Ko Bhizimisi Rako Rinogona Kuonana Nayo Mwedzi Unochengetedzwa Mhosva?
Imhosva yakatarwa inodhura zvakadharwa mari, sehushuwarisi, mibairo, motokari yemari uye mari yekubhadhara mari. Kana iwe usingakwanisi kuwana izvi zvinodhura iwe haungakwanisi kuramba uri mubhizimisi kwenguva refu. Imwe nzira yekuyera kukwanisa kwako kwekambani yekukwanisa kusangana nemitengo yakasarudzwa ndeyeyo yakagadziriswa chekuvhara mari yechipiri (FCCR), iyo yakawedzerwa asi yakanyatsogadziriswa inguva yezvakawanikwa zvinowanikwa.
Izvo zvakagadziriswa chekuvhara mari, kana kuti solvency chikwata, ndeyekwanisi yekambani yako yekubhadhara yese yezvisungo zvayo zvakasimbiswa kana mari yebhadharo musati wawanikwa uye mutero wemari. Izvo zvakagadziriswa mari yekuvhara mari inoshandiswa kushandiswa pamwe nezvose zvinenge zvakasarudzwa kubva kune yakagadziriswa mari yakafanana nekubhadhara mari, bhujhuse rebhadharo, uye yakasarudzwa chikamu chekugoverwa kunogona kuiswa muhuwandu.
Izvo zvakagadziriswa mari yekuvhara zviyero zvinonyanya kukosha kune mafemu anowanzogadzirisa midziyo , somuenzaniso.
Vatengesi vanotarisa pane zvakagadziriswa mari yekuvhara mari kuti vanzwisise kukosha kwemari inoyerera kambani ine chikwereti chekubhadhara chikwereti. Kana chiyero chacho chiri pasi, vateresi vanozviona semashoko akaipa kune kambani inotarisira kutora chikwereti chakawedzerwa nokuti chero dhesi mukunowana inogona kuoma. Kana chiyero ichikwirira ichi chinoratidza kambani inoshanda zvakanyanya uye inobhadhara mari uye inogona kutarisa kubhadhara kukura panzvimbo pokubhadhara nguva yakaipa.
The Calculation
FCCR = Mitsva Pamberi Inoshandiswa Nemitero (EBIT)
EBIT, Mitero, uye Mari Inoshandiswa Inoshandiswa inotorwa kubva kumashoko ekuwana mari . Mari Yokubhajisa inotorwa kubva mubhadharo uye inowanzoratidzwa semashoko ezasi pane bhadha rezvese.
Chigumisiro chechigadziriswa chekubhadhara chikwata chechipiri ndiyo nhamba yenguva apo kambani inogona kuvhara mishonga yakagadzirirwa gore negore. Iyo yakakwirira nhamba, zviri nani chikwereti chechikwereti chakasimba, chakafanana nezvakaitika nguva inowanikwa mari yakaenzana.
Kufanana nemitemo yose, iwe unogona kungoita sarudzo kana chikonzero chechiyero ichi chiri chakanaka kana chakashata kana ukashandisa nhoroondo yezvekambani kubva kune kambani kana kana iwe ukashandisa zvakaenzana nedhenda kubva mune zvemhizha. Anaysis ichabatsira bhizinesi kuumba mari yakawanda inotarisirwa uye kuenzanisa mari inoyerera zvakanyanya.
An Example
Ngatiti kambani yeAbc inoratidza EBIT ye $ 150,000. Nhamba yezvikwereti zvayo zvakatarwa musati mitero, kunyanya mubhadharo yekubhadhara, iri $ 100,000. Kune izvozvo tinowedzera mari yekuda mari ye $ 25,000. Izvo zvakagadziriswa mari yekugoverwa chiyero zvino inotarwa se $ 150,000 pamwe ne $ 100,000, kana $ 250,000, yakakonzerwa ne $ 25,000 pamwe ne $ 100,000, kana $ 125,000. iyo inokonzerwa nezvikamu ndeye 2: 1, zvinoreva kuti mari yekambani inowedzera kaviri kana yakagadzirirwa mari.
Nzvimbo dzakakwirira dzakagadzirirwa mari dzinoratidza kuti bhizimisi ine utano uye huri kuwedzera hurima kana zvikwereti hazvina ngozi. Chinyorwa chezasi chinoratidza kusava nesimba uye mari isingakwanisi kukwanisa kubhadhara bhizinesi 'pamwedzi. Zviri pachena, iyo yakakosha chiyero, zviri nani.