Nzvimbo dzekutengesa Imari Mari yekubhadhara: Mabhenji anotsanangurira Vatengesi Vepamwe

The Pros and Cons

Zvemabhizimisi Kukweretesa. canstockphoto

Chero chero nguva munhu anokwereta mari kune iyo inofanirwa zvimwe zvinobatsira uye zvinetso. Izvi ndizvo zvinonyanya kuitika mune zvekutengeserana emabhizimusi emakambani apo mari inogona kuwana mari uye chikwereti chakakosha chekwereti haingatauri nyaya yose yekuti kana kwete mhombwe yemamiriyoni emadhora inonzwisisika.

Sezvo mutengesi wezvokutengeserana weimba, zvakadaro, ibasa rako kuti uone kuti vatengi vako vakanyatsoruzivo pamusoro pezvose zvavanokwanisa kuita mari.

Izvi zvinosanganisira zvose zvikwereti zvikwereti semabhengi, uyewo dzimwe nzira dzakagadziriswa sevamwe vega mari.

Kana imwe nguva mutengi wako aine ruzivo pamusoro pezvaanosarudza, anokwanisa kusarudza mazwi api angamubatsira iye kunyanya maererano nemamiriro ake ezvinhu.

Mabhangi

Pros
- Kazhinji kupa zvikamu zvepasi zvakaderera pamusika
- Nzira dzekubhadhara zvikwereti zvechikwereti zvinokonzera kukanganisa kwekukwereta kwematambudziko
- Mari inogona kuva nguva refu, yakapararira kwemakore makumi maviri kana kupfuura

Cons
- Kubhadhara kuripo pasi, kubhadhara mari uye chikwereti chikamu zvinodiwa
- Haazowanzokweretesa kusina kufanana nemhando yemiti
- Kubvumirwa kwenguva refu, nemari inotora nguva yakareba mazuva 90 kuti ichengeterwe
- High pre-kubhadhara chikwereti chemari

Zvechokwadi, isu tose tinoziva mabhandi makuru anotora zvikwereti zvose zvekugara uye zvekutengesa:

Private Financing

Pros
- Hapana chekwereti yakakosha. Iyo mapato maviri anokwanisa kuuya kune avo pachavo
- Mari inogona kuchengetedzwa zvakanyanya
- Kuwana mari yekugadzirisa zvinowanzosanyanya kuoma uye nguva inopedza
- Mari shoma inoshandiswa pamari uye yekuvhara mari dzinosanganisira chikwereti

Cons
- Nhepfenyuro inowanzouya nehuwandu hwezvibereko
- Kudzoka kwakakwirira pamariko inotarisirwa
- Zvizhinji zvezvikwereti zvemari ndezvenguva pfupi
- Inofanira kuratidza kuti mari yacho inogona kuwana mari
- Inofanira kusimbisa nzira chaiye yekubuda
- Imba iyo inosvitsa mari yekuita mabasa sechikwereti
- Zvichienderana nekwereti-to-value ratio, vateresi vangave vachida kudarika-kutora kuti vawane mari yavo yakakwana yavakakumbira

Uyewo unonzi "mari yakaoma" vatengesi, unogona kuawana mumutsotsi kutsvaga, pamwe nemimwe yemigumisiro yepamusoro apa:

Pane mari yakawanda kunze kwekukweretesa, asi kunyatsofananidza zvose zvekubhadhara, kusanganisira mari uye chido.

Mari Inoshandiswa

Chinhu chakakosha chekwereti chinokwidziridzwa zvikuru mukugadzirisa & flip boom ndekubhadhara mari. Vaya vatengesi vanonyanya kukoshesa mari yekutengesa zvivako uye kugadzirisa & flip mazano, pamwe nekutengesa kwemazuva akawanda zuva rimwechete, uye kugadzirisa & flip kwemwedzi mishomanana chete. Vamwe vakashandura pakutsvaga kweWebhu:

Mari iri kunze uko. Zvose zvinokweretesa chikwereti zvinoda kuita ndezvokuita zvose zvinotengeswa mumutengo wacho uye kuzvifukidza nechinhu chakanaka kuti zvirevere zvengozi dzavo. Hazvisi nyore kuti mutengi kana kugadzirisa-uye-flip nyanzvi haakwanisi kuwana mari yekushandisa mari, asi chinhu chikuru ndechokutonga mari uye kwete kutengesa zvavanoita kunze kwemusika.

Kana uchitengesazve kune mumwe mutengesi, zvakadai semuridzi wezvivako zvekugara, mazamu anosimbiswa, uye mari yekutengeserana mari inogona kuva chikamu chinokosha chehodha. Haisi kungofanana nezvekufarira, sezvo zvizhinji zvezvikwereti izvi zvenguva pfupi.

Mimwe mari inoshandiswa inogona kukwira muzviuru zvemadhora. Mashoko akanaka ndeokuti iwe unogona kuverenga zvikwereti izvozvo kusati kwaitika kuzvipira kune chimwe chinhu. Vazhinji vevateresi vachakugadzirisawo nekutsvaga tsamba dzehupatidzo hwekubhadhara mari yako kuti ikurumidze maitiro ako.

Vatengesi vatengi vanozadza niche nekugadzirisa-uye-flip vatengesi. Vaya vane ruzivo kugadzirisa-uye-flip mutengi vanozotenga zvishoma uye vanoshandisa varombo mamiriro ezvinhu uye rehab senzvimbo huru pane inobatsira. Ikoko kunogona kuva nenzvimbo yakawanda mu-rehab, saka pane nzvimbo yekutengesa kwekwereti yekutengesa. Ingove wakangwarira kana iwe usina kushanda nemumwe wevagadziri vayo kuti ave nechokwadi chekubhadhara mari yavo.