Nzira Yokujekesa Mari Inoshandiswa Kwemari uye Kugadzirisa Mari Inosvika Matambudziko
Kukosha kweCash Flow Management
Maererano nekuongorora kwakaitwa naJessie Hagen weUnited Bank, 82% yemabhizimisi anokundikana nekuda kwekusava nekushanda kwemari yekuyerera.
Kana bhizinesi rako rinopedza nguva yakawanda kupfuura iyo inowana iwe une dambudziko rekubuda kwemari.
Kune mabhizinesi maduku, chinhu chinokosha zvikuru chekusimuka kwemari yekushambadzira ndechokudzivirira kukanganisa kwemari yakawedzerwa , kunokonzerwa nekuva nemukana wakawanda pakati pemari inowanikwa uye zvabuda. Iwe haungakwanisi kugara mubhizimisi kana iwe usingakwanisi kubhadhara zvikwereti zvako chero nguva yakareba yakareba!
Mienzaniso yeCash Flow Management Matambudziko muBhizimusi
Imba yekusimudzira dzimba yakagara iine huwandu hwemabhizimisi uye vashandi vanowanzotarisana nezvinetso zvemari. Imba yekusimudzira inoda kukosha kwekutsvaga kwekutsvaga kwekutsvaga pamwe chete nekuenderera mberi kwemari yekubuda kwemabasa, uye kana kunze kwekuti zvimwe kana zvose zvekuvandudzika zvingatengeswa vasati vavakwa, vashandi vanowanzotanga kupinda mumatambudziko ekuyerera kwemari vasati vatanga kusimbiswa kutengesa, kunyanya kana mutengo weimba zvinoitika kunononoka panguva yekuvaka. Vakawanda pfuma vanogadziriswa vakamanikidzwa kupinda mubhadhadzi nekuda kwekusava nemari yemari yakareba kwenguva yakareba.
Bhizimisi chero ripi zvaro riri kukurumidza kukura rinogona kupinda mumatambudziko ekuyerera kwemari. Kuwedzera kwebhizimisi kazhinji kunosanganisira kuwedzera mari yevashandi sevashandi vatsva vanoshandira, mari yakawedzera yeimwe nzvimbo, yepamusoro yekutengesa mari, uye mari yakawanda yekutsvaga kwezvivako zvitsva, zvishandiso, nezvimwe. Kuva nehuwandu hwehuwandu hwekugadzira zvinogona kukurumidza kudya kudarika mari yakawanda.
Kuwedzerwa chikwere kune mamwe mabhizimusi ndeimwe nzira inowanzoita kuti mabhizimisi apinde mumatambudziko ekuyerera kwemari. Kupa mvumo kunowanzoitwa pamasikati makumi matatu kana makumi matanhatu nemakumi matanhatu uye hazvishamisi kuti vatengi vatarise kubhadhara, izvo zvinogona kusiya bhizinesi rako mukushamba kwemari.
Heano muenzaniso webhizimisi rine matambudziko ekutengesa mari mumari - mari yakatarisa yakaipa kwegore:
| Acme, Inc. - Cash Flow Statement yegore rakapera Dec. 31, 2016 |
| Mari Inosvika Kubva Kubasa | $ |
| Receipts | |
| Mutengesi Invoice | $ 80,000 |
| Zvimwe | $ 1,500 |
| Kudzingwa | |
| Vashandi VeMari | - $ 45,000 |
| Vatengi | - $ 25,500 |
| Zvimwe | - $ 5,000 |
| Net Cash Flow kubva Kushanda | $ 6500 |
| Cash Flow kubva Kubhadhara | |
| Zvishandiso uye Software Zvokutenga | - $ 5,500 |
| Net Cash Flow kubva Kubhadhara | - $ 5,500 |
| Mari Inosvika Kubva Kubhadhara Mari | |
| Miripo yeMaripo | - $ 3 300 |
| Shareholder Dividends | - $ 5,000 |
| Net Cash Flow kubva Kubhadhara | - $ 8,300 |
| Net Change muCash Balance | - $ 7 300 |
Kugadzirisa Mari Inosvika Matambudziko
Sezvo muridzi webhizimisi, iwe unofanirwa kuita mari yekuyeresa kuongororwa nguva dzose uye kushandisa mari inoyerera kutarisirwa kuitira kuti unogona kutora matanho anodiwa kuti ubvise matambudziko ekuyerera kwemari . Vakawanda software accounting mapurogiramu vakagadzira-mukubika zvikamu izvo zvinoita kuti cash flow analysis igare nyore.
Iyi ndiyo danho rekutanga rekushanduka kwemari .
Nhanho yechipiri yemari yekufambiswa kwemari ndeyokukudziridza nekushandisa nzira dzinozochengetedza kukwana kwakakwana kwemari yebhizimisi rako. Imwe yenzira dzakakosha zvikuru dzemabhizimisi maduku ndedze kupfupisa mari yako yekutendeuka nguva kuitira kuti bhizinesi rako rinogona kuuya nemari nokukurumidza.
Kana bhizinesi rako richiwedzera, unogona kudiwa rimwe kana kuti mamwe majekiseni emari munguva yekukura kwechikamu. Izvi zvinogona kutora chimiro chemarikiti yebhizimisi kubva kune imwe nzvimbo yezvemari ( kubhadhara mari yechikwereti ), kana mari yekutengesa kubva kuvarimi.
Chikwereti chekubhadhara chinowanzoitirwa zvinhu zvakadai semidziyo, zvivako, nyika, kana magetsi apo zvinhu zvinotengwa zvinoshandiswa sehuchengetedza ( dhaka ) yechikwereti. Iyo inobatsira zvikuru kune chikwereti chekubhadhara pamusoro pekubhadhara mari yehutano ndiye muridzi webhizimisi (s) haafaniri kusiya pfuma yega yebhizimisi uye saka achengetedze zvizere.
Nokuda kwekanguva kwekushaya kwemari kwemari, varidzi vazhinji vephizimisi vanoshandisa makadhi emakwereti kana mitsara yechikwereti .
Equity mari yekubhadhara inosanganisira kukwidza mari kubva kune vatengi vevatengi kana vashandi vemari . Equity mari yekuwana mari yakawandisa mumari iyo inotengeswa mari haifaniri kubhadharwa kana bhizinesi risingabudiriri; zvisinei, nekuchinjana nekubhadhara mari (v) vanoita zvivako uye vanoitawo mugove wezvibereko uye vanotaura kuti bhizinesi rinoshandiswa sei.
Chero chero rudzi rwekubhadhara mari runodiwa kuti zvakakosha kuva neurongwa hwebhizimisi ruchivandudzwa munzvimbo yekupa kune masangano emari kana vatengi. Bhizinesi rebhizimisi rinofanira kuratidza kudiwa (nemigumisiro) yekubhadhara mari yeramangwana rebhizimisi.
Mienzaniso: Nokunyatsotarisa kushambadzira kwemari, Monique akakwanisa kutora mubhedha wake uye kudya kwekudya kwemafuro mubhizimisi rinobatsira.