Kubhadhara uye Kubhadhara Mushandi Wemhuri
Vanhu vanoshandisa mazano emumba, zvakadai semannies, kushambadzira, varimi veminda, vashandi veimba, uye vamwe vashandi mudzimba dzavo vanoonekwa sevanoshandira (kunyanya "vashandi veimba," maererano ne IRS) uye vanofanira kutevedzera mitemo yese yevashandi. Ichi chinyorwa chichaongorora zvidzidzo zvaunoda kugadzirisa kuva mubhadhari, kubhadhara vashandi vekumba, uye kubvumirana nemitemo nematare emabasa ematunhu nemitemo.
Sezvokushandira imba, iwe unofanira kutevedzera mitemo yehurumende uye yehurumende nemitemo. Heino mhedziso pfupi yezvaunofanira kuita:
Chokutanga, ona kana iwe unokwereta FICA mitero kune uyu mushandi wepamba
Dzimwe nguva unonzi "mutero wemari," unofanira kubhadhara uye usabhadhara mitero yeFICA kune vashandi vekumba kana iwe uchibhadhara mushandi anodarika $ 1700 gore negore (muna 2010 na2011). Mutero ndewemushandi, naizvozvo kana iwe uchibhadhara vashandi vanoverengeka kupfuura $ 1700 mumwe nomumwe, mutero unofanira kubhadhara kune umwe neumwe mushandi. Verenga zvakawanda pamusoro pe "Nanny Tax" uye kuti inoshanda here, kubva kuna Katherine Lewis paKushanda Moms. Katherine anewo urongwa hwezvimwe-zviitiko umo iwe haufaniri kubhadhara mutero uyu kune vashandi vako vekumba.
Ndeapi FICA mitero?
FICA mitero inobhadharwa hafu nevanoshandira uye hafu yevashandi ve Social Social and Medicare. Mutero i15.3% (13.3% yegore ra2011, nokuti Social Security chikamu chetero chakaderedzwa 2% kuvashandi.).
Iwe unofanira kuchengetedza mari inodiwa kubva kune imwe yebhadharo yevashandi uye kuisa kunze chikamu chakaenzana kubva pamari yako pachako. Verenga zvakawanda pamusoro pemitero yeFICA.
Mukuwedzera pakushanda nematare eFICA, unofanirawo kupedzisa mapepa matsva ekubhadhara uye usabvisa federal uye mutero wemitero yehurumende nezvimwe. Hezvino zvinhu zvinokosha zvezvaunofanira kuita:
Purogiramu Inodiwa Nevashandi Vemumba Vatsva
- Tsvaga nhamba yehurumende yekuzivikanwa yevashandi (yeEIN) iyo inyoresa yako yevashandi, sehuwandu hwekuchengetedzwa kwevanhu
- Iwe unofanirwa kuva nemushandi akazadzisa mapepa matsva ekubhadhara , kusanganisira Form W-4 ye federal tax inholding
- Iwe unofanirwawo kuongorora kukodzera kwevashandi vako kushanda muU.S., uchishandisa Fomu I-9 . Hazvibvumirwe nemutemo kuti uwane mari yekuziva kana kupfuurira kushandisa mutorwa asina mvumo.
- Tarisa kuti uone kana mushandi wako akakodzera kuwana mari yekuwana mari yevanhu vanoita mari shoma.
- Iwe unofanirwawo kunyora nehurumende yako seanoshandira.
Kushanda Mitero Yevashandi veMhuri
Iwe unofanira:
- Kusachengetedza hurumende uye hurumende (kana zvichibvira) mitero yebhadharo uye mitero yeFICA (Social Security neMedare) kubva kubhadhara yevashandi
- Iwe unofanirwa kuripa izvi zvakachengetwa zvakaenzana ne IRS nguva nenguva uye inoparidzira kwegore negore pane IRS Form 941 mari inokweretwa uye yakabhadharwa
- Iwe unofanirwa kugovera umwe neumwe mushandi wegore negore rebhadha uye kubvisa paFomu W-2 uye kupa Social Security Administration nemapepa ezvose W-2s uye mafomu ekutumira (paFomu W-3).
- Iwe unofanirwa kuribhadhara zvematongerwo enyika emitero yebasa , zvichibva pamubhadharo wevashandi.
Imwe Mitero Inoshuvaridza paHedheni H
Kana iwe uchibhadhara mushandi wepamba $ 1700 kana kupfuura (muna 2010) unofanira kuisa Purogiramu H - Mhuri Yebasa Mitero inogadzirisa pamwe chete nemutero wako wekubhadhara.
Iyi fomu inonyora mashoko pamusoro pehuwandu waibhadhara vashandi vekumba, mitero yemari yawakachengetedza, uye FICA mitero iwe wakachengeta uye yakabhadhara mugore.
Verenga zvakawanda pamusoro peHedheni H - Imba Yebasa Mitero kubva kwaWilliam Perez kuMutero Wemitero.
Kana iwe uchitsvaga mudzidzi akazvimirira oga
Kana iwe uchitsvaga basa rokuchenesa kana imwe kambani yekuzvimirira yekushandira iwe pamba, unofanira:
- Iva nehurukuro yezvokudzivirira inyanzvi IRS Form W-9 kuti uone nhamba yeAIDS yemutero weiyo munhu kana kambani. Kana iwe usina nhamba yechirango, kana kuti nhamba yacho isiri yakarurama, unofanira kubvisa kuchengetedza kubvisa pakubhadhara imwe neimwe yaunoita.
- Gore rega roga unofanira kupa chikwata IRS Form 1099-MISC kana wakabhadhara kontrakiti $ 600 kana kupfuura gore rapfuura, uye unofanira kutumira 1099-MISC ku Social Security Administration.
Verenga zvakawanda nezvekubhadhara uye kubhadhara makambani ekuzvimirira.
Kana iwe usingazivi kana mushandi ari mushandi kana kambani yekuzvimirira, verenga zvakawanda pamusoro pokuti ungasiyanisa sei vashandi nevakambani vezvokuchengetedza . Izvi dzimwe nguva basa rakaoma, saka iwe unogona kuda kutarisana nemupepeti wemabasa. Iwe unogonawo kubvunza IRS kuti uzvisarudze, uchishandisa Fomu SS-8 . I IRS inofunga kuti mushandi mushandi kunze kwekuti iwe unogona kuratidza chimwe chinhu, uye IRS kuongorora vashandisi kuti vave nechokwadi chokuti vashandi vakanyatsorongedzerwa.
Kuti udzidze zvakawanda nezvekuva mushandirwi nemabasa ako ekubhadhara mitero nemitero yemitero, ino nheyo pamusoro peKubhadhara uye Payroll Mitero Nhanho inofanira kuva yakakosha.
Kuti uwane mamwe mashoko, ona Publication 926 - Mutero Wemutoro Wemhuri.
Child Care Tax Credit
Chimwe chinyorwa: Iwe unogona kukodzera chikwereti chemutero pamari yekuchengeta mwana wako paunenge uchishanda. Iyi mari inogona kusanganisira kubhadhara kune nanny kana mumwe munhu anotarisira mwana. Chaizvoizvo chikwereti chemutero kune zvose zvekutarisira vana uye kuvimba kwekutarisira (semubereki akwegura). Katherine Lewis, Kushanda Moms expert, ane ruzivo rwakawanda pamusoro pemutero wechikwereti.
Zvinonzwisisika: Nyaya iyi nemashoko ose epaiti ino hazvirevi kutora mutero kana mazano emutemo, asi inotarisirwa kuva ruzivo rwevanhu chete. Mamiriro ose ega akasiyana uye mitero yemitero inoshanduka. Tarisa nevateresi vako vemitero uye vepamutemo vasati vatora chero zviito pamatambudziko akadai.