Ichi chinyorwa chichajekesa kuti mazwi aya anowanzorevei uye sei zvavanoreva zvinokosha.
Landslide
Nzvimbo dzakawanda dzekutengeserana pfuma dzinoshandisa izwi rokuti "kuderedza" asi vashomanana vanotsanangura izwi racho . Iwe unoziva sei kuti chiitiko chei chiitiko chinokonzera nyika?
Apo vatevedzeri nevatsigiri vehurumende vanobvumirana pamusoro pezvinorehwa nemashoko asingatsanangurwi muzvibvumirano zvehushuwarisi, matare anowanzoshandisa tsanangudzo dzakasimbiswa mumatare ekutonga akapfuura. Kana pasina kutonga kwakasarudzwa kwave kuchiitwa, matare angatenderera pane tsanangudzo dzedzinza dzakafanana. Duramazwi reMeririam-Webster rinotsanangura kudengenyeka sehukuru hwakawanda hwematombo uye pasi zvokuti kamwe kamwe uye nokukurumidza inoderera kurutivi rwegomo kana gomo.
Kudengenyeka kunowanikwa mune dzose makumi mashanu maererano nema US Geological Survey (USGS). IU USGS inotaura zvikonzero zvitatu zvinonyanya kukosha:
- Geological Slides inogona kukonzerwa nezvimiro zvezvidimbu zvayo pachavo. Semuenzaniso, matombo anogona kutamba nokuti haana simba kana kupwanyika.
- Simba reSlades rinogona kuitika kana chimiro chematombo kana pasi chinoshandurwa nechando, mvura, kusviba kwechando, moto (iyo inobvisa zvinomera), zviputika, kudengenyeka kwenyika kana zvimwe zvinhu.
- Kubvunzwa kwevanhu , kugovera minda, kugadzira miti, kudiridza nemamwe mabasa evanhu kunogona kukonzera kupera kwemvura.
Mamiriro mazhinji emvura anowanikwa mushure mekunge mutsipa uchinge wazara nemvura kubva mumvura kana kuti kuchando kwechando (zvikonzero zvinokonzera).
Kupisa mvura yakawanda kwaive chinhu chikuru muOso slide.
Mudflow
Kufanana ne "kuwanda", izwi rokuti "mudflow" rinowanikwa mune dzakawanda zvematongerwo emitemo mapurisa asi hazviwanzo tsanangudzo. Zvisinei, izwi iri rinotsanangurwa muDare reMafashamo reInishuwarenzi yeInishuwarenzi yakashandiswa muNational Flood Insurance Program (NFIP). Mutevedzeri wemafashamo anofananidzira "mudflow" semurwizi wemvura uye inoyerera dope pamatunhu ewanyika yakaoma pasi, sekunge nyika inotakuriswa nemvura inoitika.
Tsanangudzo ye "mudflow" mumutemo weNFIP inonyanya kusabatanidza nyika, kusakanuka kwematope, uye dzimwe mhando dzekufamba kwenyika. Iyo nhepfenyuro inotaurawo kuti "mudflow" haina kusanganisira ivhu rakazara revhu rinofamba nekuderedza pasi pamatope.
Ndeupi musiyano pakati pe "rwizi rwevhu rakaoma" uye "ivhu rakazara guru?" Mhinduro yacho ine chokuita nehuwandu hwemvura inosanganiswa ine. Kuti zvikwanise kuita sedhudhi, musanganiswa wepasi uye mvura inofanira kuva yakasviba. Mvura yakawanda yematope inotsika pasi pegomo haisi "rwizi rwevhu rakaoma." Nokudaro, hazvikwanise kuita sedhaka.
Mudslide
Kufanana ne "mudflow", shoko rokuti "mudslide" rinoshandiswa mune zvakawanda zvekutengeserana pamba mitemo asi izwi haritauri. Iyo fomu yemutemo inoshandiswa muhurumende yemafashamo yemafashamo haitauri kutaura nezvemudslide.
Maererano neU.SGS, "mudslide" ishoko risina kunaka. Inoshandiswa nevatungamiri uye nhepfenyuro yezvemashoko kutarisa kune zvakasiyana-siyana zvezviitiko kusanganisira kubuda kwemvura uye mafashamo akazara nemarara. Duramazwi reMerriam-Webster rinotsanangura "mudslide" sehukuru hwakawanda hwevhu rakaoma zvokuti kamwe kamwe uye nokukurumidza inoderera kurutivi rwegomo kana gomo.
Cherechedza kuti chiitiko chinonzi "mudslide" chinogona kukodzera kugoverwa pasi pemutemo wemafashamo kana ichiwana tsanangudzo ye "mudflow". Izvi zvinoreva kuti, kana mutungamiri wehurumende achiendesa kudai kwekuvhiringidzwa kunokonzerwa nedhaka yakaiswa mumarara, iyo mhirizhonga inogona kuvharwa kunyange kana muiti weti "policyholder" inoreva chikonzero se "mudslide."
Commercial Property Property Insurance
Mudflow, mudslide, uye masango haana kubviswa panjodzi pasi pezvinotengeserana zvematongerwo enyika. Mune mamwe mazano, zvitatu zvose zvinowanikwa pasi pekuregererwa kunonzi "kushandiswa kwenyika." Mune dzimwe mitemo mudflow uye mudslide zvakabviswa pamwe chete nemafashamo (kana mvura) .
Tsanangudzo ye "mafashamo" mubato rezvematongerwo enyika rinosanganisira "mudflow." Sezvambotaurwa pamusoro apa, "mudflow" haisi kubatanidza zvose zviri zviviri uye dope risingawanikwi pasi.