Usakanganwa Mazvesheni Edzimwedzi Pamwedzi Mubhadharo Yako Kugadzirira

Kutanga bhizimisi idzva? Usakanganwa izvi zvinowanzoitwa pamwedzi kana kuti dzimwe nguva mari yebhizimisi mubhajheji yako uye kubhadhara mutero.

Kunyange zvazvo mhando dzebhizimisi dzakasiyana dzine mari yakasiyana-siyana, heino urongwa hwemabhizimisi akawanda anotengeswa ayo mabhizinesi akawanda anofanira kubhadhara. Verenga kuburikidza nezveruzhinji kuti uve nechokwadi kuti hauna kukanganiswa chero ipi zvayo mari iyi. Yeuka, mari yakawanda yaunogona kuisimbisa, yakaderera yako mwedzi wega-uye yegore - yebhizimusi mari, uye yakaderera mabhizimisi emitero.

Mitero uye Mari dzebhizimisi

Kuti uwane mari iyi pamutengo webhizimisi yako, iwe unofanirwa kuratidza kuti ndeyemabhizimisi ezvematongerwo enyika. Iwe haugoni kubvisa mari yako yega yebhizimisi yemitero. Iva nechokwadi chekuchengeta zvinyorwa zvakanakisisa. Ndichataura nzvimbo dzaunoda zvinyorwa zvinyorwa.

Nzvimbo Dhauriro

Bhizinesi rimwe nerimwe rinoda nzvimbo yekushanda, uye pane nguva dzose inodhura nzvimbo. Zvinogona kuva chikwereti pane chivako kana rendi pahofisi yakabhadharwa kana nzvimbo yekutengesa, kana chikamu chemari yezvakaitika mubhizimusi rako rekumba.

Ngatitarise pane imwe nzvimbo yemwedzi mari inotsanangurwa:

Mortgage: Kana iwe uine chivako uye uine chikwereti paimba, chido chekubhadhara chikwereti . Iyo pfuma pachayo inoshandiswa iyo inoderedzwa (kureva, mari yekutenga inopararira pane nguva.)

Kuvaka chivako : Kana uri kukwereta chivako kana nzvimbo yebhizimisi yebhizimisi rako, unogona kutora zvose zvinoshandiswa nekambani.

Musha webhizimisi nzvimbo: Kana uine bhizimisi mumba mako, unogona kutora zvimwe zvezvinhu zveimba, zvichienderana nenzvimbo iyo inoshandiswa nguva dzose uye yega nekuda kwebhizimisi.

Zvishandiso, Foni, uye Maitirwo emakombiyuta

Saizvozvowo, bhizinesi rimwe nerimwe rinofanira kubhadhara zvinoshandiswa zvinodhura: magetsi, gesi, mvura, gungwa remvura, uye mamwe mabasa eguta sechikwata chemarara.

Kune bhizinesi rekumba, izvi zvinodhura zvinoderedzwa, zvichienderana nenhamba yeimba iri kushandiswa kwebhizimisi. Kana iwe uchikwereta nzvimbo, zvimwe zvezvinhu izvi zvinogona kuiswa muhotera yako. Usakanganwa kukosha kwemafoni efoni uye makombiyuta eIndaneti.

Mimwe midziyo yaunotenga mubhizimusi rako inofungidzirwa kuti yakanyorwa sedzimba, imwe nharaunda ye IRS inokuda kuti uchengetedze bhizimusi uye mari dzevanhu pachavo dzakasiyana.

Zvimwe Mishandiro uye Maintenance Mazano

Zvimwe zvebasa zvinowanzoshandiswa nebhizimisi nekuchengetedza mari kune nzvimbo, zvishandiso, nekugadzirisa zvakanyanya. Mabhizimusi anewo mari yekuchera kusvina, kubviswa kwechando, nezvimwe zvinodhura kunze.

Iwe uchada kuchengeta nhamba yemari yaunobhadhara kunze kwemashumiro. Kana iwe uchibhadhara mumwe munhu $ 600 kana kupfuura mukati megore, unofanira kupa munhu iyeye fomu 1099-MISC uye faira iyo fomu ne IRS.

Insurances yebhizimisi

Bhizinesi rimwe nerimwe rinoda mhando dzakawanda dze inshuwarisi . Semuenzaniso, iwe uchada pfuma / kuurayiwa / kubhadhara inshuwarisi yekuvhara zviitiko zvinotyisa (semoto uye kuparadza) nekuregererwa kwese. Iwe unofanirwawo kuva ne inshuwarisi yekushungurudza kwebhizimisi, iyo inokwereta kana iwe usingagoni kushandisa nzvimbo yako yebhizimisi kwenguva yakati.

Mukuwedzera, iwe ungada yunishuwarenzi yakakosha, sekusashandiswa kwemabasa kana inshuwarheni yemhosva yechipatimendi. Inishuwarenzi yekuremara kwauri uye vamwe vashandi vanokosha zvakarewo pfungwa yakanaka kune mamwe mabhizinesi.

Mibairo, Mishahara, Mitero yemitero, uye Zvipo

Iwe uchada kubhadhara vashandi maererano nemari yehutori yawakagadza , kusanganisira yebatsiro yevashandi uye mitero yemitero. Iwe unogona kutsvaga kambani yekubhadhara kuti ikubatsire nezvose zvinonetsa zvegadziriro ino.

Zvimwe Zvimwe uye Mahofisi Ehofisi

Mwedzi woga woga iwe uchave uchida kudzorera zvipo, kusanganisira mahofisi emahofisi uye zvinhu uye zvinhu zvakakosha zvinodiwa kune rudzi rwebhizimisi rako. Iwe unogona kunge uchida kuchengetedza mutsara wezvinhu, kana uine zvakawanda zvavo.

Professional Fees

Gadzira chikwata chenyanzvi dzemari, kusanganisira izvo zvakabhadharwa kune gweta rako , mutungamiri weCPA / mutero uye vamwe vadzidzisi vezvenyanzvi.

Iwe unogona kusabhadhara vanhu ava mwedzi mumwe nomumwe, asi gadzirisa mari mune iri sangano chete kana zvichiitika.

Muzviitiko zvizhinji, iwe uchazofanirawo kupa mazhizha aya 1099-MISC fomu, sezvinotsanangurwa pamusoro apa.

Mari yeMaripo neZokubhadhara

Kubhadharwa kwemwedzi pamabhadharo, mitsara yechikwereti, uye zvikwereti zvinofanira kuiswa mune zvebhizimisi mari yako. Chengetedza ruzivo rwechido chezvikwereti izvi nokuda kwekutarisira mutero.

Kutengeserana uye Kutengesa Mariko

Itai mari yegore negore yekutsvaga kusanganisira kushamwaridzana kwemashoko ezvehuwandu uye mamwe mabasa ekudhinda nekusimudzira, zvakadai semapepanhau emashamba, mabhodhi, uye kushambadzira kwepaIndaneti. Iwe unogona kusanganisira mari yekuchengetedza webhu pano apa kana kuisa mari idzi pasi pezvinoshandiswa nehofisi.

Bhizimusi reMabhizimisi Mahomwe

Mitero yehutungamiri hwako mune unyanzvi hwekudyidzana kana boka rebhizimisi rinofanira kuiswa pano, pamwe chete nemabhuku ekudzidzira. Iwe haugoni kubvisa mari yevanhu vemakwikwi evanhu (semakambani emakambani), asi chete avo avo zvakakosha zvakakwana kune bhizinesi renyu.

Kufamba, Kutyaira, uye Kuvaraidza Mari

Nezvikwereti izvi, iwe unoda ku:

Auto uye motokari mari. Iwe uchada kuchengeta nhamba ye mileage uye zuva rekucherechedza uye chinangwa chekufamba.

Kufambisa mari, ndinofamba-famba kufamba, mahotera, uye kudya apo iwe uchifamba.

Kudya uye kuvaraidza mari . Iwe unongokwanisa kukwanisa kutora 50% yezvibhadharo izvi, asi chengetedza zvinyorwa zvakadzama uye uzviise mumabhuku ako uye mitero zvisinei.

Mari Imitero

Iwe uchada kuisa pamari mari yekubhadhara mitero yemari, mitero yekuzvimirira (Social Security neMedare kune vanhu vanozvishandira), kusashanda kwemabasa uye kubhadhara mitero yevashandi, nemamwe mitero yebhizimisi. Mitero yeHurumende haibhadharwi, asi imwe mitero inodhura mari yebhizimisi mari.

Zvimwe zvinhu zvakasiyana-siyana

Chinonyanya kukosha, usakanganwa kuisa mari yezvinhu zvakasiyana-siyana . Iwe hauzive kuti chii chinogona kuuya, uye iwe unoda mari kuti ubhadhara mari dzisingatarisirwi.