Pane imwe nguva kubhadhadzirwa kunoshandiswa "kugara kwekuenderera mberi" kunotanga kushanda izvo zvinodzivirira chikwereti chisina kuchengetedzwa kubva pakutanga kana kuenderera mberi nekuita mutemo kumunhu ane chikwereti kuti awane zvikwereti.
Munyaya yekushungurudzwa kwomunhu oga, kusara kwekuenderera mberi kunodzivirira (somuenzaniso) mukwereti kubva pakuchengetwa kwemari yemunhu ane chikwereti.
Kune vasina chikwereti chikwereti, kugara kwekuenderera mberi kunowedzera munharaunda kuitira kuti mumwe chikwereti haawane mukana pane vamwe maererano nekubhadhara chikwereti. Cherechedza kuti kubhadhara chikwereti kunogona kutangwa nevasingaverengeki chikwereti - munhu ane chikwereti angakonzera chikumbiro chekuti ape chikwereti mubhadhadzi kana akabhadhara mari inopfuura $ 1000 uye ane chikwereti achangobva kuita mabasa ekubhadhara, sekusakwanisa kubhadhara chikwereti, kuita mabasa kubhadhara ufeve, kudzivisa vatengi, kuchengeta zvakavanzika kana kuviga zvinhu, nezvimwewo.
Vakachengetwa vane chikwereti havawanzovhiringidziki nekudarika sezvo vane kodzero yekuwana mari yakatumirwa nemumwe munhu kana sangano sekuchengetedzwa kwezvikwereti, zvakadai sekubhadhara chikwereti chemutengo wezvikwereti kana zvikwereti pane zvigadzirwa zvebhizimisi.
Iwe pachako kana Kwete-yakabatanidzwa Bankruptcy
Kana bhizimisi romunhu riri roga rokutengeserana kana kubatanidzwa, zviri pamutemo, ivo ibhizinesi ravo, saka kana pavanotarisana netariro yekushungurudzwa, zvinhu zvavo zvose zvinosanganiswa uye kubhadhara maitiro kwakafanana. Mune mamwe mazwi, zvinhu zvebhizimisi hazvikwanisi kutariswa zvakasiyana nemafambisi avo, saka bhizinesi rebhizimisi rinowanzoita kuti munhu aparare.
Incorporated Business Bankruptcy
Bhizinesi rebhizimisi rakapedzisira rakasiyana nemabhizimisi ekuti mabhizimisi evanhu vanozvimiririra masangano emutemo. Kutamba bhizinesi rakabatanidzwa kunopa bhizinesi rebhizimisi kuchengetedzwa kwemhosva; iyo ibhizimusi ' zvinhu izvo zvinorasikirwa, kwete munhu wacho. Kunze kweizvi apo (sezvinodiwa mumatambudziko akawanda kuchengetedza chikwereti chekubhadhara mari ) vashandi vemabhizimisi vakazvipira pfuma yavo sevhudziro rwechikwereti (zvakadai sezvikwereti pane pfuma yega, nezvimwewo).
Kana zvisina kudaro, kubhadhara maitiro aya zvakangofanana nekunamatira munhu - kambani inomanikidzwa kupinda kana inofarira kutsvaga kudzivirirwa; zvinhu zvose zvekambani zvakashandurwa kuTrasti muBanruptcy anovatengesa uye vanogovera mari kune vane chikwereti.
Cherechedza kuti kana bhizimusi rako richibatanidzwa uye risingakwanisi kubhadhara mitero uye rinomanikidzwa kuisa bhadhaki iyo Canada Revenue Agency (CRA) inotanga kuve yakakosha pane yekambani yezvinhu kupfuura vamwe vose vakachengetwa. Cherechedza zvakare kuti vatungamiri vekambani vanogonawo kutongerwa mhosva kana kune zvisingabvumirwi kutora zvinyorwa ( mutero wemari , mari yemainishuwarenzi emabasa, CPP ) kana kusabhadharwa kutengesa mitero yakadai seGST / HST .
Bankruptcy Statistics
Maererano neHofisi yeSaintendent of Bankruptcy Canada, pane 121,609 kukanganisa kwemunhu muCanada muna 2015, kuwedzera kwe 3.0% gore ra2014.
Pakati peizvi, 58 203 vaiva Zvirongwa zveVatengi. Zvose zvinokonzerwa nehupfumi hwose muna 2015 panguva yekudhinda kwaive $ 10,474,489,079 uye zvikwereti zvinokwana $ 14,125,879,957.
Pakanga pane 4107 insolvencies yakaiswa mabhizinesi muna 2015, kuderera kwe 2.7% kubva muna 2014. Paizvi, 1018 mazano. Nhamba yezvinhu zvose zvebhizimisi kubhadhara muna 2015 panguva yekudhinda kwaive $ 680,664,124 uye zvikwereti zvinokwana $ 5,944,924,099.
Zvimwe Zvimwe Zvingazozivisa Kuita Bankruptcy
Murairo wevatengi unosanganisira kubvunzurudza kubhadhara chikwereti chezvikwereti zvako mukudzorera kune vako vane chikwereti vanokanganwira chikamu chinosara. Purojekiti yevatengi ine ruzivo rwakanyanya kune vadzidzisi vega uye vashandi pamwe navo mukusiyana nekuzivisa kubhadhara, zvinhu zvako zvega hazvikwanisi kutora.
Kubva kune munhu anotora chikwereti, Mutengi weZvikwereti anofanirwa kubhadhara mukuti inobvumira kuti vauwane zvakare chikamu chechikwereti chakakosha - mukutambiswa kwekudarika vanogona kurasikirwa ne100%.