Ndivanaani Vashandi Veimba Vanobhadhara Kumushandi?

Imba Yevashandi Kushanda Kune imwe nyika

Mamwe mabhizimusi anotora mari yekushandisa mari (iyo IRS inovadana kuti vanogara mari) kune vashandi. Izvo zvikwereti zvinobhadhara mari kune mushandi here? Sezvakagadzirwa, ne IRS, zvinodaro. Tichatarisa kune vashandi vezvidzimba zvekugara, zvose zvenguva pfupi uye zvisingagumi, muU.S. uye kune dzimwe nyika, kuti vaone kana izvi zvikwereti zvinotengesa.

Dzimba dzevashandi: Deductible kuBhizimisi Renyu?

Kana iwe uchibhadhara dzimba yevashandi, mari iyi inowanzoonekwa semutero inodzingwa kwauri semushandi sebhadharo rebhizimisi .

Izvi zvinoreva kuti iwe unogona kusanganisira izvi zvinodhura pamutero webhizimisi yako kana uchikwanisa kuratidzira kuti yakabatana zvakananga.

Imba yevashandi: Inokweretwa Kuvashandi Vako?

Zvikomborero zvevashandi zvinowanzowanzobhadhara kune mushandi, nokuti vari chikamu chemari yevashandi. Kune zvimwe zvikomborero, kune dzimwe nzira nzira iyo inobatsira inogona kuva isina kubhadharwa (iyo IRS inovadana kuti "yakabviswa").

Vashandi vepamba dzekugara vanogona kubviswa kana izvi zvitatu zvikaitika (zvose zvavo):

1. Imba yacho inowanikwa panzvimbo yebhizimisi yevanoshandira. Kune mushandi weimba, imba yako yaizova nzvimbo yebasa.

2. Imba inopiwa nokuda kwekushandira kwevanoshandira. Unofanirwa kuva ne "chikonzero chikuru chebhizimisi" yekupa dzimba, kwete seipi nzira yekupa mushandi mari yekuwedzera.

AND

3. Mushandi anofanira kubvuma dzimba semamiriro ekushanda. Mamiriro emabasa, ayo anonziwo maitiro emabasa, chimwe chinhu mushandi uye mushandi anobvumirana nazvo pakutanga kwebasa.

Vose mapato vanobvumirana kutevera aya mazwi. Munyaya iyi, unoda kuti vashandi vararame pane bhizimusi nzvimbo kuitira kuti "vaite zvakanaka mabasa avo." Izvi zvinogona kureva kune mushandi anofanira kunge ari panzvimbo iyo nguva dzose, kana kuti nzvimbo yako iri munzvimbo iri kure.

Mimwe mienzaniso yeimba inogadzirisa zvinotarisirwa uye isingabhadhari kune mushandi:

• Vabati vehove vanogara muchikepe chinopiwa nekambani
• Mumwe mushandi wekuvaka anoshanda kune imwe nzvimbo iri kure uye isina imwe dzimba dziripo
• Mukana anogara-ari munharaunda anofanirwa kutarisira vana mumaawa ose

Muenzaniso weimba inobhadharwa ndeyekuti iwe unopa mushandi nzvimbo yekugara kana kupa mvumo yeimba nekuti vane nguva refu. Iyo haisi mamiriro emabasa. Mamiriro emabasa anodiwa anoreva kuti mushandi haagoni kuita basa rake asina kugara pane yako.

Zvokugara uye Zvokudya

Kana kudya kusingawaniki kune vashandi vanogara pfuma yenyu, kudya kwevashandi vanogoverwa mune bhizinesi rako pfuma uye ndeyekuti iwe unyore iwewo hauna kubviswa pamitero. Zvinonzwisisika kuti kana iwe ukapa dzimba pachinhu ichi, iwe uchafanira kupa mushandi kudya zvakare.

Zvipingamupinyi paZvibatsiro zveNzvimbo

Kuwedzera kune zvirevo zvitatu pamusoro apa, kune zvimwe zvikonzero zvipo yako kubhadhara yevashandi veimba inogona kubhadhara kune vashandi.

• Imba yevashandi haigone kuiswa mune imwe chirongwa chekubatsira kwevashandi kune vashandi.
• Kana iwe uchibhadhara vashandi mari yekubhadhara dzimba kana kubvumira mushandi kuti atore mari yepamusoro panzvimbo yekuvapa dzimba, inofungidzirwa kuti inotengesa, kunyange kana pa-pane imwe nzvimbo yeimba imwe yesarudzo.

• Nzvimbo dzekugara sechikamu chekubhadhara dzidzo inonzi inobhadharwa kune mushandi.

Ko Zvakadini Nevashandi Vekugara Pasi Pasi?

Izvo zvinodiwa zvinofanirwa kusangana kune vashandi vanoshanda kune dzimwe nyika . Kukosha kweimba yevashandi kunofanirwa kuva (a) panzvimbo yako yebhizimisi, (b) kuitira nyore kambani yako, uye (c) mushandi anofanira kubvuma dzimba semamiriro emabasa.

Kusangana Nezvikwaniro

IRS inofunga chimwe nechimwe chezviitiko izvi pane imwe nyaya-ne-nyaya. Muchiitiko chimwe nechimwe, zvinhu zvitatu izvi zvinongororwa uye IRS inotonga kuti dzimba inobhadharwa kana kuti haina kubhadhara kune mushandi.

Ndinoratidze Sei Kukosha Kwebasa Romubhadharo?

Kana imba yekubhadhara haina kubvumirana nemitemo iri pamusoro apa, zvino inofanira kuiswa mumari yevashandi yemitero yemitero. Iwe uchada kuisa huwandu huno pahuwandu hwemushandi wegore negore W-2 muBhokisi 1.

Shandisa mari yakakosha yemari yemari yekuona mari yacho.

Chero chikwereti icho mushandi anobhadharisa rendi kana mari yeimba inotorwa kubva kuW-2. Izvi zvinowanikwa pasi pemitero yemari uye FICA (Social Security neMedare) mitero uye inofanirwa kuiswa pane W-2 muBhokisi 3 (Social Security Mitsara) uye Bhokisi 5 (Medicare Mitsva). Kana iwe usingaverengi mari yezvibatsiro izvi pamubhadharo wevashandi, iva nechokwadi chekuita kuti mushandi azive kukosha, saka iye anogona kuronga kune iyi mimwe mitero panguva yemutero.

Kuti Uwane Mamwe Mashoko:

IRS inotaura nezvekugara kwevashandi mune zvinyorwa zvakati:

• Kuparidzirwa 15-B: Mutero weVashandi Mutero kune Fringe Benefits
• Zvinyorwa 525: Imitero uye Zvisingawaniki Mari