Vashandi vemari vepanzvimbo, kana iri mari inobatsira, inogona kutora chikwereti chiripo kubva kune mutengesi painowana mari yekutsvaga. Kana izvi zvapera, pane chirongwa chinotarisirwa chekufungidzirwa kwekutora chikwereti.
Sezvo chikwereti chikwereti ichibhadharwa mushure mekupedzisira, mutengesi achabhadhara mutengi nokuda kwekufarira "kusvika kana" kuburikidza "zuva rokuvhara, sezvo mutengi ari kubhadhara chikwereti ichocho pamutero unotevera mushure mekuvhara.
Sezvo nekuwanda kwezvipfeko, tichada kuziva kubva pachibvumirano chekutenga kana tichave tichizvipira kana kuti nekuvhara.
- 1. Ongorora mazuva ekufarira mutengesi anofanira kutenga mutengi.
- 2. Sarudza chiyero chezuva nezuva.
- 3. Wedzera huwandu hwemazuva nemari / zuva rehuwandu.
Ngatitangei muenzaniso wekushandura. Imwe muzvikwereti wezvivako iri kupera pane chivako chekuviga musi we16 July. Mari yekubhadhara iri $ 257,505, ine chido chekuita 6.75%, uye tiri kushandisa 365 zuva rekarenda rezuva. Tichave tichigadzirisa "kuburikidza" nezuva rokuvhara. Izvi zvinoreva kuti mutengesi ari kubhadhara zuva rokuvhara chikwereti.
- 1. Mazuva ari mutengesi anofanira kutenga mutengo ndeye 16 kubva muna 1 kusvika 16 July.
- 2. $ 257,505 X .0675 = $ 17381.59 yakakamurwa nemazuva 365 = $ 47.62 / zuva
- 3. $ 47.62 / zuva rekufarira X mazuva 16 = $ 761.92 kubva kune Mutengesi kune Mutengi
Iyi ingadai iri DBIT kune Mutengesi uye CREDIT kune Mutengi.
Nezvekugadzira Zvimwe Zvitengesi Zvitengesi
Iko kunamatira kwekutora chikwereti mukufungidzira hachisi chaicho chaicho, sezvo kutora chikwereti zvisingakwanisi.
Pane zviverengero zvezvinyorwa zvekuvhara, zvekugara kana zvekutengeserana, izvo zvinoda kuti purogiramu yezvikwereti zvione kuti mutengi uye mutengesi vari kubhadhara mari yavo yekutambira kubva pazuva rokuvhara.
Imisoro Mitero
Imitero yemitoro inobhadharwa mumashure, zvinoreva gore rapfuura. Imitero yepaimba inowedzera inowanzove yakakurumbira, semitero inowanzobhadharwa gore negore, kwete pamwedzi.
Uyezve, kana pane chikwereti, ipapo pane zvichida kukwira kwemitero kunoungana mwedzi wose kuti uve nechokwadi chekuti mari yegore roga roga inogona kuvharwa kana yakagamuchirwa. Kubva pazuva rekuvhara, mutengi achawana chikwereti chemari yemutero ichazofanira kubva kubva musi iwoyo kusvika pakutanga kwegore rekutere. Ipapo ivo vachabhadhara mutero wese wekubhadhara kana zvichifanira. Mutengesi achabudirira kubhadhara chikamu chemutero wegore kune mutengi kuitira kuti ishandiswe panguva yekutengesa.
Property Insurance
Mutengi achava nemhosva ye inshuwarisi kubva pakuvhara zuva. Mutengesi angave akabhadhara imwe inshuwarisi, saka angagamuchira chikwereti chepimo chero ipi zvayo yavakabhadhara mazuva akavhara mushure mokuvhara.
Rents
Izvi zvinowanzoonekwa muimba uye mamiriyoni emhuri maitiro, asi imba dzisina kuroorwa dzemhuri dzinoshandiswawo. Kuvhara kunofanira kunge kuri musi wekupedzisira wemwedzi kuti urege kubhadhara mari yekuda mari. Kana akavharwa semuenzaniso mukati me mwedzi, mutengesi achange atovhota zvikwereti zve mwedzi wose. Mutengi achatora chikwereti chezvikwereti kubva pakati kusvika kumagumo emwedzi.
Commercial Space More Complex
Kune nzira dzakasiyana dzekugadzirisa zvikwereti zvekutengesa. Vamwe vane vashandi vanobhadhara chikamu, kana kunyange zvose, zvemitero uye zvimwe zvikwereti zvekushanda.
Zvose izvi zvinogona kudikanwa nehuwandu hwekutsvaga, uye nehofisi yevashambadziri kana nzvimbo yekutengesa, izvi zvinoda kuverengwa kwegawani yega yega yekutengesa kana kugovera mari pamwe neimba yeimba.
Ndakatotaurira purogiramu yekubhadhara mari, saka kune nzvimbo huru yekurenda nzvimbo yekubhadhara nzvimbo, panogona kunge kune zvakawanda zvezviyero izvi. Ndicho chikonzero kune vanyori venyaya.
Chero chero chiitiko chekutengesa imba chinosanganisira kubhadharwa kubhadharwa kana chekubhadhara mari inoda kubhadharwa kwezvinhu izvi pashoko rekuvhara. Haisi chinhu chinoshandiswa neunyanzvi hwemaimba, asi dzinokwanisa kukwanisa kuzvitsanangurira mutengi wavo kana mutengi mutengesi.