi reimba yekutengesa imba, kune zvikonzero zvepamusoro zvingave zvichiri chisarudzo chakanakisisa.
Kuwana chikwereti chakanakisisa kune iwe kunosanganisira kuenzanisa zvikwereti zvakadai sezvikwereti, jumbo, FHA / VA, pamwe nekuyera kubhadhara chikwereti kubva kune zvakagadziriswa-kutaridzika, kugadziriswa kwezinga uye zvimwe zvekubhadhara mari.
Inhare chete mari inoshandiswa mari inotora zvikwereti zvinokonzera mubhadhari weimba yekutengesa kuti atsigire chikwereti chikuru.
Izvi zvingave kuvhara kutanga kutadza kwemari kubuda, kuvhara pfuma, kana kupa nguva yekugadzirisa zvikwereti zvichikwira kuti kuwedzere kubuda kwemari kune mutungamiriri wenguva dzose uye kubhadhara mari. Vatengesi vane nzira dzakawanda dzakasiyana-siyana mukugadzirisa michina yekubhadhara mari. Kazhinji sarudzo inogona kuita kana kuputsa kushandiswa.